CFNB vs. WMT
CFNB (California First Leasing Corporation) and WMT (Walmart Inc.) are both stocks. CFNB operates in Credit Services (Financial Services), while WMT operates in Discount Stores (Consumer Defensive). Over the past 10 years, CFNB returned -26.25%/yr vs 18.25%/yr for WMT. Their 0.07 correlation means their historical movements had little consistent relationship.
Performance
CFNB vs. WMT - Performance Comparison
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Returns By Period
In the year-to-date period, CFNB achieves a -97.57% return, which is significantly lower than WMT's -0.24% return. Over the past 10 years, CFNB has underperformed WMT with an annualized return of -26.25%, while WMT has yielded a comparatively higher 18.25% annualized return.
CFNB
- 1D
- 0.00%
- 1M
- -98.00%
- 6M
- -97.54%
- YTD
- -97.57%
- 1Y
- -96.42%
- 3Y*
- -65.47%
- 5Y*
- -48.35%
- 10Y*
- -26.25%
- ALL TIME*
- -14.47%
WMT
- 1D
- -0.44%
- 1M
- -1.01%
- 6M
- -10.41%
- YTD
- -0.24%
- 1Y
- 13.35%
- 3Y*
- 29.41%
- 5Y*
- 19.90%
- 10Y*
- 18.25%
- ALL TIME*
- 18.35%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $33.95 | $30.56 | $176.50K | |
WMT Walmart Inc. | $2.54B | $2.38B | $2.75B |
CFNB vs. WMT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CFNB California First Leasing Corporation | -97.57% | 18.72% | 40.36% | 3.72% | -10.28% | 18.89% | -8.95% | 17.74% | -6.11% | -3.58% |
WMT Walmart Inc. | -0.24% | 24.49% | 73.99% | 12.88% | -0.46% | 1.97% | 23.32% | 30.16% | -3.43% | 46.56% |
Correlation
The correlation between CFNB and WMT is -0.04, meaning there was essentially no consistent relationship between their historical price movements. Each responded to its own set of market drivers.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | -0.04 |
Correlation (3Y) Balances recent behavior with more history. | -0.00 |
Correlation (5Y) Shows whether the relationship held over a longer period. | -0.03 |
Correlation (10Y) Provides a long-term view across more market conditions. | -0.03 |
Correlation (All Time) Calculated using the full available price history since Aug 29, 2006 | 0.07 |
The correlation between CFNB and WMT shifts across timeframes, from -0.04 (1 year) to 0.07 (all time), reflecting how their relationship changes across market environments.
Fundamentals
CFNB:
$6.10M
WMT:
$881.04B
CFNB:
$377.58
WMT:
$2.88
CFNB:
0.09
WMT:
38.44
CFNB:
0.00
WMT:
2.51
CFNB:
0.06
WMT:
1.22
CFNB:
0.02
WMT:
9.39
CFNB:
$97.71M
WMT:
$725.31B
CFNB:
$94.08M
WMT:
$181.16B
CFNB:
$95.07M
WMT:
$44.32B
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Return for Risk
CFNB vs. WMT — Risk / Return Rank
CFNB
WMT
CFNB vs. WMT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for California First Leasing Corporation (CFNB) and Walmart Inc. (WMT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CFNB | WMT | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.48 | ||
| Sortino ratioReturn per unit of downside risk | -1.31 | ||
| Omega ratioGain probability vs. loss probability | 0.75 | 1.12 | -0.36 |
| Calmar ratioReturn relative to maximum drawdown | -0.99 | 0.70 | -1.69 |
| Martin ratioReturn relative to average drawdown | -4.97 | 1.79 | -6.76 |
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Drawdowns
CFNB vs. WMT - Drawdown Comparison
The maximum CFNB drawdown since its inception was -98.00%, which is greater than WMT's maximum drawdown of -77.14%. Use the drawdown chart below to compare losses from any high point for CFNB and WMT.
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Drawdown Indicators
| CFNB | WMT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -98.00% | -77.14% | -20.86% |
Max Drawdown (1Y)Largest decline over 1 year | -98.00% | -19.23% | -78.77% |
Max Drawdown (3Y)Largest decline over 3 years | -98.00% | -21.93% | -76.07% |
Max Drawdown (5Y)Largest decline over 5 years | -98.00% | -25.74% | -72.26% |
Max Drawdown (10Y)Largest decline over 10 years | -98.00% | -25.74% | -72.26% |
Current DrawdownCurrent decline from peak | -98.00% | -17.50% | -80.50% |
Average DrawdownAverage peak-to-trough decline | -16.70% | -14.63% | -2.07% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 19.06% | 7.47% | +11.59% |
Volatility
CFNB vs. WMT - Volatility Comparison
California First Leasing Corporation (CFNB) has a higher volatility of 391.20% compared to Walmart Inc. (WMT) at 6.24%. This indicates that CFNB's price experiences larger fluctuations and is considered to be riskier than WMT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CFNB | WMT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 391.20% | 6.24% | +384.96% |
Volatility (6M)Calculated over the trailing 6-month period | 391.62% | 19.55% | +372.07% |
Volatility (1Y)Calculated over the trailing 1-year period | 103.65% | 24.82% | +78.83% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 47.10% | 21.96% | +25.14% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 36.52% | 21.90% | +14.62% |
Dividends
CFNB vs. WMT - Dividend Comparison
CFNB has not paid dividends to shareholders, while WMT's dividend yield for the trailing twelve months is around 0.87%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CFNB California First Leasing Corporation | 0.00% | 0.00% | 0.03% | 0.00% | 0.00% | 0.06% | 0.07% | 0.06% | 0.07% | 0.06% | 0.06% | 0.07% |
WMT Walmart Inc. | 0.87% | 0.84% | 0.92% | 1.45% | 1.58% | 1.52% | 1.50% | 1.78% | 2.23% | 2.07% | 2.89% | 3.20% |
Financials
CFNB vs. WMT - Financials Comparison
This section allows you to compare key financial metrics between California First Leasing Corporation and Walmart Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
CFNB vs. WMT - Profitability Comparison
CFNB - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, California First Leasing Corporation reported a gross profit of 67.97M and revenue of 67.97M. Therefore, the gross margin over that period was 100.0%.
WMT - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Walmart Inc. reported a gross profit of 44.69B and revenue of 177.75B. Therefore, the gross margin over that period was 25.1%.
CFNB - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, California First Leasing Corporation reported an operating income of 67.05M and revenue of 67.97M, resulting in an operating margin of 98.7%.
WMT - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Walmart Inc. reported an operating income of 7.49B and revenue of 177.75B, resulting in an operating margin of 4.2%.
CFNB - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, California First Leasing Corporation reported a net income of 11.99M and revenue of 67.97M, resulting in a net margin of 17.6%.
WMT - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Walmart Inc. reported a net income of 5.65B and revenue of 177.75B, resulting in a net margin of 3.2%.
Frequently Asked Questions
CFNB and WMT have a correlation of -0.04, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
CFNB has higher volatility (391.20%) compared to WMT (6.24%). In terms of maximum drawdown, CFNB dropped -98.00% vs WMT's -77.14%.
WMT currently has the higher Sharpe Ratio (0.54 vs -0.94), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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