10/10 Chat GPT

Asset Allocation

Position	Category/Sector	Target Weight
VIG Vanguard Dividend Appreciation ETF	Dividend	15%
MAIN Main Street Capital Corporation	Financial Services	10%
O Realty Income Corporation	Real Estate	10%
JNJ Johnson & Johnson	Healthcare	10%
PG The Procter & Gamble Company	Consumer Defensive	10%
AAPL Apple Inc	Technology	10%
NVDA NVIDIA Corporation	Technology	10%
MSFT Microsoft Corporation	Technology	10%
NEE NextEra Energy, Inc.	Utilities	10%
TSLA Tesla, Inc.	Consumer Cyclical	2.50%
EEM iShares MSCI Emerging Markets ETF	Emerging Markets Diversified	2.50%

Benchmark Against

Benchmark

S&P 500 Index

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Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in 10/10 Chat GPT, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.

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Returns By Period

As of Jun 13, 2026, the 10/10 Chat GPT returned 5.57% Year-To-Date and 22.90% of annualized return in the last 10 years.

Position	1D	1M	YTD	6M	1Y	3Y*	5Y*	10Y*
Benchmark S&P 500 Index	0.50%	-0.93%	8.56%	8.85%	24.33%	19.37%	11.84%	13.61%
Portfolio 10/10 Chat GPT	0.48%	-1.87%	5.57%	5.13%	20.97%	20.27%	17.57%	22.90%
Portfolio components:
AAPL Apple Inc	-1.52%	-2.37%	7.29%	4.81%	48.78%	17.21%	18.59%	29.36%
EEM iShares MSCI Emerging Markets ETF	0.56%	0.74%	24.07%	26.94%	47.57%	21.60%	6.56%	9.91%
JNJ Johnson & Johnson	1.07%	4.96%	17.68%	15.11%	57.15%	17.82%	10.94%	10.46%
MAIN Main Street Capital Corporation	0.54%	3.14%	-10.97%	-12.92%	-3.16%	18.74%	12.76%	13.19%
MSFT Microsoft Corporation	0.10%	-4.36%	-18.85%	-17.98%	-17.07%	6.16%	9.56%	24.39%
NEE NextEra Energy, Inc.	1.36%	-9.47%	8.63%	6.81%	18.32%	8.11%	5.94%	13.51%
NVDA NVIDIA Corporation	0.16%	-12.86%	10.16%	17.38%	44.72%	71.13%	63.13%	67.95%
O Realty Income Corporation	1.31%	1.67%	13.70%	11.57%	14.88%	6.59%	3.49%	4.89%
PG The Procter & Gamble Company	0.86%	4.83%	5.93%	6.28%	-3.97%	3.69%	4.73%	8.96%
TSLA Tesla, Inc.	1.82%	-8.32%	-9.63%	-11.45%	24.94%	16.25%	14.86%	39.72%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Jun 29, 2010, 10/10 Chat GPT's average daily return is +0.08%, while the average monthly return is +1.72%. At this rate, an investment would double in approximately 3.4 years.

Historically, 69% of months were positive and 31% were negative. The best month was Apr 2020 with a return of +12.7%, while the worst month was Mar 2020 at -12.0%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 3 months.

On a daily basis, 10/10 Chat GPT closed higher 57% of trading days. The best single day was Mar 24, 2020 with a return of +11.3%, while the worst single day was Mar 16, 2020 at -13.6%.

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	3.19%	1.82%	-5.27%	5.89%	1.60%	-1.41%							5.57%
2025	0.17%	1.32%	-3.78%	-1.88%	6.39%	3.46%	3.46%	3.34%	4.14%	1.16%	0.49%	-0.69%	18.53%
2024	2.69%	4.17%	4.28%	-1.54%	7.21%	2.88%	2.93%	3.32%	2.43%	-1.90%	4.37%	-1.82%	32.64%
2023	5.65%	1.91%	6.67%	2.09%	2.42%	6.17%	2.83%	-2.92%	-6.41%	-1.71%	8.76%	2.76%	30.86%
2022	-5.72%	-2.86%	4.58%	-7.90%	-1.81%	-4.12%	9.64%	-5.59%	-10.71%	6.35%	7.29%	-4.77%	-16.60%
2021	-0.08%	-0.05%	3.82%	5.44%	-0.10%	4.42%	3.57%	4.36%	-5.41%	9.86%	4.02%	3.64%	38.09%

Benchmark Metrics

10/10 Chat GPT has an annualized alpha of 9.33%, beta of 0.90, and R2 of 0.86 versus S&P 500 Index. Calculated based on daily prices since June 29, 2010.

This portfolio captured 113.48% of S&P 500 Index gains but only 71.05% of its losses - a favorable profile for investors.
This portfolio generated an annualized alpha of 9.33% versus S&P 500 Index - delivering returns beyond what market exposure alone would predict.
With beta of 0.90 and R2 of 0.86, this portfolio moves broadly in line with S&P 500 Index - much of its variation is explained by market exposure rather than independent behavior.

Alpha: 9.33%

Beta: 0.90

R²: 0.86

Upside Capture: 113.48%

Downside Capture: 71.05%

See how alpha, beta & R² have trended over time →

Expense Ratio

10/10 Chat GPT has an expense ratio of 0.02%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

EEM

iShares MSCI Emerging Markets ETF

VIG

Vanguard Dividend Appreciation ETF

Return for Risk

Risk / Return Rank

10/10 Chat GPT ranks 50 for risk / return — on par with similar Portfolios. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.

Overall Rank

Sharpe Ratio Rank

Sortino Ratio Rank

Omega Ratio Rank

Calmar Ratio Rank

Martin Ratio Rank

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below presents risk-adjusted performance metrics for 10/10 Chat GPT and compares them with S&P 500 Index.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	Portfolio	Benchmark	Difference
Sharpe ratioReturn per unit of total volatility	2.08	1.86	+0.21
Sortino ratioReturn per unit of downside risk	2.91	2.53	+0.38
Omega ratioGain probability vs. loss probability	1.38	1.34	+0.04
Calmar ratioReturn relative to maximum drawdown	2.32	2.53	-0.21
Martin ratioReturn relative to average drawdown	9.31	11.37	-2.06

How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.

Position	Risk / Return Rank	Sharpe ratio	Sortino ratio	Omega ratio	Calmar ratio	Martin ratio
AAPL Apple Inc	88	2.07	2.93	1.38	3.40	8.47
EEM iShares MSCI Emerging Markets ETF	73	2.10	2.73	1.40	3.36	12.38
JNJ Johnson & Johnson	96	3.42	4.94	1.61	5.28	15.52
MAIN Main Street Capital Corporation	34	-0.16	-0.05	0.99	-0.18	-0.35
MSFT Microsoft Corporation	17	-0.70	-0.84	0.89	-0.53	-1.08
NEE NextEra Energy, Inc.	67	0.84	1.29	1.17	1.37	3.78
NVDA NVIDIA Corporation	74	1.20	1.75	1.21	2.07	4.94
O Realty Income Corporation	66	0.88	1.26	1.15	1.29	3.12
PG The Procter & Gamble Company	28	-0.30	-0.31	0.97	-0.37	-0.68
TSLA Tesla, Inc.	61	0.62	1.13	1.13	0.92	2.10

Sharpe Ratio

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

The current 10/10 Chat GPT Sharpe ratio is 2.08 as of Jun 13, 2026 (the value is recalculated daily), calculated over the past 12 months.

Compared to the broad market, where average Sharpe ratios range from 1.54 to 2.41, this portfolio's current Sharpe ratio falls between the 25th and 75th percentiles. This indicates that its risk-adjusted performance is in line with the majority of portfolios, suggesting a balanced approach to risk and return—likely suitable for a wide range of investors.

The chart below shows the rolling Sharpe ratio of 10/10 Chat GPT compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

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Dividends

Dividend yield

10/10 Chat GPT provided a 2.53% dividend yield over the last twelve months.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Portfolio	2.53%	2.55%	2.54%	2.73%	2.50%	1.98%	2.26%	2.32%	2.86%	2.67%	2.89%	3.23%
Portfolio components:
AAPL Apple Inc	0.36%	0.38%	0.40%	0.49%	0.70%	0.49%	0.61%	1.04%	1.79%	1.45%	1.93%	1.93%
EEM iShares MSCI Emerging Markets ETF	1.79%	2.22%	2.43%	2.63%	2.50%	1.99%	1.45%	2.76%	2.24%	1.89%	1.89%	2.49%
JNJ Johnson & Johnson	2.18%	2.48%	3.40%	3.00%	2.52%	2.45%	2.53%	2.57%	2.74%	2.38%	2.73%	2.87%
MAIN Main Street Capital Corporation	8.25%	7.00%	7.02%	8.55%	7.97%	5.74%	6.99%	6.76%	8.43%	7.49%	7.42%	9.15%
MSFT Microsoft Corporation	0.91%	0.70%	0.73%	0.74%	1.06%	0.68%	0.94%	1.20%	1.69%	1.86%	2.37%	2.33%
NEE NextEra Energy, Inc.	2.77%	2.82%	2.87%	3.08%	2.03%	1.65%	1.81%	2.06%	2.55%	2.52%	2.91%	2.96%
NVDA NVIDIA Corporation	0.14%	0.02%	0.03%	0.03%	0.11%	0.05%	0.12%	0.27%	0.46%	0.29%	0.45%	1.20%
O Realty Income Corporation	5.16%	6.19%	5.37%	5.33%	4.68%	3.87%	4.51%	3.69%	4.19%	4.45%	4.18%	4.41%
PG The Procter & Gamble Company	2.85%	2.91%	2.36%	2.55%	2.38%	2.08%	2.24%	2.37%	3.09%	2.98%	3.18%	3.31%
TSLA Tesla, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

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Worst Drawdowns

The table below displays the maximum drawdowns of the 10/10 Chat GPT. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the 10/10 Chat GPT was 35.25%, occurring on Mar 23, 2020. Recovery took 74 trading sessions.

The current 10/10 Chat GPT drawdown is 1.87%.

Related event	Drawdown	Fall	Recovery	Underwater
COVID crash2020	-35.25%Mar 2020	1mo 2d	3mo 17d	4mo 19dFeb 2020 - Jul 2020
Bear market2022	-25.79%Oct 2022	9mo 18d	7mo 14d	1y 4moDec 2021 - May 2023
2025 selloff2025	-15.71%Apr 2025	1mo 16d	2mo 3d	3mo 19dFeb 2025 - Jun 2025
Rate-hike selloffLate 2018	-15.34%Dec 2018	2mo 22d	2mo 19d	5mo 11dOct 2018 - Mar 2019
2011 correction2011	-15.05%Aug 2011	5mo 21d	4mo 23d	10mo 14dFeb 2011 - Dec 2011

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.

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Diversification

Diversification Metrics

Number of Effective Assets

The portfolio contains 11 assets, with an effective number of assets of 9.64, reflecting the diversification based on asset allocation. Your capital is well-distributed across most of your holdings, with only mild concentration in a few names. True diversification also depends on the correlations between assets — check the diversification ratio below.

Diversification Ratio

	1Y	3Y	5Y	10Y	All Time
Diversification Ratio	2.21	1.85	1.58	1.48	1.49

The portfolio has a diversification ratio of 1.49, in line with the typical range across portfolios. There's room to improve by adding less correlated assets.

10/10 Chat GPT correlation to the S&P 500 Index

10/10 Chat GPT has a 0.77 correlation to S&P 500 Index over the trailing 12 months. This section compares each holding's correlation to the benchmark and to the portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.77
Correlation (3Y) Calculated over the trailing 3-year period	0.85
Correlation (5Y) Calculated over the trailing 5-year period	0.89
Correlation (10Y) Calculated over the trailing 10-year period	0.87
Correlation (All Time) Calculated using the full available price history since Jun 29, 2010	0.88

Benchmark Correlations

Correlation vs. S&P 500 Index. VIG has the highest benchmark correlation at 0.93, while O has the lowest at 0.38.

0.38

NEE

0.38

0.42

0.45

0.46

0.51

0.60

0.62

0.70

0.72

0.93

Portfolio Correlations

Correlation vs. 10/10 Chat GPT. VIG has the highest portfolio correlation at 0.83, while JNJ has the lowest at 0.47.

JNJ

0.47

0.50

0.50

0.50

0.55

0.64

0.66

0.69

0.72

0.83

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

	TSLA	O	NEE	JNJ	PG	MAIN	NVDA	AAPL	EEM	MSFT	VIG
TSLA	1.00	0.17	0.14	0.11	0.10	0.27	0.39	0.37	0.36	0.35	0.37
O	0.17	1.00	0.45	0.34	0.37	0.31	0.13	0.19	0.28	0.23	0.44
NEE	0.14	0.45	1.00	0.37	0.42	0.24	0.14	0.21	0.27	0.26	0.44
JNJ	0.11	0.34	0.37	1.00	0.49	0.22	0.14	0.23	0.31	0.27	0.54
PG	0.10	0.37	0.42	0.49	1.00	0.21	0.13	0.25	0.27	0.29	0.52
MAIN	0.27	0.31	0.24	0.22	0.21	1.00	0.30	0.31	0.39	0.33	0.50
NVDA	0.39	0.13	0.14	0.14	0.13	0.30	1.00	0.45	0.48	0.54	0.48
AAPL	0.37	0.19	0.21	0.23	0.25	0.31	0.45	1.00	0.45	0.52	0.52
EEM	0.36	0.28	0.27	0.31	0.27	0.39	0.48	0.45	1.00	0.49	0.65
MSFT	0.35	0.23	0.26	0.27	0.29	0.33	0.54	0.52	0.49	1.00	0.62
VIG	0.37	0.44	0.44	0.54	0.52	0.50	0.48	0.52	0.65	0.62	1.00

The correlation results are calculated based on daily price changes starting from Jun 29, 2010

Diversification Analysis

Find what 10/10 Chat GPT is missing

See which holdings overlap, where 10/10 Chat GPT is concentrated, and which low-correlation assets could fill the gaps.

Analyze Diversification