BAP vs. BBVA
Compare and contrast key facts about Credicorp Ltd. (BAP) and Banco Bilbao Vizcaya Argentaria, S.A. (BBVA).
Performance
BAP vs. BBVA - Performance Comparison
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BAP vs. BBVA - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
BAP Credicorp Ltd. | 18.91% | 65.23% | 31.35% | 16.29% | 14.47% | -24.73% | -17.56% | -0.26% | 7.07% | 37.84% |
BBVA Banco Bilbao Vizcaya Argentaria, S.A. | -6.39% | 153.74% | 14.20% | 62.48% | 10.09% | 22.05% | -6.31% | 11.07% | -35.01% | 32.83% |
Fundamentals
BAP:
$27.22B
BBVA:
$130.31B
BAP:
$86.75
BBVA:
$3.12
BAP:
3.93
BBVA:
6.99
BAP:
0.22
BBVA:
0.15
BAP:
0.97
BBVA:
1.58
BAP:
0.71
BBVA:
2.27
BAP:
$27.95B
BBVA:
$81.83B
BAP:
$21.08B
BBVA:
$61.08B
BAP:
$10.77B
BBVA:
$37.54B
Returns By Period
In the year-to-date period, BAP achieves a 18.91% return, which is significantly higher than BBVA's -6.39% return. Over the past 10 years, BAP has underperformed BBVA with an annualized return of 14.68%, while BBVA has yielded a comparatively higher 19.16% annualized return.
BAP
- 1D
- 0.61%
- 1M
- -3.31%
- YTD
- 18.91%
- 6M
- 30.15%
- 1Y
- 87.06%
- 3Y*
- 45.42%
- 5Y*
- 25.26%
- 10Y*
- 14.68%
BBVA
- 1D
- 0.74%
- 1M
- -1.89%
- YTD
- -6.39%
- 6M
- 15.64%
- 1Y
- 68.27%
- 3Y*
- 55.46%
- 5Y*
- 41.00%
- 10Y*
- 19.16%
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Return for Risk
BAP vs. BBVA — Risk / Return Rank
BAP
BBVA
BAP vs. BBVA - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Credicorp Ltd. (BAP) and Banco Bilbao Vizcaya Argentaria, S.A. (BBVA). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| BAP | BBVA | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 3.28 | 1.99 | +1.29 |
Sortino ratioReturn per unit of downside risk | 3.78 | 2.48 | +1.31 |
Omega ratioGain probability vs. loss probability | 1.53 | 1.34 | +0.19 |
Calmar ratioReturn relative to maximum drawdown | 6.28 | 3.14 | +3.14 |
Martin ratioReturn relative to average drawdown | 16.83 | 10.12 | +6.71 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| BAP | BBVA | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 3.28 | 1.99 | +1.29 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.80 | 1.24 | -0.44 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.48 | 0.53 | -0.05 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.45 | 0.26 | +0.18 |
Correlation
The correlation between BAP and BBVA is 0.31, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
BAP vs. BBVA - Dividend Comparison
BAP's dividend yield for the trailing twelve months is around 3.18%, less than BBVA's 3.75% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BAP Credicorp Ltd. | 3.18% | 3.78% | 6.65% | 4.52% | 2.84% | 0.99% | 5.37% | 3.95% | 0.20% | 4.16% | 1.47% | 2.25% |
BBVA Banco Bilbao Vizcaya Argentaria, S.A. | 3.75% | 3.51% | 7.71% | 5.51% | 6.29% | 2.79% | 3.50% | 5.23% | 5.75% | 5.17% | 6.02% | 4.29% |
Drawdowns
BAP vs. BBVA - Drawdown Comparison
The maximum BAP drawdown since its inception was -75.92%, roughly equal to the maximum BBVA drawdown of -78.31%. Use the drawdown chart below to compare losses from any high point for BAP and BBVA.
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Drawdown Indicators
| BAP | BBVA | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -75.92% | -78.31% | +2.39% |
Max Drawdown (1Y)Largest decline over 1 year | -14.88% | -22.14% | +7.26% |
Max Drawdown (5Y)Largest decline over 5 years | -39.76% | -42.28% | +2.52% |
Max Drawdown (10Y)Largest decline over 10 years | -59.09% | -69.63% | +10.54% |
Current DrawdownCurrent decline from peak | -9.06% | -16.43% | +7.37% |
Average DrawdownAverage peak-to-trough decline | -24.03% | -29.17% | +5.14% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.55% | 6.87% | -1.32% |
Volatility
BAP vs. BBVA - Volatility Comparison
The current volatility for Credicorp Ltd. (BAP) is 11.17%, while Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) has a volatility of 12.59%. This indicates that BAP experiences smaller price fluctuations and is considered to be less risky than BBVA based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| BAP | BBVA | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 11.17% | 12.59% | -1.42% |
Volatility (6M)Calculated over the trailing 6-month period | 20.72% | 25.06% | -4.34% |
Volatility (1Y)Calculated over the trailing 1-year period | 26.88% | 34.48% | -7.60% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 31.60% | 33.14% | -1.54% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 30.78% | 36.36% | -5.58% |
Financials
BAP vs. BBVA - Financials Comparison
This section allows you to compare key financial metrics between Credicorp Ltd. and Banco Bilbao Vizcaya Argentaria, S.A.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
BAP vs. BBVA - Profitability Comparison
BAP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Credicorp Ltd. reported a gross profit of 6.39B and revenue of 8.31B. Therefore, the gross margin over that period was 76.9%.
BBVA - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Banco Bilbao Vizcaya Argentaria, S.A. reported a gross profit of 36.93B and revenue of 36.93B. Therefore, the gross margin over that period was 100.0%.
BAP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Credicorp Ltd. reported an operating income of 2.34B and revenue of 8.31B, resulting in an operating margin of 28.2%.
BBVA - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Banco Bilbao Vizcaya Argentaria, S.A. reported an operating income of 22.60B and revenue of 36.93B, resulting in an operating margin of 61.2%.
BAP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Credicorp Ltd. reported a net income of 1.58B and revenue of 8.31B, resulting in a net margin of 19.0%.
BBVA - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Banco Bilbao Vizcaya Argentaria, S.A. reported a net income of 10.51B and revenue of 36.93B, resulting in a net margin of 28.5%.