AFL vs. ADP
AFL (Aflac Incorporated) and ADP (Automatic Data Processing, Inc.) are both stocks. AFL operates in Insurance - Life (Financial Services), while ADP operates in Staffing & Employment Services (Industrials). Over the past 10 years, AFL returned 15.69%/yr vs 12.33%/yr for ADP. At a 0.35 correlation, their price movements are largely independent.
Performance
AFL vs. ADP - Performance Comparison
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Returns By Period
In the year-to-date period, AFL achieves a 6.72% return, which is significantly higher than ADP's -11.51% return. Over the past 10 years, AFL has outperformed ADP with an annualized return of 15.69%, while ADP has yielded a comparatively lower 12.33% annualized return.
AFL
- 1D
- -0.56%
- 1M
- 0.77%
- YTD
- 6.72%
- 6M
- 8.11%
- 1Y
- 17.35%
- 3Y*
- 21.79%
- 5Y*
- 18.33%
- 10Y*
- 15.69%
ADP
- 1D
- -2.31%
- 1M
- 5.59%
- YTD
- -11.51%
- 6M
- -13.44%
- 1Y
- -25.90%
- 3Y*
- 3.26%
- 5Y*
- 4.61%
- 10Y*
- 12.33%
AFL vs. ADP - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
AFL Aflac Incorporated | 6.72% | 8.94% | 28.08% | 17.36% | 26.41% | 34.55% | -13.60% | 18.55% | 6.20% | 29.02% |
ADP Automatic Data Processing, Inc. | -11.51% | -10.18% | 28.41% | -0.25% | -1.29% | 42.60% | 5.86% | 32.71% | 14.25% | 16.54% |
Correlation
The correlation between AFL and ADP is 0.33, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.33 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.40 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.47 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.47 |
Correlation (All Time) Calculated using the full available price history since Jul 19, 1984 | 0.35 |
The correlation between AFL and ADP shifts across timeframes, from 0.33 (1 year) to 0.47 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
AFL:
$59.95B
ADP:
$90.83B
AFL:
$8.76
ADP:
$10.72
AFL:
13.30
ADP:
21.06
AFL:
3.45
ADP:
1.59
AFL:
3.38
ADP:
4.24
AFL:
2.67
ADP:
14.30
AFL:
$18.22B
ADP:
$21.60B
AFL:
$8.70B
ADP:
$10.26B
AFL:
$6.67B
ADP:
$6.51B
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Return for Risk
AFL vs. ADP — Risk / Return Rank
AFL
ADP
AFL vs. ADP - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Aflac Incorporated (AFL) and Automatic Data Processing, Inc. (ADP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| AFL | ADP | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +2.09 | ||
| Sortino ratioReturn per unit of downside risk | +3.04 | ||
| Omega ratioGain probability vs. loss probability | 1.18 | 0.82 | +0.36 |
| Calmar ratioReturn relative to maximum drawdown | 1.91 | -0.68 | +2.59 |
| Martin ratioReturn relative to average drawdown | 4.75 | -1.28 | +6.02 |
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Drawdowns
AFL vs. ADP - Drawdown Comparison
The maximum AFL drawdown since its inception was -82.71%, which is greater than ADP's maximum drawdown of -59.51%. Use the drawdown chart below to compare losses from any high point for AFL and ADP.
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Drawdown Indicators
| AFL | ADP | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -82.71% | -59.51% | -23.20% |
Max Drawdown (1Y)Largest decline over 1 year | -9.11% | -38.16% | +29.05% |
Max Drawdown (3Y)Largest decline over 3 years | -13.56% | -40.78% | +27.22% |
Max Drawdown (5Y)Largest decline over 5 years | -19.86% | -40.78% | +20.92% |
Max Drawdown (10Y)Largest decline over 10 years | -54.89% | -40.78% | -14.11% |
Current DrawdownCurrent decline from peak | -1.51% | -29.18% | +27.67% |
Average DrawdownAverage peak-to-trough decline | -11.65% | -12.59% | +0.94% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.66% | 20.34% | -16.68% |
Volatility
AFL vs. ADP - Volatility Comparison
The current volatility for Aflac Incorporated (AFL) is 5.58%, while Automatic Data Processing, Inc. (ADP) has a volatility of 9.59%. This indicates that AFL experiences smaller price fluctuations and is considered to be less risky than ADP based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AFL | ADP | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.58% | 9.59% | -4.01% |
Volatility (6M)Calculated over the trailing 6-month period | 12.26% | 20.52% | -8.26% |
Volatility (1Y)Calculated over the trailing 1-year period | 17.06% | 24.27% | -7.21% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 20.94% | 22.07% | -1.13% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 25.76% | 24.49% | +1.27% |
Dividends
AFL vs. ADP - Dividend Comparison
AFL's dividend yield for the trailing twelve months is around 2.04%, less than ADP's 2.87% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ADP Automatic Data Processing, Inc. | 2.87% | 2.46% | 1.96% | 2.21% | 1.83% | 1.55% | 2.08% | 1.92% | 2.14% | 2.00% | 2.10% | 2.36% |
AFL Aflac Incorporated | 2.04% | 2.10% | 1.93% | 2.04% | 2.22% | 2.26% | 2.52% | 2.04% | 2.28% | 1.98% | 2.39% | 2.64% |
Financials
AFL vs. ADP - Financials Comparison
This section allows you to compare key financial metrics between Aflac Incorporated and Automatic Data Processing, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
AFL vs. ADP - Profitability Comparison
AFL - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Aflac Incorporated reported a gross profit of 2.48B and revenue of 4.32B. Therefore, the gross margin over that period was 57.5%.
ADP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Automatic Data Processing, Inc. reported a gross profit of 2.87B and revenue of 5.94B. Therefore, the gross margin over that period was 48.3%.
AFL - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Aflac Incorporated reported an operating income of 1.23B and revenue of 4.32B, resulting in an operating margin of 28.4%.
ADP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Automatic Data Processing, Inc. reported an operating income of 1.79B and revenue of 5.94B, resulting in an operating margin of 30.1%.
AFL - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Aflac Incorporated reported a net income of 1.02B and revenue of 4.32B, resulting in a net margin of 23.6%.
ADP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Automatic Data Processing, Inc. reported a net income of 1.36B and revenue of 5.94B, resulting in a net margin of 22.9%.
Frequently Asked Questions
AFL and ADP have a correlation of 0.33, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
ADP has higher volatility (9.59%) compared to AFL (5.58%). In terms of maximum drawdown, AFL dropped -82.71% vs ADP's -59.51%.
AFL currently has the higher Sharpe Ratio (1.02 vs -1.07), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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