CFNB vs. FITBI

Last updated Jun 3, 2026

CFNB (California First Leasing Corporation) and FITBI (Fifth Third Bancorp) are both stocks. Both are in the Financial Services sector — CFNB in Credit Services, FITBI in Banks - Regional. Over the past 10 years, CFNB returned 10.86%/yr vs 4.85%/yr for FITBI. At a 0.01 correlation, their price movements are largely independent.

Performance

CFNB vs. FITBI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in California First Leasing Corporation (CFNB) and Fifth Third Bancorp (FITBI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, CFNB achieves a 16.43% return, which is significantly higher than FITBI's 2.29% return. Over the past 10 years, CFNB has outperformed FITBI with an annualized return of 10.86%, while FITBI has yielded a comparatively lower 4.85% annualized return.

CFNB

• 1D: 0.48%
• 1M: 16.64%
• YTD: 16.43%
• 6M: 41.98%
• 1Y: 73.25%
• 3Y*: 30.57%
• 5Y*: 13.46%
• 10Y*: 10.86%

FITBI

• 1D: 0.08%
• 1M: 1.26%
• YTD: 2.29%
• 6M: 3.61%
• 1Y: 8.93%
• 3Y*: 9.22%
• 5Y*: 5.40%
• 10Y*: 4.85%

*Multi-year figures are annualized to reflect compound growth (CAGR)

CFNB vs. FITBI - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
CFNB California First Leasing Corporation	16.43%	18.72%	43.24%	3.72%	-11.51%	24.31%	-5.78%	21.39%	-3.14%	-0.52%
FITBI Fifth Third Bancorp	2.29%	9.63%	8.78%	11.06%	-5.97%	1.32%	8.07%	17.73%	-3.58%	10.64%

Correlation

The correlation between CFNB and FITBI is -0.04, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	-0.04
Correlation (3Y) Calculated over the trailing 3-year period	-0.02
Correlation (5Y) Calculated over the trailing 5-year period	-0.01
Correlation (10Y) Calculated over the trailing 10-year period	0.02
Correlation (All Time) Calculated using the full available price history since Dec 9, 2013	0.01

Fundamentals

Total Revenue (TTM) CFNB : $7.82M FITBI : $13.66B
Gross Profit (TTM) CFNB : $7.72M FITBI : $9.10B
EBITDA (TTM) CFNB : $5.33M FITBI : $3.03B

Return for Risk

CFNB vs. FITBI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

CFNB

CFNB Risk / Return Rank: 95
CFNB Sharpe Ratio Rank: 93
CFNB Sortino Ratio Rank: 97
CFNB Omega Ratio Rank: 98
CFNB Calmar Ratio Rank: 92
CFNB Martin Ratio Rank: 92

FITBI

FITBI Risk / Return Rank: 91
FITBI Sharpe Ratio Rank: 90
FITBI Sortino Ratio Rank: 89
FITBI Omega Ratio Rank: 90
FITBI Calmar Ratio Rank: 93
FITBI Martin Ratio Rank: 92

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

CFNB vs. FITBI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for California First Leasing Corporation (CFNB) and Fifth Third Bancorp (FITBI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	CFNB	FITBI	Difference
Sharpe ratio Return per unit of total volatility	2.80	2.20	+0.60
Sortino ratio Return per unit of downside risk	4.82	3.07	+1.75
Omega ratio Gain probability vs. loss probability	1.92	1.45	+0.48
Calmar ratio Return relative to maximum drawdown	5.59	5.79	-0.21
Martin ratio Return relative to average drawdown	15.22	15.06	+0.16
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

CFNB vs. FITBI - Sharpe Ratio Comparison

The current CFNB Sharpe Ratio is 2.80, which is comparable to the FITBI Sharpe Ratio of 2.20. The chart below compares the historical Sharpe Ratios of CFNB and FITBI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	CFNB	FITBI	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	2.80	2.20	+0.60
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.83	0.47	+0.36
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.56	0.32	+0.24
Sharpe Ratio (All Time) Calculated using the full available price history	0.16	0.49	-0.33

Drawdowns

CFNB vs. FITBI - Drawdown Comparison

The maximum CFNB drawdown since its inception was -75.57%, which is greater than FITBI's maximum drawdown of -34.39%. Use the drawdown chart below to compare losses from any high point for CFNB and FITBI.

Drawdown Indicators

	CFNB	FITBI	Difference
Max Drawdown Largest peak-to-trough decline	-75.57%	-34.39%	-41.18%
Max Drawdown (1Y) Largest decline over 1 year	-13.53%	-1.55%	-11.98%
Max Drawdown (3Y) Largest decline over 3 years	-23.92%	-5.47%	-18.45%
Max Drawdown (5Y) Largest decline over 5 years	-23.92%	-19.16%	-4.76%
Max Drawdown (10Y) Largest decline over 10 years	-31.09%	-34.39%	+3.30%
Current Drawdown Current decline from peak	0.00%	-0.08%	+0.08%
Average Drawdown Average peak-to-trough decline	-22.12%	-3.11%	-19.01%
Ulcer Index Depth and duration of drawdowns from previous peaks	4.97%	0.59%	+4.38%

Volatility

CFNB vs. FITBI - Volatility Comparison

California First Leasing Corporation (CFNB) has a higher volatility of 7.94% compared to Fifth Third Bancorp (FITBI) at 0.60%. This indicates that CFNB's price experiences larger fluctuations and is considered to be riskier than FITBI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	CFNB	FITBI	Difference
Volatility (1M) Calculated over the trailing 1-month period	7.94%	0.60%	+7.34%
Volatility (6M) Calculated over the trailing 6-month period	21.30%	2.11%	+19.19%
Volatility (1Y) Calculated over the trailing 1-year period	26.30%	4.08%	+22.22%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	16.39%	11.59%	+4.80%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	19.46%	14.99%	+4.47%

Dividends

CFNB vs. FITBI - Dividend Comparison

CFNB has not paid dividends to shareholders, while FITBI's dividend yield for the trailing twelve months is around 7.93%.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
CFNB California First Leasing Corporation	0.00%	0.00%	1.70%	0.00%	0.00%	3.07%	3.56%	3.12%	3.53%	3.18%	2.94%	3.33%
FITBI Fifth Third Bancorp	7.93%	8.12%	9.15%	6.50%	6.75%	5.95%	5.69%	5.77%	6.40%	5.81%	6.08%	5.73%

Financials

Frequently Asked Questions

Can I hold both CFNB and FITBI in my portfolio?

CFNB and FITBI have a correlation of -0.04, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, CFNB or FITBI?

CFNB has higher volatility (7.94%) compared to FITBI (0.60%). In terms of maximum drawdown, CFNB dropped -75.57% vs FITBI's -34.39%.

Which has better risk-adjusted returns?

CFNB currently has the higher Sharpe Ratio (2.80 vs 2.20), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.