10/10 Chat GPT

Asset Allocation

Position	Category/Sector	Target Weight
AAPL Apple Inc	Technology	10%
EEM iShares MSCI Emerging Markets ETF	Emerging Markets Diversified	2.50%
JNJ Johnson & Johnson	Healthcare	10%
MAIN Main Street Capital Corporation	Financial Services	10%
MSFT Microsoft Corporation	Technology	10%
NEE NextEra Energy, Inc.	Utilities	10%
NVDA NVIDIA Corporation	Technology	10%
O Realty Income Corporation	Real Estate	10%
PG The Procter & Gamble Company	Consumer Defensive	10%
TSLA Tesla, Inc.	Consumer Cyclical	2.50%
VIG Vanguard Dividend Appreciation ETF	Dividend	15%

Benchmark Against

Benchmark

S&P 500 Index

Rebalance

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in 10/10 Chat GPT, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.

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The earliest data available for this chart is Jun 29, 2010, corresponding to the inception date of TSLA

Returns By Period

As of Apr 3, 2026, the 10/10 Chat GPT returned -0.15% Year-To-Date and 22.61% of annualized return in the last 10 years.

	1D	1M	YTD	6M	1Y	3Y*	5Y*	10Y*
Benchmark S&P 500 Index	0.11%	-3.43%	-3.84%	-1.98%	16.08%	16.86%	10.37%	12.29%
Portfolio 10/10 Chat GPT	0.18%	-4.22%	-0.15%	0.29%	21.14%	21.32%	17.69%	22.61%
Portfolio components:
VIG Vanguard Dividend Appreciation ETF	0.16%	-3.69%	-1.33%	0.36%	12.71%	13.72%	9.86%	12.36%
MAIN Main Street Capital Corporation	1.39%	-7.08%	-11.22%	-14.68%	-1.57%	19.10%	14.06%	13.84%
O Realty Income Corporation	0.53%	-6.12%	11.80%	6.39%	15.07%	5.34%	4.90%	5.14%
JNJ Johnson & Johnson	-0.44%	-1.50%	18.06%	32.21%	60.80%	19.22%	11.44%	11.41%
PG The Procter & Gamble Company	-0.67%	-10.39%	0.58%	-4.54%	-13.25%	1.10%	3.87%	8.50%
AAPL Apple Inc	0.11%	-2.97%	-5.78%	-0.28%	14.80%	16.04%	16.39%	26.10%
NVDA NVIDIA Corporation	0.93%	-1.47%	-4.88%	-6.08%	60.69%	85.17%	66.71%	70.07%
MSFT Microsoft Corporation	1.11%	-7.54%	-22.60%	-27.29%	-1.52%	10.00%	9.94%	22.58%
NEE NextEra Energy, Inc.	0.32%	0.60%	16.82%	20.77%	36.09%	9.87%	6.95%	15.01%
TSLA Tesla, Inc.	-5.42%	-8.11%	-19.82%	-17.30%	27.53%	22.79%	10.33%	36.16%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Jun 30, 2010, 10/10 Chat GPT's average daily return is +0.08%, while the average monthly return is +1.72%. At this rate, your investment would double in approximately 3.4 years.

Historically, 69% of months were positive and 31% were negative. The best month was Apr 2020 with a return of +12.7%, while the worst month was Mar 2020 at -12.0%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 3 months.

On a daily basis, 10/10 Chat GPT closed higher 57% of trading days. The best single day was Mar 24, 2020 with a return of +11.3%, while the worst single day was Mar 16, 2020 at -13.6%.

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	3.19%	1.82%	-5.27%	0.32%									-0.15%
2025	0.17%	1.32%	-3.78%	-1.88%	6.39%	3.46%	3.46%	3.34%	4.14%	1.16%	0.49%	-0.69%	18.53%
2024	2.69%	4.17%	4.28%	-1.54%	7.21%	2.88%	2.93%	3.32%	2.43%	-1.90%	4.37%	-1.82%	32.64%
2023	5.65%	1.91%	6.67%	2.09%	2.42%	6.17%	2.83%	-2.92%	-6.41%	-1.71%	8.76%	2.76%	30.86%
2022	-5.72%	-2.86%	4.58%	-7.90%	-1.81%	-4.12%	9.64%	-5.59%	-10.71%	6.35%	7.29%	-4.77%	-16.60%
2021	-0.08%	-0.05%	3.82%	5.44%	-0.10%	4.42%	3.57%	4.36%	-5.41%	9.86%	4.02%	3.64%	38.09%

Benchmark Metrics

10/10 Chat GPT has an annualized alpha of 9.72%, beta of 0.90, and R² of 0.86 versus S&P 500 Index. Calculated based on daily prices since June 30, 2010.

This portfolio captured 116.11% of S&P 500 Index gains but only 71.03% of its losses — a favorable profile for investors.
This portfolio generated an annualized alpha of 9.72% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.
With beta of 0.90 and R² of 0.86, this portfolio moves broadly in line with S&P 500 Index — much of its variation is explained by market exposure rather than independent behavior.

Alpha: 9.72%

Beta: 0.90

R²: 0.86

Upside Capture: 116.11%

Downside Capture: 71.03%

Expense Ratio

10/10 Chat GPT has an expense ratio of 0.02%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

EEM

iShares MSCI Emerging Markets ETF

VIG

Vanguard Dividend Appreciation ETF

Return for Risk

Risk / Return Rank

10/10 Chat GPT ranks 63 for risk / return — better than 63% of portfolios on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.

Overall Rank

Sharpe Ratio Rank

Sortino Ratio Rank

Omega Ratio Rank

Calmar Ratio Rank

Martin Ratio Rank

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

	Portfolio	Benchmark	Difference
Sharpe ratio Return per unit of total volatility	1.41	0.88	+0.52
Sortino ratio Return per unit of downside risk	2.05	1.37	+0.69
Omega ratio Gain probability vs. loss probability	1.32	1.21	+0.11
Calmar ratio Return relative to maximum drawdown	1.95	1.39	+0.56
Martin ratio Return relative to average drawdown	8.82	6.43	+2.39
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.

	Risk / Return Rank	Sharpe ratio	Sortino ratio	Omega ratio	Calmar ratio	Martin ratio
VIG Vanguard Dividend Appreciation ETF	43	0.84	1.28	1.19	1.24	5.41
MAIN Main Street Capital Corporation	34	-0.06	0.09	1.01	-0.10	-0.23
O Realty Income Corporation	66	0.90	1.29	1.16	1.35	4.03
JNJ Johnson & Johnson	97	3.51	4.77	1.64	7.48	25.03
PG The Procter & Gamble Company	12	-0.71	-0.87	0.90	-0.75	-1.39
AAPL Apple Inc	55	0.47	0.92	1.13	0.66	2.04
NVDA NVIDIA Corporation	81	1.47	2.17	1.27	3.02	7.54
MSFT Microsoft Corporation	35	-0.06	0.11	1.01	-0.05	-0.12
NEE NextEra Energy, Inc.	79	1.41	1.88	1.26	3.17	7.01
TSLA Tesla, Inc.	60	0.50	1.10	1.13	1.25	3.01

Sharpe Ratio

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

10/10 Chat GPT Sharpe ratios as of Apr 3, 2026 (values are recalculated daily):

1-Year: 1.41
5-Year: 1.13
10-Year: 1.27
All Time: 1.31

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 0.98 to 1.66, this portfolio's current Sharpe ratio falls between the 25th and 75th percentiles. This indicates that its risk-adjusted performance is in line with the majority of portfolios, suggesting a balanced approach to risk and return—likely suitable for a wide range of investors.

The chart below shows the rolling Sharpe ratio of 10/10 Chat GPT compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

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Dividends

Dividend yield

10/10 Chat GPT provided a 2.52% dividend yield over the last twelve months.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Portfolio	2.52%	2.55%	2.54%	2.73%	2.50%	1.98%	2.26%	2.32%	2.86%	2.67%	2.89%	3.23%
Portfolio components:
VIG Vanguard Dividend Appreciation ETF	1.60%	1.62%	1.73%	1.88%	1.96%	1.55%	1.63%	1.71%	2.08%	1.88%	2.14%	2.34%
MAIN Main Street Capital Corporation	8.09%	7.00%	7.02%	8.55%	7.97%	5.74%	6.99%	6.76%	8.43%	7.49%	7.42%	9.15%
O Realty Income Corporation	5.20%	6.19%	5.37%	5.33%	4.68%	3.87%	4.51%	3.69%	4.19%	4.45%	4.18%	4.41%
JNJ Johnson & Johnson	2.14%	2.48%	3.40%	3.00%	2.52%	2.45%	2.53%	2.57%	2.74%	2.38%	2.73%	2.87%
PG The Procter & Gamble Company	2.95%	2.91%	2.36%	2.55%	2.38%	2.08%	2.24%	2.37%	3.09%	2.98%	3.18%	3.31%
AAPL Apple Inc	0.41%	0.38%	0.40%	0.49%	0.70%	0.49%	0.61%	1.04%	1.79%	1.45%	1.93%	1.93%
NVDA NVIDIA Corporation	0.02%	0.02%	0.03%	0.03%	0.11%	0.05%	0.12%	0.27%	0.46%	0.29%	0.45%	1.20%
MSFT Microsoft Corporation	0.93%	0.70%	0.73%	0.74%	1.06%	0.68%	0.94%	1.20%	1.69%	1.86%	2.37%	2.33%
NEE NextEra Energy, Inc.	2.49%	2.82%	2.87%	3.08%	2.03%	1.65%	1.81%	2.06%	2.55%	2.52%	2.91%	2.96%
TSLA Tesla, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

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Worst Drawdowns

The table below displays the maximum drawdowns of the 10/10 Chat GPT. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the 10/10 Chat GPT was 35.25%, occurring on Mar 23, 2020. Recovery took 74 trading sessions.

The current 10/10 Chat GPT drawdown is 6.24%.

Depth	Start	To Bottom	Bottom	To Recover	End	Total
-35.25%	Feb 20, 2020	23	Mar 23, 2020	74	Jul 8, 2020	97
-25.79%	Dec 30, 2021	200	Oct 14, 2022	154	May 26, 2023	354
-15.71%	Feb 21, 2025	33	Apr 8, 2025	43	Jun 10, 2025	76
-15.34%	Oct 3, 2018	57	Dec 24, 2018	53	Mar 13, 2019	110
-15.05%	Feb 18, 2011	118	Aug 8, 2011	100	Dec 29, 2011	218

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.

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Diversification

Diversification Metrics

Number of Effective Assets

The portfolio contains 11 assets, with an effective number of assets of 9.64, reflecting the diversification based on asset allocation. This number of effective assets indicates a moderate level of diversification, where some assets may have a more significant influence on overall performance.

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

	Benchmark	TSLA	O	NEE	JNJ	PG	MAIN	NVDA	AAPL	EEM	MSFT	VIG	Portfolio
Benchmark	1.00	0.46	0.38	0.39	0.45	0.42	0.52	0.60	0.62	0.72	0.71	0.93	0.88
TSLA	0.46	1.00	0.17	0.14	0.11	0.10	0.27	0.39	0.37	0.36	0.35	0.37	0.50
O	0.38	0.17	1.00	0.45	0.33	0.37	0.32	0.13	0.20	0.28	0.24	0.44	0.50
NEE	0.39	0.14	0.45	1.00	0.36	0.43	0.25	0.14	0.21	0.28	0.27	0.45	0.51
JNJ	0.45	0.11	0.33	0.36	1.00	0.49	0.22	0.14	0.23	0.32	0.28	0.54	0.48
PG	0.42	0.10	0.37	0.43	0.49	1.00	0.21	0.13	0.25	0.27	0.30	0.53	0.50
MAIN	0.52	0.27	0.32	0.25	0.22	0.21	1.00	0.30	0.31	0.39	0.33	0.50	0.55
NVDA	0.60	0.39	0.13	0.14	0.14	0.13	0.30	1.00	0.46	0.48	0.54	0.48	0.69
AAPL	0.62	0.37	0.20	0.21	0.23	0.25	0.31	0.46	1.00	0.45	0.53	0.52	0.66
EEM	0.72	0.36	0.28	0.28	0.32	0.27	0.39	0.48	0.45	1.00	0.50	0.66	0.64
MSFT	0.71	0.35	0.24	0.27	0.28	0.30	0.33	0.54	0.53	0.50	1.00	0.62	0.72
VIG	0.93	0.37	0.44	0.45	0.54	0.53	0.50	0.48	0.52	0.66	0.62	1.00	0.83
Portfolio	0.88	0.50	0.50	0.51	0.48	0.50	0.55	0.69	0.66	0.64	0.72	0.83	1.00

The correlation results are calculated based on daily price changes starting from Jun 30, 2010

10/10 Chat GPT

Asset Allocation

Performance

Performance Chart

Returns By Period

Monthly Returns

Benchmark Metrics

Expense Ratio

Return for Risk

Risk / Return Rank

Return / Risk — by metrics

Sharpe ratio

Sortino ratio

Omega ratio

Calmar ratio

Martin ratio

Sharpe Ratio

Dividends

Dividend yield

Drawdowns

Drawdowns Chart

Worst Drawdowns

Volatility

Volatility Chart

Diversification

Diversification Metrics

Number of Effective Assets

Asset Correlations Table