American Funds 2025 Target Date Retirement Fund Class F-1 (FAPTX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with FAPTX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to FAPTX
FAPTX charges 0.67% annually. There are 513 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| American Funds 2065 Target Date Retirement Fund | 0.01% | — | Mar 2020 | FAPTX vs FCQTX | |
| Principal LifeTime 2045 Fund | 0.01% | — | Feb 2008 | FAPTX vs LTRIX | |
| Principal LifeTime 2030 Fund | 0.01% | — | Feb 2001 | FAPTX vs PMTIX | |
| Principal LifeTime 2060 Fund | 0.01% | — | Feb 2013 | FAPTX vs PLTZX | |
| Principal LifeTime 2050 Fund | 0.01% | — | Feb 2001 | FAPTX vs PPLIX |
Best Risk-Adjusted Alternatives to FAPTX
FAPTX has a PortfoliosLab risk / return rank of 62. There are 392 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 86.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| State Street Target Retirement Fund | 86 | — | Sep 2014 | FAPTX vs SSFNX | |
| USAA Target Retirement Income Fund | 85 | — | Jul 2008 | FAPTX vs URINX | |
| Prudential Day One Income Fund | 85 | — | Dec 2016 | FAPTX vs PDAHX | |
| Putnam Retirement Advantage Maturity Fund | 84 | — | Dec 2019 | FAPTX vs PADLX | |
| USAA Target Retirement 2030 Fund | 84 | — | Jul 2008 | FAPTX vs URTRX |
Top Performing FAPTX Alternatives (YTD)
FAPTX is at 4.78% YTD. There are 537 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 13.54%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| USAA Target Retirement 2060 Fund | 13.54% | — | Jul 2013 | FAPTX vs URSIX | |
| USAA Target Retirement 2050 Fund | 13.05% | — | Jul 2008 | FAPTX vs URFFX | |
| Fidelity Flex Freedom Blend 2060 Fund | 12.35% | — | Jun 2017 | FAPTX vs FWLSX | |
| Fidelity Flex Freedom Blend 2055 Fund | 12.26% | — | Jun 2017 | FAPTX vs FQLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 12.26% | — | Jun 2019 | FAPTX vs FDFPX |
Lowest Volatility Alternatives to FAPTX
FAPTX has 6.38% 1-year volatility. There are 101 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.51%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.51% | — | Nov 2015 | FAPTX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | 4.44% | — | Oct 2009 | FAPTX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.47% | — | Oct 2009 | FAPTX vs FFGZX | |
| MFS Lifetime Income Fund | 4.51% | — | Sep 2005 | FAPTX vs MLLIX | |
| Dimensional 2015 Target Date Retirement Income Fun... | 4.52% | — | Nov 2015 | FAPTX vs DRIQX |
Lowest Drawdown Alternatives to FAPTX
FAPTX has a 1-year max drawdown of -5.35%. There are 144 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | FAPTX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | -3.32% | — | Oct 2009 | FAPTX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | FAPTX vs FFGZX | |
| Dimensional 2015 Target Date Retirement Income Fun... | -3.47% | — | Nov 2015 | FAPTX vs DRIQX | |
| Putnam RetirementReady Maturity Fund | -3.50% | — | Oct 2004 | FAPTX vs PRMYX |
Other Mutual Funds from American Funds
The 10 most viewed American Funds mutual funds shown here include ABALX, AIVSX, AWSHX and span 7 categories.
Often Compared With FAPTX
Investors most often compare FAPTX with VTTVX, FCTKX, DRIJX. These 20 comparison targets span 2 categories, based on PortfoliosLab usage data.
Compare FAPTX with Any Fund or Stock
Compare FAPTX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair FAPTX with funds that move differently
American Funds 2025 Target Date Retirement Fund Class F-1 alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to FAPTX.
Explore FAPTX Diversifiers