BAP vs. IFS
Compare and contrast key facts about Credicorp Ltd. (BAP) and Intercorp Financial Services Inc. (IFS).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: BAP or IFS.
Correlation
The correlation between BAP and IFS is 0.27, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Performance
BAP vs. IFS - Performance Comparison
Key characteristics
BAP:
0.78
IFS:
2.13
BAP:
1.43
IFS:
3.06
BAP:
1.18
IFS:
1.41
BAP:
0.89
IFS:
1.71
BAP:
4.15
IFS:
14.27
BAP:
5.69%
IFS:
4.23%
BAP:
24.85%
IFS:
25.75%
BAP:
-73.42%
IFS:
-55.33%
BAP:
-1.85%
IFS:
-0.84%
Fundamentals
BAP:
$15.94B
IFS:
$3.91B
BAP:
$18.45
IFS:
$3.10
BAP:
10.88
IFS:
11.12
BAP:
0.88
IFS:
0.87
BAP:
1.74
IFS:
1.34
BAP:
$20.74B
IFS:
$5.48B
BAP:
$20.74B
IFS:
$6.00B
Returns By Period
In the year-to-date period, BAP achieves a 12.03% return, which is significantly lower than IFS's 20.86% return.
BAP
12.03%
15.36%
11.01%
19.25%
8.81%
5.64%
IFS
20.86%
14.10%
31.43%
54.45%
11.99%
N/A
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Risk-Adjusted Performance
BAP vs. IFS — Risk-Adjusted Performance Rank
BAP
IFS
BAP vs. IFS - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Credicorp Ltd. (BAP) and Intercorp Financial Services Inc. (IFS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
BAP vs. IFS - Dividend Comparison
BAP's dividend yield for the trailing twelve months is around 1.87%, less than IFS's 2.91% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BAP Credicorp Ltd. | 1.87% | 2.10% | 0.45% | 0.29% | 4.10% | 5.37% | 3.94% | 0.20% | 4.32% | 1.47% | 2.25% | 1.19% |
IFS Intercorp Financial Services Inc. | 2.91% | 3.41% | 5.38% | 7.45% | 5.38% | 5.41% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
BAP vs. IFS - Drawdown Comparison
The maximum BAP drawdown since its inception was -73.42%, which is greater than IFS's maximum drawdown of -55.33%. Use the drawdown chart below to compare losses from any high point for BAP and IFS. For additional features, visit the drawdowns tool.
Volatility
BAP vs. IFS - Volatility Comparison
The current volatility for Credicorp Ltd. (BAP) is 7.60%, while Intercorp Financial Services Inc. (IFS) has a volatility of 8.23%. This indicates that BAP experiences smaller price fluctuations and is considered to be less risky than IFS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Financials
BAP vs. IFS - Financials Comparison
This section allows you to compare key financial metrics between Credicorp Ltd. and Intercorp Financial Services Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
BAP vs. IFS - Profitability Comparison
BAP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Credicorp Ltd. reported a gross profit of 4.93B and revenue of 4.93B. Therefore, the gross margin over that period was 100.0%.
IFS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Intercorp Financial Services Inc. reported a gross profit of 1.35B and revenue of 1.35B. Therefore, the gross margin over that period was 100.0%.
BAP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Credicorp Ltd. reported an operating income of 2.67B and revenue of 4.93B, resulting in an operating margin of 54.2%.
IFS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Intercorp Financial Services Inc. reported an operating income of 743.14M and revenue of 1.35B, resulting in an operating margin of 55.1%.
BAP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Credicorp Ltd. reported a net income of 1.13B and revenue of 4.93B, resulting in a net margin of 22.9%.
IFS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Intercorp Financial Services Inc. reported a net income of 487.55M and revenue of 1.35B, resulting in a net margin of 36.2%.