BIL vs. LIF
BIL (SPDR Bloomberg 1-3 Month T-Bill ETF) is Government Bonds fund tracking the Bloomberg 1-3 Month U.S. Treasury Bill Index, while LIF (Life360, Inc.) is a stock. Over the past year, BIL returned 3.85% vs -25.93% for LIF. At a correlation of -0.00, they often move in opposite directions.
Performance
BIL vs. LIF - Performance Comparison
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Returns By Period
In the year-to-date period, BIL achieves a 1.60% return, which is significantly higher than LIF's -29.45% return.
BIL
- 1D
- 0.03%
- 1M
- 0.27%
- YTD
- 1.60%
- 6M
- 1.76%
- 1Y
- 3.85%
- 3Y*
- 4.63%
- 5Y*
- 3.43%
- 10Y*
- 2.20%
LIF
- 1D
- -0.07%
- 1M
- 17.44%
- YTD
- -29.45%
- 6M
- -33.03%
- 1Y
- -25.93%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
BIL vs. LIF - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | |
|---|---|---|---|
BIL SPDR Bloomberg 1-3 Month T-Bill ETF | 1.60% | 4.15% | 2.89% |
LIF Life360, Inc. | -29.45% | 55.42% | 58.73% |
Correlation
The correlation between BIL and LIF is -0.02, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.02 |
Correlation (All Time) Calculated using the full available price history since Jun 6, 2024 | -0.00 |
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Return for Risk
BIL vs. LIF — Risk / Return Rank
BIL
LIF
BIL vs. LIF - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for SPDR Bloomberg 1-3 Month T-Bill ETF (BIL) and Life360, Inc. (LIF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| BIL | LIF | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +20.06 | ||
| Sortino ratioReturn per unit of downside risk | +175.39 | ||
| Omega ratioGain probability vs. loss probability | 88.41 | 0.97 | +87.44 |
| Calmar ratioReturn relative to maximum drawdown | 357.44 | -0.43 | +357.88 |
| Martin ratioReturn relative to average drawdown | 2,834.34 | -0.70 | +2,835.03 |
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Drawdowns
BIL vs. LIF - Drawdown Comparison
The maximum BIL drawdown since its inception was -0.78%, smaller than the maximum LIF drawdown of -65.64%. Use the drawdown chart below to compare losses from any high point for BIL and LIF.
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Drawdown Indicators
| BIL | LIF | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -0.78% | -65.64% | +64.86% |
Max Drawdown (1Y)Largest decline over 1 year | -0.01% | -65.64% | +65.63% |
Max Drawdown (3Y)Largest decline over 3 years | -0.01% | — | — |
Max Drawdown (5Y)Largest decline over 5 years | -0.09% | — | — |
Max Drawdown (10Y)Largest decline over 10 years | -0.21% | — | — |
Current DrawdownCurrent decline from peak | 0.00% | -59.19% | +59.19% |
Average DrawdownAverage peak-to-trough decline | -0.26% | -21.35% | +21.09% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.00% | 40.82% | -40.82% |
Volatility
BIL vs. LIF - Volatility Comparison
The current volatility for SPDR Bloomberg 1-3 Month T-Bill ETF (BIL) is 0.06%, while Life360, Inc. (LIF) has a volatility of 16.67%. This indicates that BIL experiences smaller price fluctuations and is considered to be less risky than LIF based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| BIL | LIF | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.06% | 16.67% | -16.61% |
Volatility (6M)Calculated over the trailing 6-month period | 0.14% | 52.85% | -52.71% |
Volatility (1Y)Calculated over the trailing 1-year period | 0.20% | 67.08% | -66.88% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 0.26% | 62.97% | -62.71% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 0.26% | 62.97% | -62.71% |
Dividends
BIL vs. LIF - Dividend Comparison
BIL's dividend yield for the trailing twelve months is around 3.86%, while LIF has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
BIL SPDR Bloomberg 1-3 Month T-Bill ETF | 3.86% | 4.13% | 5.03% | 4.92% | 1.35% | 0.00% | 0.30% | 2.05% | 1.66% | 0.68% | 0.07% |
LIF Life360, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
BIL and LIF have a correlation of -0.02, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
LIF has higher volatility (16.67%) compared to BIL (0.06%). In terms of maximum drawdown, BIL dropped -0.78% vs LIF's -65.64%.
BIL currently has the higher Sharpe Ratio (19.63 vs -0.43), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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