American Funds 2050 Target Date Retirement Fund Class R6 (RFITX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with RFITX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to RFITX
RFITX charges 0.37% annually. There are 297 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| Principal LifeTime 2060 Fund | 0.01% | — | Feb 2013 | RFITX vs PLTZX | |
| John Hancock Funds Multi-Index 2060 Lifetime Portf... | 0.01% | — | Mar 2016 | RFITX vs JIEHX | |
| Principal LifeTime 2020 Fund | 0.01% | — | Feb 2001 | RFITX vs PLWIX | |
| Principal LifeTime 2035 Fund | 0.01% | — | Feb 2008 | RFITX vs LTIUX | |
| Principal LifeTime 2030 Fund | 0.01% | — | Feb 2001 | RFITX vs PMTIX |
Best Risk-Adjusted Alternatives to RFITX
RFITX has a PortfoliosLab risk / return rank of 47. There are 598 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 86.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| State Street Target Retirement Fund | 86 | — | Sep 2014 | RFITX vs SSFNX | |
| USAA Target Retirement Income Fund | 85 | — | Jul 2008 | RFITX vs URINX | |
| Prudential Day One Income Fund | 85 | — | Dec 2016 | RFITX vs PDAHX | |
| Putnam Retirement Advantage Maturity Fund | 84 | — | Dec 2019 | RFITX vs PADLX | |
| USAA Target Retirement 2030 Fund | 84 | — | Jul 2008 | RFITX vs URTRX |
Top Performing RFITX Alternatives (YTD)
RFITX is at 8.42% YTD. There are 312 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 13.54%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| USAA Target Retirement 2060 Fund | 13.54% | — | Jul 2013 | RFITX vs URSIX | |
| USAA Target Retirement 2050 Fund | 13.05% | — | Jul 2008 | RFITX vs URFFX | |
| Fidelity Flex Freedom Blend 2060 Fund | 12.35% | — | Jun 2017 | RFITX vs FWLSX | |
| Fidelity Flex Freedom Blend 2055 Fund | 12.26% | — | Jun 2017 | RFITX vs FQLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 12.26% | — | Jun 2019 | RFITX vs FDFPX |
Lowest Volatility Alternatives to RFITX
RFITX has 12.70% 1-year volatility. There are 435 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.51%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.51% | — | Nov 2015 | RFITX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | 4.44% | — | Oct 2009 | RFITX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.47% | — | Oct 2009 | RFITX vs FFGZX | |
| MFS Lifetime Income Fund | 4.51% | — | Sep 2005 | RFITX vs MLLIX | |
| Dimensional 2015 Target Date Retirement Income Fun... | 4.52% | — | Nov 2015 | RFITX vs DRIQX |
Lowest Drawdown Alternatives to RFITX
RFITX has a 1-year max drawdown of -9.41%. There are 505 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | RFITX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | -3.32% | — | Oct 2009 | RFITX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | RFITX vs FFGZX | |
| Dimensional 2015 Target Date Retirement Income Fun... | -3.47% | — | Nov 2015 | RFITX vs DRIQX | |
| Putnam RetirementReady Maturity Fund | -3.50% | — | Oct 2004 | RFITX vs PRMYX |
Other Mutual Funds from American Funds
The 10 most viewed American Funds mutual funds shown here include ABALX, AIVSX, AWSHX and span 7 categories.
Often Compared With RFITX
Investors most often compare RFITX with VOO, FXAIX, VINIX. These 20 comparison targets span 5 categories, based on PortfoliosLab usage data.
Compare RFITX with Any Fund or Stock
Compare RFITX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair RFITX with funds that move differently
American Funds 2050 Target Date Retirement Fund Class R6 alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to RFITX.
Explore RFITX Diversifiers