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Credit Acceptance Corporation (CACC)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US2253101016

CUSIP

225310101

Sector

Financial Services

IPO Date

Jun 5, 1992

Highlights

Market Cap

$6.26B

EPS (TTM)

$20.20

PE Ratio

25.77

PEG Ratio

1.15

Total Revenue (TTM)

$2.16B

Gross Profit (TTM)

$1.93B

EBITDA (TTM)

$447.10M

Year Range

$409.22 - $614.96

Target Price

$483.75

Short %

9.00%

Short Ratio

7.17

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons:
CACC vs. TQQQ CACC vs. SPY CACC vs. QQQ
Popular comparisons:
CACC vs. TQQQ CACC vs. SPY CACC vs. QQQ

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Credit Acceptance Corporation, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


-10.00%-5.00%0.00%5.00%10.00%SeptemberOctoberNovemberDecember2025February
11.36%
9.03%
CACC (Credit Acceptance Corporation)
Benchmark (^GSPC)

Returns By Period

Credit Acceptance Corporation had a return of 10.90% year-to-date (YTD) and -7.22% in the last 12 months. Over the past 10 years, Credit Acceptance Corporation had an annualized return of 11.73%, while the S&P 500 benchmark had an annualized return of 11.26%, indicating that Credit Acceptance Corporation performed slightly bigger than the benchmark.


CACC

YTD

10.90%

1M

7.38%

6M

11.36%

1Y

-7.22%

5Y*

3.70%

10Y*

11.73%

^GSPC (Benchmark)

YTD

3.96%

1M

1.97%

6M

9.03%

1Y

22.16%

5Y*

12.60%

10Y*

11.26%

*Annualized

Monthly Returns

The table below presents the monthly returns of CACC, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20258.16%10.90%
20241.57%2.32%-0.37%-6.86%-4.46%4.86%11.70%-18.85%-4.95%-4.15%17.11%-5.67%-11.88%
2023-2.48%-3.96%-1.87%12.26%-8.95%13.97%9.58%-9.85%-8.30%-12.54%13.56%16.57%12.30%
2022-21.54%1.96%0.05%-6.88%16.16%-20.48%21.65%-7.61%-17.68%6.31%1.79%0.09%-31.01%
202111.45%-5.90%-0.77%9.59%13.34%1.49%6.75%19.58%0.97%2.21%4.46%10.05%98.67%
2020-3.02%-6.01%-36.58%21.85%18.70%13.30%11.68%-17.34%-12.45%-11.97%0.12%15.97%-21.75%
20194.26%10.51%2.74%9.80%-8.03%6.01%-1.20%-5.31%1.91%-5.09%-1.68%2.76%15.87%
20181.93%-4.56%5.00%0.13%6.70%0.11%8.55%19.06%-4.08%-3.12%-3.53%-6.76%18.02%
2017-5.62%-2.35%-0.52%1.93%5.79%19.59%-3.13%9.31%2.89%2.34%5.64%6.79%48.72%
2016-16.38%10.12%-7.88%8.11%-4.55%-1.21%-2.38%10.51%0.71%-8.44%4.20%13.38%1.63%
201515.56%16.28%6.38%21.13%-2.45%6.84%-2.43%-15.15%-3.41%-3.95%5.99%6.79%56.89%
20147.07%-0.75%2.90%-7.48%-0.70%-5.74%-7.62%8.37%2.30%17.05%1.48%-8.91%4.94%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of CACC is 33, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of CACC is 3333
Overall Rank
The Sharpe Ratio Rank of CACC is 3434
Sharpe Ratio Rank
The Sortino Ratio Rank of CACC is 3030
Sortino Ratio Rank
The Omega Ratio Rank of CACC is 3030
Omega Ratio Rank
The Calmar Ratio Rank of CACC is 3535
Calmar Ratio Rank
The Martin Ratio Rank of CACC is 3838
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Credit Acceptance Corporation (CACC) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for CACC, currently valued at -0.20, compared to the broader market-2.000.002.004.00-0.201.83
The chart of Sortino ratio for CACC, currently valued at -0.05, compared to the broader market-6.00-4.00-2.000.002.004.006.00-0.052.47
The chart of Omega ratio for CACC, currently valued at 0.99, compared to the broader market0.501.001.502.000.991.33
The chart of Calmar ratio for CACC, currently valued at -0.16, compared to the broader market0.002.004.006.00-0.162.76
The chart of Martin ratio for CACC, currently valued at -0.34, compared to the broader market-10.000.0010.0020.0030.00-0.3411.27
CACC
^GSPC

The current Credit Acceptance Corporation Sharpe ratio is -0.20. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Credit Acceptance Corporation with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio-1.000.001.002.003.00SeptemberOctoberNovemberDecember2025February
-0.20
1.83
CACC (Credit Acceptance Corporation)
Benchmark (^GSPC)

Dividends

Dividend History


Credit Acceptance Corporation doesn't pay dividends

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-40.00%-30.00%-20.00%-10.00%0.00%SeptemberOctoberNovemberDecember2025February
-25.23%
-0.07%
CACC (Credit Acceptance Corporation)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Credit Acceptance Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Credit Acceptance Corporation was 89.57%, occurring on Oct 28, 1997. Recovery took 2162 trading sessions.

The current Credit Acceptance Corporation drawdown is 25.23%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-89.57%Oct 19, 1995513Oct 28, 19972162Jun 28, 20062675
-66%Oct 17, 2006511Oct 27, 2008238Oct 7, 2009749
-56.93%Apr 29, 2019237Apr 3, 202086Aug 6, 2020323
-45.68%Nov 5, 2021293Jan 5, 2023
-45.03%Aug 11, 202074Nov 23, 2020172Aug 2, 2021246

Volatility

Volatility Chart

The current Credit Acceptance Corporation volatility is 6.65%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


0.00%5.00%10.00%15.00%20.00%SeptemberOctoberNovemberDecember2025February
6.65%
3.21%
CACC (Credit Acceptance Corporation)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Credit Acceptance Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an assessment of the market value of Credit Acceptance Corporation compared to its peers in the Credit Services industry.


PE Ratio
10.020.030.040.050.025.8
The chart displays the price to earnings (P/E) ratio for CACC in comparison to other companies of the Credit Services industry. Currently, CACC has a PE value of 25.8. This PE ratio is much higher than those of other companies of the industry. This might be an indicator of the company being overvalued.
PEG Ratio
-15.0-10.0-5.00.05.01.2
The chart displays the price to earnings to growth (PEG) ratio for CACC in comparison to other companies of the Credit Services industry. Currently, CACC has a PEG value of 1.2. This PEG ratio falls in the average range for the industry.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Credit Acceptance Corporation.


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Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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