BAP vs. UFPI
BAP (Credicorp Ltd.) and UFPI (UFP Industries, Inc.) are both stocks. BAP operates in Banks - Regional (Financial Services), while UFPI operates in Lumber & Wood Production (Basic Materials). Over the past 10 years, BAP returned 14.57%/yr vs 12.61%/yr for UFPI. At a 0.22 correlation, their price movements are largely independent.
Performance
BAP vs. UFPI - Performance Comparison
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Returns By Period
In the year-to-date period, BAP achieves a 39.67% return, which is significantly higher than UFPI's -4.15% return. Over the past 10 years, BAP has outperformed UFPI with an annualized return of 14.57%, while UFPI has yielded a comparatively lower 12.61% annualized return.
BAP
- 1D
- -1.08%
- 1M
- 21.21%
- YTD
- 39.67%
- 6M
- 42.65%
- 1Y
- 84.07%
- 3Y*
- 44.93%
- 5Y*
- 33.76%
- 10Y*
- 14.57%
UFPI
- 1D
- 3.10%
- 1M
- 9.85%
- YTD
- -4.15%
- 6M
- -7.87%
- 1Y
- -7.58%
- 3Y*
- 0.26%
- 5Y*
- 5.41%
- 10Y*
- 12.61%
BAP vs. UFPI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
BAP Credicorp Ltd. | 39.67% | 65.23% | 31.35% | 16.29% | 14.47% | -24.73% | -17.56% | -0.26% | 8.91% | 37.84% |
UFPI UFP Industries, Inc. | -4.15% | -18.03% | -9.30% | 60.27% | -12.85% | 67.07% | 17.59% | 85.60% | -30.20% | 11.49% |
Correlation
The correlation between BAP and UFPI is 0.15, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.15 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.28 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.30 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.31 |
Correlation (All Time) Calculated using the full available price history since Oct 25, 1995 | 0.22 |
The correlation between BAP and UFPI shifts across timeframes, from 0.15 (1 year) to 0.31 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
BAP:
$30.42B
UFPI:
$4.94B
BAP:
PEN 90.36
UFPI:
$4.62
BAP:
14.35
UFPI:
18.74
BAP:
3.59
UFPI:
0.80
BAP:
2.66
UFPI:
1.59
BAP:
PEN 28.76B
UFPI:
$6.19B
BAP:
PEN 22.06B
UFPI:
$1.03B
BAP:
PEN 11.19B
UFPI:
$524.99M
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Return for Risk
BAP vs. UFPI — Risk / Return Rank
BAP
UFPI
BAP vs. UFPI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Credicorp Ltd. (BAP) and UFP Industries, Inc. (UFPI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| BAP | UFPI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +2.80 | ||
| Sortino ratioReturn per unit of downside risk | +3.33 | ||
| Omega ratioGain probability vs. loss probability | 1.45 | 0.98 | +0.47 |
| Calmar ratioReturn relative to maximum drawdown | 5.38 | -0.24 | +5.62 |
| Martin ratioReturn relative to average drawdown | 11.89 | -0.48 | +12.37 |
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Drawdowns
BAP vs. UFPI - Drawdown Comparison
The maximum BAP drawdown since its inception was -75.92%, smaller than the maximum UFPI drawdown of -80.64%. Use the drawdown chart below to compare losses from any high point for BAP and UFPI.
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Drawdown Indicators
| BAP | UFPI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -75.92% | -80.64% | +4.72% |
Max Drawdown (1Y)Largest decline over 1 year | -15.71% | -31.29% | +15.58% |
Max Drawdown (3Y)Largest decline over 3 years | -26.53% | -41.90% | +15.37% |
Max Drawdown (5Y)Largest decline over 5 years | -33.40% | -41.90% | +8.50% |
Max Drawdown (10Y)Largest decline over 10 years | -59.09% | -45.75% | -13.34% |
Current DrawdownCurrent decline from peak | -1.08% | -36.18% | +35.10% |
Average DrawdownAverage peak-to-trough decline | -23.92% | -25.28% | +1.36% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.09% | 15.93% | -8.84% |
Volatility
BAP vs. UFPI - Volatility Comparison
Credicorp Ltd. (BAP) has a higher volatility of 15.57% compared to UFP Industries, Inc. (UFPI) at 7.36%. This indicates that BAP's price experiences larger fluctuations and is considered to be riskier than UFPI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| BAP | UFPI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 15.57% | 7.36% | +8.21% |
Volatility (6M)Calculated over the trailing 6-month period | 29.54% | 21.94% | +7.60% |
Volatility (1Y)Calculated over the trailing 1-year period | 33.23% | 29.83% | +3.40% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 31.70% | 32.71% | -1.01% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 31.26% | 35.03% | -3.77% |
Dividends
BAP vs. UFPI - Dividend Comparison
BAP's dividend yield for the trailing twelve months is around 3.73%, more than UFPI's 1.64% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BAP Credicorp Ltd. | 3.73% | 3.78% | 6.65% | 4.52% | 2.84% | 0.99% | 5.37% | 3.95% | 1.94% | 4.16% | 1.47% | 2.25% |
UFPI UFP Industries, Inc. | 1.64% | 1.54% | 1.17% | 0.88% | 1.20% | 0.71% | 0.90% | 0.84% | 1.39% | 0.85% | 0.85% | 1.20% |
Financials
BAP vs. UFPI - Financials Comparison
This section allows you to compare key financial metrics between Credicorp Ltd. and UFP Industries, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
BAP vs. UFPI - Profitability Comparison
BAP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Credicorp Ltd. reported a gross profit of 6.01B and revenue of 7.74B. Therefore, the gross margin over that period was 77.7%.
UFPI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, UFP Industries, Inc. reported a gross profit of 235.89M and revenue of 1.46B. Therefore, the gross margin over that period was 16.1%.
BAP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Credicorp Ltd. reported an operating income of 2.91B and revenue of 7.74B, resulting in an operating margin of 37.7%.
UFPI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, UFP Industries, Inc. reported an operating income of 62.43M and revenue of 1.46B, resulting in an operating margin of 4.3%.
BAP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Credicorp Ltd. reported a net income of 2.06B and revenue of 7.74B, resulting in a net margin of 26.6%.
UFPI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, UFP Industries, Inc. reported a net income of 50.77M and revenue of 1.46B, resulting in a net margin of 3.5%.
Frequently Asked Questions
BAP and UFPI have a correlation of 0.15, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
BAP has higher volatility (15.57%) compared to UFPI (7.36%). In terms of maximum drawdown, BAP dropped -75.92% vs UFPI's -80.64%.
BAP currently has the higher Sharpe Ratio (2.54 vs -0.26), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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