CFNB vs. PGR
CFNB (California First Leasing Corporation) and PGR (The Progressive Corporation) are both stocks. Both are in the Financial Services sector — CFNB in Credit Services, PGR in Insurance - Property & Casualty. Over the past 10 years, CFNB returned 64.85%/yr vs 24.55%/yr for PGR. At a 0.07 correlation, their price movements are largely independent.
Performance
CFNB vs. PGR - Performance Comparison
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Returns By Period
In the year-to-date period, CFNB achieves a 5,984.23% return, which is significantly higher than PGR's 0.79% return. Over the past 10 years, CFNB has outperformed PGR with an annualized return of 64.85%, while PGR has yielded a comparatively lower 24.55% annualized return.
CFNB
- 1D
- 0.00%
- 1M
- 5,366.99%
- YTD
- 5,984.23%
- 6M
- 7,581.00%
- 1Y
- 8,929.26%
- 3Y*
- 394.30%
- 5Y*
- 149.77%
- 10Y*
- 64.85%
PGR
- 1D
- 4.01%
- 1M
- 8.11%
- YTD
- 0.79%
- 6M
- 0.71%
- 1Y
- -13.77%
- 3Y*
- 21.14%
- 5Y*
- 20.31%
- 10Y*
- 24.55%
CFNB vs. PGR - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CFNB California First Leasing Corporation | 5,984.23% | 18.72% | 43.24% | 3.72% | -11.51% | 24.31% | -5.78% | 21.39% | -3.14% | -0.52% |
PGR The Progressive Corporation | 0.79% | -3.02% | 51.39% | 23.16% | 26.81% | 10.84% | 41.48% | 25.14% | 9.39% | 61.59% |
Correlation
The correlation between CFNB and PGR is 0.03, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.03 |
Correlation (3Y) Calculated over the trailing 3-year period | -0.01 |
Correlation (5Y) Calculated over the trailing 5-year period | -0.02 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.01 |
Correlation (All Time) Calculated using the full available price history since Apr 9, 1987 | 0.07 |
Fundamentals
CFNB:
$7.82M
PGR:
$89.43B
CFNB:
$7.72M
PGR:
$25.44B
CFNB:
$5.33M
PGR:
$15.15B
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Return for Risk
CFNB vs. PGR — Risk / Return Rank
CFNB
PGR
CFNB vs. PGR - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for California First Leasing Corporation (CFNB) and The Progressive Corporation (PGR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CFNB | PGR | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +2.46 | ||
| Sortino ratioReturn per unit of downside risk | +455.13 | ||
| Omega ratioGain probability vs. loss probability | 88.81 | 0.91 | +87.90 |
| Calmar ratioReturn relative to maximum drawdown | 671.92 | -0.58 | +672.49 |
| Martin ratioReturn relative to average drawdown | 2,003.80 | -0.88 | +2,004.68 |
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Drawdowns
CFNB vs. PGR - Drawdown Comparison
The maximum CFNB drawdown since its inception was -75.57%, which is greater than PGR's maximum drawdown of -71.06%. Use the drawdown chart below to compare losses from any high point for CFNB and PGR.
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Drawdown Indicators
| CFNB | PGR | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -75.57% | -71.06% | -4.51% |
Max Drawdown (1Y)Largest decline over 1 year | -13.53% | -24.02% | +10.49% |
Max Drawdown (3Y)Largest decline over 3 years | -23.92% | -30.35% | +6.43% |
Max Drawdown (5Y)Largest decline over 5 years | -23.92% | -30.35% | +6.43% |
Max Drawdown (10Y)Largest decline over 10 years | -31.09% | -30.35% | -0.74% |
Current DrawdownCurrent decline from peak | 0.00% | -21.10% | +21.10% |
Average DrawdownAverage peak-to-trough decline | -22.09% | -14.54% | -7.55% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.53% | 15.74% | -11.21% |
Volatility
CFNB vs. PGR - Volatility Comparison
California First Leasing Corporation (CFNB) has a higher volatility of 390.76% compared to The Progressive Corporation (PGR) at 7.85%. This indicates that CFNB's price experiences larger fluctuations and is considered to be riskier than PGR based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CFNB | PGR | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 390.76% | 7.85% | +382.91% |
Volatility (6M)Calculated over the trailing 6-month period | 391.47% | 16.67% | +374.80% |
Volatility (1Y)Calculated over the trailing 1-year period | 4,899.81% | 22.77% | +4,877.04% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 2,196.62% | 24.60% | +2,172.02% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 1,554.25% | 24.51% | +1,529.74% |
Dividends
CFNB vs. PGR - Dividend Comparison
CFNB has not paid dividends to shareholders, while PGR's dividend yield for the trailing twelve months is around 6.44%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CFNB California First Leasing Corporation | 0.00% | 0.00% | 1.70% | 0.00% | 0.00% | 3.07% | 3.56% | 3.12% | 3.53% | 3.18% | 2.94% | 3.33% |
PGR The Progressive Corporation | 6.44% | 2.15% | 0.48% | 0.25% | 0.31% | 6.23% | 2.68% | 3.89% | 1.86% | 1.21% | 2.50% | 2.16% |
Financials
CFNB vs. PGR - Financials Comparison
This section allows you to compare key financial metrics between California First Leasing Corporation and The Progressive Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
CFNB and PGR have a correlation of 0.03, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
CFNB has higher volatility (390.76%) compared to PGR (7.85%). In terms of maximum drawdown, CFNB dropped -75.57% vs PGR's -71.06%.
CFNB currently has the higher Sharpe Ratio (1.86 vs -0.61), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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