RFITX Alternatives & Similar Mutual Funds

American Funds 2050 Target Date Retirement Fund Class R6 (RFITX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with RFITX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.

Cheapest Alternatives to RFITX

RFITX charges 0.37% annually. There are 296 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.

Symbol	Name	Expense Ratio	AUM	Inception
LTFIX	Principal LifeTime 2055 Fund	0.01%	—	Feb 2008	RFITX vs LTFIX
FCQTX	American Funds 2065 Target Date Retirement Fund	0.01%	—	Mar 2020	RFITX vs FCQTX
PPLIX	Principal LifeTime 2050 Fund	0.01%	—	Feb 2001	RFITX vs PPLIX
JIEHX	John Hancock Funds Multi-Index 2060 Lifetime Portf...	0.01%	—	Mar 2016	RFITX vs JIEHX
JLKYX	John Hancock Funds Multi-Index 2055 Lifetime Portf...	0.01%	—	Mar 2014	RFITX vs JLKYX

Best Risk-Adjusted Alternatives to RFITX

RFITX has a PortfoliosLab risk / return rank of 50. There are 568 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 86.

Symbol	Name	Risk / Return Rank	AUM	Inception
PADLX	Putnam Retirement Advantage Maturity Fund	86	—	Dec 2019	RFITX vs PADLX
FIRVX	Fidelity Managed Retirement 2020 Fund	86	—	Dec 2007	RFITX vs FIRVX
FRKMX	Fidelity Managed Retirement Income Fund Class K	86	—	Aug 2019	RFITX vs FRKMX
FRHMX	Fidelity Managed Retirement Income Fund Class K6	86	—	Aug 2019	RFITX vs FRHMX
FRAMX	Fidelity Advisor Managed Retirement Income Fund Cl...	85	—	Aug 2007	RFITX vs FRAMX

Top Performing RFITX Alternatives (YTD)

RFITX is at 10.32% YTD. There are 263 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 15,640,638.04%.

Symbol	Name	YTD Return	AUM	Inception
FRKMX	Fidelity Managed Retirement Income Fund Class K	15,640,638.04%	—	Aug 2019	RFITX vs FRKMX
FRAMX	Fidelity Advisor Managed Retirement Income Fund Cl...	1,644,791.35%	—	Aug 2007	RFITX vs FRAMX
FRHMX	Fidelity Managed Retirement Income Fund Class K6	1,464,383.96%	—	Aug 2019	RFITX vs FRHMX
FIRVX	Fidelity Managed Retirement 2020 Fund	1,440,933.92%	—	Dec 2007	RFITX vs FIRVX
FWLSX	Fidelity Flex Freedom Blend 2060 Fund	14.17%	—	Jun 2017	RFITX vs FWLSX

Lowest Volatility Alternatives to RFITX

RFITX has 12.39% 1-year volatility. There are 450 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.50%.

Symbol	Name	Volatility 1Y	AUM	Inception
TDIFX	Dimensional Retirement Income Fund	3.50%	—	Nov 2015	RFITX vs TDIFX
FRIMX	Fidelity Advisor Managed Retirement Income Fund Cl...	4.32%	—	Aug 2007	RFITX vs FRIMX
FRQIX	Fidelity Advisor Managed Retirement 2010 Fund Clas...	4.32%	—	Aug 2007	RFITX vs FRQIX
FRQAX	Fidelity Advisor Managed Retirement 2010 Fund Clas...	4.33%	—	Aug 2007	RFITX vs FRQAX
FIKFX	Fidelity Freedom Index Income Fund Investor Class	4.35%	—	Oct 2009	RFITX vs FIKFX

Lowest Drawdown Alternatives to RFITX

RFITX has a 1-year max drawdown of -9.41%. There are 522 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.

Symbol	Name	Max Drawdown 1Y	AUM	Inception
TDIFX	Dimensional Retirement Income Fund	-2.61%	—	Nov 2015	RFITX vs TDIFX
FIKFX	Fidelity Freedom Index Income Fund Investor Class	-3.32%	—	Oct 2009	RFITX vs FIKFX
FFGZX	Fidelity Freedom Index Income Fund Institutional P...	-3.33%	—	Oct 2009	RFITX vs FFGZX
FRQHX	Fidelity Managed Retirement 2010 Fund Class K6	-3.41%	—	Aug 2019	RFITX vs FRQHX
FRKMX	Fidelity Managed Retirement Income Fund Class K	-3.42%	—	Aug 2019	RFITX vs FRKMX

Other Mutual Funds from American Funds

The 10 most viewed American Funds mutual funds shown here include ABALX, AIVSX, AWSHX and span 7 categories.

Symbol	Name	Category	Risk / Return Rank	YTD Return	AUM	Inception
ABALX	American Funds American Balanced Fund Class A	Diversified Portfolio	79	9.44%	—	Jul 1975	RFITX vs ABALX
AIVSX	American Funds Investment Company of America Class...	Large Cap Blend Equities	40	10.50%	—	Jan 1934	RFITX vs AIVSX
AWSHX	American Funds Washington Mutual Investors Fund Cl...	Large Cap Blend Equities	39	8.07%	—	Jul 1952	RFITX vs AWSHX
RGAGX	American Funds The Growth Fund of America Class R-...	Large Cap Growth Equities	24	9.06%	—	Dec 1973	RFITX vs RGAGX
RERGX	American Funds EUPAC Fund Class R-6	Foreign Large Cap Equities, Large Cap Growth Equities, Actively Managed	37	10.66%	—	May 2009	RFITX vs RERGX
ANCFX	American Funds Fundamental Investors Class A	Large Cap Blend Equities, Actively Managed	62	14.17%	—	Aug 1978	RFITX vs ANCFX
ANWPX	American Funds New Perspective Fund Class A	Global Equities, Large Cap Growth Equities, Actively Managed	24	6.76%	—	Mar 1973	RFITX vs ANWPX
GFFFX	American Funds The Growth Fund of America Class F-...	Large Cap Growth Equities	24	9.00%	—	Dec 1973	RFITX vs GFFFX
AMECX	American Funds The Income Fund of America Class A	Diversified Portfolio, Dividend	55	6.96%	—	Dec 1973	RFITX vs AMECX
AMCPX	American Funds AMCAP Fund Class A	Large Cap Growth Equities	20	6.73%	—	Jan 1967	RFITX vs AMCPX

Often Compared With RFITX

Investors most often compare RFITX with VOO, FXAIX, VINIX. These 20 comparison targets span 5 categories, based on PortfoliosLab usage data.

Symbol	Name	Category	Risk / Return Rank	YTD Return	AUM	Inception
VOO	Vanguard S&P 500 ETF	S&P 500	66	10.45%	1.70T	Sep 2010	RFITX vs VOO
FXAIX	Fidelity 500 Index Fund	S&P 500	63	11.06%	—	Feb 1988	RFITX vs FXAIX
VINIX	Vanguard Institutional Index Fund Institutional Sh...	S&P 500, Large Cap Blend Equities	65	11.34%	355.20B	Jul 1990	RFITX vs VINIX
FIPFX	Fidelity Freedom Index 2050 Fund Investor Class	Target Retirement Date, Diversified Portfolio	65	11.64%	—	Oct 2009	RFITX vs FIPFX
PDAHX	Prudential Day One Income Fund	Target Retirement Date	82	5.04%	—	Dec 2016	RFITX vs PDAHX
DRIJX	Dimensional 2050 Target Date Retirement Income Fun...	Target Retirement Date	75	10.86%	220.20M	Nov 2015	RFITX vs DRIJX
PMTIX	Principal LifeTime 2030 Fund	Target Retirement Date	44	5.60%	—	Feb 2001	RFITX vs PMTIX
SSBRX	State Street Target Retirement 2025 Fund	Target Retirement Date	81	6.34%	—	Sep 2014	RFITX vs SSBRX
FCTKX	Fidelity Freedom 2055 Fund Class K6	Target Retirement Date	72	14.16%	—	Jun 2011	RFITX vs FCTKX
FFSZX	Fidelity Freedom 2065 Fund Class K6	Target Retirement Date	72	14.15%	—	Jun 2019	RFITX vs FFSZX
FNSFX	Fidelity Freedom 2060 Fund Class K	Target Retirement Date	71	14.10%	—	Jul 2017	RFITX vs FNSFX
FRBHX	Fidelity Freedom® 2070 Fund Class K6	Target Retirement Date	71	14.10%	—	Jun 2024	RFITX vs FRBHX
FRBEX	Fidelity Freedom 2070 Fund Class K	Target Retirement Date	69	13.71%	—	May 2025	RFITX vs FRBEX
JRLVX	John Hancock Funds Multi-Index 2045 Lifetime Portf...	Target Retirement Date	67	11.47%	—	Nov 2013	RFITX vs JRLVX
LTIUX	Principal LifeTime 2035 Fund	Target Retirement Date	43	6.33%	—	Feb 2008	RFITX vs LTIUX
LTRIX	Principal LifeTime 2045 Fund	Target Retirement Date	42	8.20%	—	Feb 2008	RFITX vs LTRIX
SSFNX	State Street Target Retirement Fund	Target Retirement Date	84	5.22%	—	Sep 2014	RFITX vs SSFNX
FNSDX	Fidelity Freedom 2055 Fund Class K	Target Retirement Date	71	14.08%	—	Jul 2017	RFITX vs FNSDX
FVTKX	Fidelity Freedom 2060 Fund Class K6	Target Retirement Date	72	14.16%	—	Aug 2014	RFITX vs FVTKX
VUG	Vanguard Growth ETF	Large Cap Growth Equities	32	6.19%	393.80B	Jan 2004	RFITX vs VUG

Compare RFITX with Any Fund or Stock

Compare RFITX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.

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Diversifiers

Pair RFITX with funds that move differently

American Funds 2050 Target Date Retirement Fund Class R6 alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to RFITX.

Explore RFITX Diversifiers

American Funds 2050 Target Date Retirement Fund Class R6 (RFITX) Alternatives