BLUC vs. FNDB

Last updated Aug 6, 2026

BLUC (Bluemonte Large Cap Core ETF) and FNDB (Schwab Fundamental U.S. Broad Market Index ETF) are both exchange-traded funds - BLUC is a Large Cap Blend Equities fund actively managed by Bluemonte, while FNDB is a Large Cap Value Equities fund tracking the RAFI Fundamental High Liquidity US All Index. BLUC is actively managed, while FNDB is passively managed. Over the past year, BLUC returned 21.94% vs 32.96% for FNDB. Their 0.71 correlation means they have sometimes moved together and sometimes differently. BLUC charges 0.23%/yr vs 0.25%/yr for FNDB.

Performance

BLUC vs. FNDB - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Bluemonte Large Cap Core ETF (BLUC) and Schwab Fundamental U.S. Broad Market Index ETF (FNDB). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, BLUC achieves a 11.99% return, which is significantly lower than FNDB's 19.45% return.

BLUC

• 1D: -0.28%
• 1M: 2.33%
• 6M: 12.99%
• YTD: 11.99%
• 1Y: 21.94%
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: 25.12%

FNDB

• 1D: -0.47%
• 1M: 2.64%
• 6M: 12.38%
• YTD: 19.45%
• 1Y: 32.96%
• 3Y*: 19.89%
• 5Y*: 13.57%
• 10Y*: 14.07%
• ALL TIME*: 13.12%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
BLUC Bluemonte Large Cap Core ETF	$691.35K	$726.25K	$1.13M
FNDB Schwab Fundamental U.S. Broad Market Index ETF	$6.53M	$5.81M	$4.99M

BLUC vs. FNDB - Yearly Performance Comparison

	2026 (YTD)	2025
BLUC Bluemonte Large Cap Core ETF	11.99%	14.69%
FNDB Schwab Fundamental U.S. Broad Market Index ETF	19.45%	14.85%

Correlation

The correlation between BLUC and FNDB is 0.71, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.71
Correlation (All Time) Calculated using the full available price history since Jun 23, 2025	0.71

The correlation between BLUC and FNDB has been stable across timeframes, ranging from 0.71 to 0.71 - a consistent structural relationship.

BLUC vs. FNDB - Sectors Allocation Comparison

Sectors	BLUC	FNDB
Technology	43.1%	19.6%
Communication Services	11.8%	8.4%
Consumer Cyclical	10.0%	9.6%
Financial Services	9.5%	14.8%
Healthcare	7.8%	12.7%
Industrials	7.3%	10.3%
Consumer Defensive	3.7%	7.2%
Energy	2.3%	8.3%
Utilities	1.6%	3.2%
Real Estate	1.6%	2.5%
Basic Materials	1.4%	3.4%

Return for Risk

BLUC vs. FNDB — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

BLUC

BLUC Risk / Return Rank: 54
BLUC Sharpe Ratio Rank: 56
BLUC Sortino Ratio Rank: 54
BLUC Omega Ratio Rank: 53
BLUC Calmar Ratio Rank: 50
BLUC Martin Ratio Rank: 57

FNDB

FNDB Risk / Return Rank: 95
FNDB Sharpe Ratio Rank: 96
FNDB Sortino Ratio Rank: 95
FNDB Omega Ratio Rank: 95
FNDB Calmar Ratio Rank: 94
FNDB Martin Ratio Rank: 94

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

BLUC vs. FNDB - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Bluemonte Large Cap Core ETF (BLUC) and Schwab Fundamental U.S. Broad Market Index ETF (FNDB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	BLUC	FNDB	Difference
Sharpe ratio: Return per unit of total volatility	1.57	3.10	-1.53
Sortino ratio: Return per unit of downside risk	2.18	4.29	-2.11
Omega ratio: Gain probability vs. loss probability	1.28	1.57	-0.30
Calmar ratio: Return relative to maximum drawdown	2.06	5.26	-3.20
Martin ratio: Return relative to average drawdown	7.77	20.73	-12.96

BLUC vs. FNDB - Sharpe Ratio Comparison

The current BLUC Sharpe Ratio is 1.57, which is lower than the FNDB Sharpe Ratio of 3.10. The chart below compares the historical Sharpe Ratios of BLUC and FNDB, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

BLUC vs. FNDB - Drawdown Comparison

The maximum BLUC drawdown since its inception was -10.69%, smaller than the maximum FNDB drawdown of -38.17%. Use the drawdown chart below to compare losses from any high point for BLUC and FNDB.

Drawdown Indicators

	BLUC	FNDB	Difference
Max Drawdown Largest peak-to-trough decline	-10.69%	-38.17%	+27.48%
Max Drawdown (1Y) Largest decline over 1 year	-10.69%	-6.29%	-4.40%
Max Drawdown (3Y) Largest decline over 3 years	—	-16.83%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-19.29%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-38.17%	—
Current Drawdown Current decline from peak	-0.28%	-0.47%	+0.19%
Average Drawdown Average peak-to-trough decline	-1.76%	-3.62%	+1.86%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.83%	1.59%	+1.24%

Volatility

BLUC vs. FNDB - Volatility Comparison

Bluemonte Large Cap Core ETF (BLUC) has a higher volatility of 4.60% compared to Schwab Fundamental U.S. Broad Market Index ETF (FNDB) at 2.74%. This indicates that BLUC's price experiences larger fluctuations and is considered to be riskier than FNDB based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	BLUC	FNDB	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.60%	2.74%	+1.86%
Volatility (6M) Calculated over the trailing 6-month period	11.38%	7.75%	+3.63%
Volatility (1Y) Calculated over the trailing 1-year period	14.09%	10.70%	+3.39%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	13.68%	15.24%	-1.56%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	13.68%	17.43%	-3.75%

BLUC vs. FNDB - Expense Ratio Comparison

BLUC has a 0.23% expense ratio, which is lower than FNDB's 0.25% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

BLUC vs. FNDB - Dividend Comparison

BLUC's dividend yield for the trailing twelve months is around 0.61%, less than FNDB's 1.41% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
BLUC Bluemonte Large Cap Core ETF	0.61%	0.46%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
FNDB Schwab Fundamental U.S. Broad Market Index ETF	1.41%	1.62%	1.74%	1.80%	1.98%	1.63%	2.15%	2.23%	2.41%	1.91%	2.06%	2.26%

Frequently Asked Questions

Can I hold both BLUC and FNDB in my portfolio?

BLUC and FNDB have a correlation of 0.71, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, BLUC or FNDB?

BLUC has higher volatility (4.60%) compared to FNDB (2.74%). In terms of maximum drawdown, BLUC dropped -10.69% vs FNDB's -38.17%.

Which ETF is better, BLUC or FNDB?

On 1-year performance, FNDB leads with 32.96% vs 21.94% for BLUC. On fees, BLUC is cheaper at 0.23% per year. On volatility, FNDB has been the lower-risk option at 2.74%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, BLUC or FNDB?

Over the 1-year period, FNDB has performed better with a 32.96% return vs 21.94%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, BLUC or FNDB?

BLUC is cheaper with a 0.23% expense ratio, compared with 0.25% for FNDB.

Which ETF pays a higher dividend yield, BLUC or FNDB?

FNDB has the higher dividend yield at 1.41%, compared with 0.61% for BLUC.

What is the main difference between BLUC and FNDB?

BLUC is categorized as Large Cap Blend Equities, while FNDB is Large Cap Value Equities. They also come from different issuers: Bluemonte and Charles Schwab. Their fees differ too: 0.23% for BLUC and 0.25% for FNDB.

Which has better risk-adjusted returns?

FNDB currently has the higher Sharpe Ratio (3.10 vs 1.57), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.