CACC vs. CBL
CACC (Credit Acceptance Corporation) and CBL (CBL & Associates Properties, Inc.) are both stocks. Over the past 3 years, CACC returned 0.94%/yr vs 48.81%/yr for CBL. Their 0.33 correlation means their historical movements had little consistent relationship.
Performance
CACC vs. CBL - Performance Comparison
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Returns By Period
In the year-to-date period, CACC achieves a 28.29% return, which is significantly lower than CBL's 63.30% return.
CACC
- 1D
- 2.38%
- 1M
- -13.42%
- 6M
- 14.18%
- YTD
- 28.29%
- 1Y
- 27.13%
- 3Y*
- 0.94%
- 5Y*
- 3.25%
- 10Y*
- 11.56%
- ALL TIME*
- 17.46%
CBL
- 1D
- 0.74%
- 1M
- 11.55%
- 6M
- 68.77%
- YTD
- 63.30%
- 1Y
- 133.93%
- 3Y*
- 48.81%
- 5Y*
- —
- 10Y*
- —
- ALL TIME*
- 27.56%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $81.32M | $84.95M | $97.60M | |
| $18.26M | $16.78M | $15.02M |
CACC vs. CBL - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
CACC Credit Acceptance Corporation | 28.29% | -5.54% | -11.88% | 12.30% | -31.01% | 15.37% |
CBL CBL & Associates Properties, Inc. | 63.30% | 37.21% | 28.52% | 12.96% | -17.96% | 18.86% |
Correlation
The correlation between CACC and CBL is 0.24, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.24 |
Correlation (3Y) Balances recent behavior with more history. | 0.31 |
Correlation (All Time) Calculated using the full available price history since Nov 2, 2021 | 0.33 |
Fundamentals
CACC:
$5.95B
CBL:
$1.82B
CACC:
$40.57
CBL:
$5.56
CACC:
14.02
CBL:
10.56
CACC:
16.15
CBL:
0.04
CACC:
2.75
CBL:
3.13
CACC:
4.12
CBL:
4.53
CACC:
$2.31B
CBL:
$582.57M
CACC:
$1.28B
CBL:
$139.43M
CACC:
$543.60M
CBL:
$413.31M
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Return for Risk
CACC vs. CBL — Risk / Return Rank
CACC
CBL
CACC vs. CBL - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Credit Acceptance Corporation (CACC) and CBL & Associates Properties, Inc. (CBL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CACC | CBL | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -4.24 | ||
| Sortino ratioReturn per unit of downside risk | -4.58 | ||
| Omega ratioGain probability vs. loss probability | 1.11 | 1.68 | -0.57 |
| Calmar ratioReturn relative to maximum drawdown | 0.74 | 10.53 | -9.79 |
| Martin ratioReturn relative to average drawdown | 1.68 | 34.46 | -32.78 |
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Drawdowns
CACC vs. CBL - Drawdown Comparison
The maximum CACC drawdown since its inception was -90.00%, which is greater than CBL's maximum drawdown of -34.02%. Use the drawdown chart below to compare losses from any high point for CACC and CBL.
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Drawdown Indicators
| CACC | CBL | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -90.00% | -34.02% | -55.98% |
Max Drawdown (1Y)Largest decline over 1 year | -21.71% | -12.31% | -9.40% |
Max Drawdown (3Y)Largest decline over 3 years | -32.74% | -29.14% | -3.60% |
Max Drawdown (5Y)Largest decline over 5 years | -45.68% | — | — |
Max Drawdown (10Y)Largest decline over 10 years | -56.93% | — | — |
Current DrawdownCurrent decline from peak | -18.29% | -2.23% | -16.06% |
Average DrawdownAverage peak-to-trough decline | -30.64% | -12.13% | -18.51% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 9.64% | 3.76% | +5.88% |
Volatility
CACC vs. CBL - Volatility Comparison
The current volatility for Credit Acceptance Corporation (CACC) is 8.57%, while CBL & Associates Properties, Inc. (CBL) has a volatility of 9.13%. This indicates that CACC experiences smaller price fluctuations and is considered to be less risky than CBL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CACC | CBL | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.57% | 9.13% | -0.56% |
Volatility (6M)Calculated over the trailing 6-month period | 28.69% | 20.97% | +7.72% |
Volatility (1Y)Calculated over the trailing 1-year period | 40.78% | 28.00% | +12.78% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 41.58% | 32.35% | +9.23% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 41.13% | 32.35% | +8.78% |
Dividends
CACC vs. CBL - Dividend Comparison
CACC has not paid dividends to shareholders, while CBL's dividend yield for the trailing twelve months is around 3.66%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
CACC Credit Acceptance Corporation | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
CBL CBL & Associates Properties, Inc. | 3.66% | 6.76% | 5.44% | 6.14% | 12.78% |
Financials
CACC vs. CBL - Financials Comparison
This section allows you to compare key financial metrics between Credit Acceptance Corporation and CBL & Associates Properties, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
CACC vs. CBL - Profitability Comparison
CACC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Credit Acceptance Corporation reported a gross profit of 0.00 and revenue of 580.00M. Therefore, the gross margin over that period was 0.0%.
CBL - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, CBL & Associates Properties, Inc. reported a gross profit of 91.34M and revenue of 145.97M. Therefore, the gross margin over that period was 62.6%.
CACC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Credit Acceptance Corporation reported an operating income of 0.00 and revenue of 580.00M, resulting in an operating margin of 0.0%.
CBL - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, CBL & Associates Properties, Inc. reported an operating income of 72.75M and revenue of 145.97M, resulting in an operating margin of 49.8%.
CACC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Credit Acceptance Corporation reported a net income of 135.80M and revenue of 580.00M, resulting in a net margin of 23.4%.
CBL - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, CBL & Associates Properties, Inc. reported a net income of 45.40M and revenue of 145.97M, resulting in a net margin of 31.1%.
Frequently Asked Questions
CACC and CBL have a correlation of 0.24, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
CBL has higher volatility (9.13%) compared to CACC (8.57%). In terms of maximum drawdown, CACC dropped -90.00% vs CBL's -34.02%.
CBL currently has the higher Sharpe Ratio (4.63 vs 0.40), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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