- ISIN
- BMG2519Y1084
- CUSIP
- G2519Y108
- Sector
- Financial Services
- Industry
- Banks - Regional
- IPO Date
- Oct 25, 1995
Highlights
- Market Cap
- $30.42B
- Enterprise Value
- $30.31B
- EPS (TTM)
- PEN 90.36
- PE Ratio
- 14.35
- PEG Ratio
- 0.78
- Total Revenue (TTM)
- PEN 28.76B
- Gross Profit (TTM)
- PEN 22.06B
- EBITDA (TTM)
- PEN 11.19B
- Year Range
- $213.75 - $398.52
- Target Price
- $408.00
- ROA (TTM)
- 2.67%
- ROE (TTM)
- 18.56%
Share Price Chart
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Performance
BAP Performance Chart
Credicorp Ltd. (BAP) is up 39.7% since the beginning of the year. At $383 per share, BAP is trading 4.0% below its 52-week high of $399. Investors who bought $1,000 worth of BAP shares 5 years ago would now be looking at an investment worth $4,282.
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Returns By Period
Credicorp Ltd. (BAP) has returned 39.67% so far this year and 84.07% over the past 12 months. Looking at the last ten years, BAP has achieved an annualized return of 14.57%, outperforming the S&P 500 Index benchmark, which averaged 13.67% per year.
Credicorp Ltd.
- 1D
- -1.08%
- 1M
- 21.21%
- YTD
- 39.67%
- 6M
- 42.65%
- 1Y
- 84.07%
- 3Y*
- 44.93%
- 5Y*
- 33.76%
- 10Y*
- 14.57%
Benchmark (S&P 500 Index)
- 1D
- 1.08%
- 1M
- 2.00%
- YTD
- 9.57%
- 6M
- 10.71%
- 1Y
- 25.41%
- 3Y*
- 19.37%
- 5Y*
- 12.48%
- 10Y*
- 13.67%
BAP Monthly Returns History
Based on dividend-adjusted daily data since Oct 25, 1995, BAP's average daily return is +0.07%, while the average monthly return is +1.57%. At this rate, an investment would double in approximately 3.7 years.
Historically, 58% of months were positive and 42% were negative. The best month was Nov 1998 with a return of +63.0%, while the worst month was Oct 2008 at -36.9%. The longest winning streak lasted 9 consecutive months, and the longest losing streak was 6 months.
On a daily basis, BAP closed higher 49% of trading days. The best single day was Oct 15, 1998 with a return of +16.0%, while the worst single day was Jun 6, 2011 at -18.8%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 24.33% | -2.93% | -2.08% | -4.43% | 10.69% | 11.71% | 39.67% | ||||||
| 2025 | -0.12% | -0.04% | 1.72% | 8.61% | 10.56% | 5.53% | 6.03% | 8.52% | 3.53% | -1.98% | -1.45% | 11.58% | 65.23% |
| 2024 | -1.00% | 15.12% | -0.85% | -2.25% | 5.50% | -2.41% | 5.77% | 4.52% | 3.14% | 1.75% | 0.73% | -1.16% | 31.35% |
| 2023 | -1.00% | -5.12% | 3.90% | 2.33% | 0.54% | 14.05% | 6.37% | -9.95% | -9.52% | -2.35% | 0.46% | 19.44% | 16.29% |
| 2022 | 17.33% | 5.61% | 13.63% | -19.19% | 4.11% | -14.58% | 7.91% | -0.39% | -4.72% | 19.19% | 4.91% | -11.65% | 14.47% |
| 2021 | -8.35% | 6.44% | -14.65% | -12.57% | 15.13% | -11.90% | -16.64% | 5.62% | 5.23% | 16.87% | -8.99% | 3.45% | -24.73% |
Benchmark Metrics
Credicorp Ltd. has an annualized alpha of 12.16%, beta of 0.72, and R2 of 0.18 versus S&P 500 Index. Calculated based on daily prices since October 25, 1995.
- This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (98.02%) than losses (70.88%) - typical of diversified or defensive assets.
- R2 of 0.18 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 12.16%
- Beta
- 0.72
- R²
- 0.18
- Upside Capture
- 98.02%
- Downside Capture
- 70.88%
Return for Risk
Risk / Return Rank
BAP ranks 92 for risk / return — in the top 92% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Credicorp Ltd. (BAP) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| BAP | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.50 | ||
| Sortino ratioReturn per unit of downside risk | +0.38 | ||
| Omega ratioGain probability vs. loss probability | 1.45 | 1.37 | +0.08 |
| Calmar ratioReturn relative to maximum drawdown | 5.38 | 2.81 | +2.58 |
| Martin ratioReturn relative to average drawdown | 11.89 | 12.55 | -0.66 |
Dividends
Dividend History
Credicorp Ltd. provided a 3.73% dividend yield over the last twelve months, with an annual payout of $14.28 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $14.28 | $10.84 | $12.19 | $6.77 | $3.86 | $1.21 | $8.80 | $8.42 | $4.30 | $8.63 | $2.32 | $2.19 |
Dividend yield | 3.73% | 3.78% | 6.65% | 4.52% | 2.84% | 0.99% | 5.37% | 3.95% | 1.94% | 4.16% | 1.47% | 2.25% |
Monthly Dividends
The table displays the monthly dividend distributions for Credicorp Ltd.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $14.28 | $0.00 | $14.28 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $10.84 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $10.84 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $9.29 | $0.00 | $0.00 | $0.00 | $2.90 | $0.00 | $0.00 | $0.00 | $12.19 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $6.77 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6.77 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $3.86 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3.86 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.21 | $0.00 | $0.00 | $0.00 | $1.21 |
Dividend Yield & Payout
Dividend Yield
Credicorp Ltd. has a dividend yield of 3.73%, which is quite average when compared to the overall market.
Payout Ratio
Credicorp Ltd. has a payout ratio of 46.06%, which is quite average when compared to the overall market. This suggests that Credicorp Ltd. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Credicorp Ltd.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Credicorp Ltd. was 75.92%, occurring on Dec 15, 2000. Recovery took 1103 trading sessions.
The current Credicorp Ltd. drawdown is 1.08%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Dot-com crash2000–2002 | -75.92%Dec 2000 | 3y 6mo | 4y 4mo | 7y 11moJun 1997 - May 2005 |
Financial crisis2007–2009 | -64.93%Oct 2008 | 4mo 12d | 1y 4mo | 1y 9moJun 2008 - Mar 2010 |
2021 bear market2021 | -59.09%Aug 2021 | 2y 5mo | 3y 2mo | 5y 7moMar 2019 - Oct 2024 |
2016 bear market2016 | -48.00%Jan 2016 | 1y 1mo | 11mo 25d | 2y 1moDec 2014 - Jan 2017 |
2011 bear market2011 | -34.15%Aug 2011 | 9mo 2d | 6mo 26d | 1y 3moNov 2010 - Mar 2012 |
Drawdown Indicators
| BAP | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -75.92% | -56.78% | -19.14% |
Max Drawdown (1Y)Largest decline over 1 year | -15.71% | -9.10% | -6.61% |
Max Drawdown (3Y)Largest decline over 3 years | -26.53% | -18.90% | -7.63% |
Max Drawdown (5Y)Largest decline over 5 years | -33.40% | -25.43% | -7.97% |
Max Drawdown (10Y)Largest decline over 10 years | -59.09% | -33.92% | -25.17% |
Current DrawdownCurrent decline from peak | -1.08% | -1.43% | +0.35% |
Average DrawdownAverage peak-to-trough decline | -23.92% | -10.71% | -13.21% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.09% | 2.03% | +5.06% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Credicorp Ltd. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Credicorp Ltd. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for BAP, comparing it with other companies in the Banks - Regional industry. Currently, BAP has a P/E ratio of 14.4. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for BAP compared to other companies in the Banks - Regional industry. BAP currently has a PEG ratio of 0.8. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for BAP relative to other companies in the Banks - Regional industry. Currently, BAP has a P/S ratio of 3.6. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for BAP in comparison with other companies in the Banks - Regional industry. Currently, BAP has a P/B value of 2.7. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.
Income Statement
| TTM | |
|---|---|
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Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
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Depreciation And Amortization | — |
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Income | — |
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Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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