very steady growers-not exciting

Asset Allocation

Position	Category/Sector	Target Weight
ABBV AbbVie Inc.	Healthcare	11%
ADI Analog Devices, Inc.	Technology	11%
AIRR First Trust RBA American Industrial Renaissance ETF	Building & Construction	11%
ATO Atmos Energy Corporation	Utilities	11%
HSCZ iShares Currency Hedged MSCI EAFE Small Cap ETF	Foreign Small & Mid Cap Equities	11%
KBWP Invesco KBW Property & Casualty Insurance ETF	Financials Equities	11%
LVHI Legg Mason International Low Volatility High Dividend ETF	Volatility Hedged Equity, Dividend	12%
MAIN Main Street Capital Corporation	Financial Services	11%
WMT Walmart Inc.	Consumer Defensive	11%

Benchmark Against

Benchmark

S&P 500 Index

Rebalance

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in very steady growers-not exciting, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.

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The earliest data available for this chart is Jul 28, 2016, corresponding to the inception date of LVHI

Returns By Period

	1D	1M	YTD	6M	1Y	3Y*	5Y*	10Y*
Benchmark S&P 500 Index	0.11%	-3.43%	-3.84%	-1.98%	16.08%	16.86%	10.37%	12.29%
Portfolio very steady growers-not exciting	0.13%	-3.63%	5.39%	9.33%	27.23%	23.03%	17.73%	—
Portfolio components:
AIRR First Trust RBA American Industrial Renaissance ETF	-0.26%	-3.57%	14.87%	16.32%	60.35%	33.36%	22.66%	20.74%
HSCZ iShares Currency Hedged MSCI EAFE Small Cap ETF	-0.49%	-2.14%	3.24%	8.66%	29.25%	17.28%	10.11%	11.27%
LVHI Legg Mason International Low Volatility High Dividend ETF	0.29%	1.26%	11.30%	20.02%	33.29%	21.51%	16.36%	—
WMT Walmart Inc.	0.84%	-1.46%	13.14%	24.19%	41.38%	37.98%	24.34%	20.62%
ATO Atmos Energy Corporation	1.88%	1.60%	13.36%	13.18%	24.46%	22.34%	16.86%	12.40%
ADI Analog Devices, Inc.	-0.70%	-6.09%	17.75%	32.60%	61.93%	19.49%	16.69%	20.71%
KBWP Invesco KBW Property & Casualty Insurance ETF	1.13%	-4.90%	-5.37%	-1.81%	-2.58%	14.63%	11.98%	11.69%
ABBV AbbVie Inc.	-2.86%	-10.70%	-7.86%	-10.37%	5.19%	13.21%	18.43%	18.22%
MAIN Main Street Capital Corporation	1.39%	-7.08%	-11.22%	-14.68%	-1.57%	19.10%	14.06%	13.84%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Jul 29, 2016, very steady growers-not exciting's average daily return is +0.07%, while the average monthly return is +1.33%. At this rate, your investment would double in approximately 4.4 years.

Historically, 67% of months were positive and 33% were negative. The best month was Nov 2020 with a return of +13.5%, while the worst month was Mar 2020 at -15.6%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 3 months.

On a daily basis, very steady growers-not exciting closed higher 56% of trading days. The best single day was Mar 13, 2020 with a return of +7.6%, while the worst single day was Mar 16, 2020 at -11.9%.

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	4.73%	5.76%	-5.18%	0.36%									5.39%
2025	3.04%	2.99%	-3.08%	-0.12%	3.76%	2.60%	1.83%	5.21%	2.70%	-2.18%	4.90%	1.04%	24.77%
2024	2.11%	4.20%	4.46%	-1.90%	5.69%	-0.25%	4.95%	2.84%	1.84%	0.11%	5.22%	-3.02%	29.05%
2023	4.21%	2.03%	-0.41%	-0.32%	-2.20%	4.66%	4.05%	-2.33%	-1.63%	-2.67%	5.51%	4.97%	16.42%
2022	-1.90%	0.39%	4.80%	-4.30%	0.20%	-4.65%	7.28%	-4.27%	-7.27%	8.82%	8.44%	-3.69%	2.15%
2021	-1.70%	4.58%	5.88%	3.19%	1.10%	-0.37%	1.19%	2.20%	-4.32%	4.99%	-1.36%	6.12%	23.01%

Benchmark Metrics

very steady growers-not exciting has an annualized alpha of 6.62%, beta of 0.76, and R² of 0.80 versus S&P 500 Index. Calculated based on daily prices since July 29, 2016.

This portfolio participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (90.97%) than losses (68.33%) — typical of diversified or defensive assets.
This portfolio generated an annualized alpha of 6.62% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.

Alpha: 6.62%

Beta: 0.76

R²: 0.80

Upside Capture: 90.97%

Downside Capture: 68.33%

Expense Ratio

very steady growers-not exciting has an expense ratio of 0.21%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

AIRR

First Trust RBA American Industrial Renaissance ETF

HSCZ

iShares Currency Hedged MSCI EAFE Small Cap ETF

LVHI

Legg Mason International Low Volatility High Dividend ETF

KBWP

Invesco KBW Property & Casualty Insurance ETF

Return for Risk

Risk / Return Rank

very steady growers-not exciting ranks 80 for risk / return — in the top 80% of portfolios on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.

Overall Rank

Sharpe Ratio Rank

Sortino Ratio Rank

Omega Ratio Rank

Calmar Ratio Rank

Martin Ratio Rank

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

	Portfolio	Benchmark	Difference
Sharpe ratio Return per unit of total volatility	1.80	0.88	+0.92
Sortino ratio Return per unit of downside risk	2.49	1.37	+1.12
Omega ratio Gain probability vs. loss probability	1.40	1.21	+0.19
Calmar ratio Return relative to maximum drawdown	2.43	1.39	+1.04
Martin ratio Return relative to average drawdown	11.61	6.43	+5.17
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.

	Risk / Return Rank	Sharpe ratio	Sortino ratio	Omega ratio	Calmar ratio	Martin ratio
AIRR First Trust RBA American Industrial Renaissance ETF	92	2.15	2.84	1.37	4.91	17.07
HSCZ iShares Currency Hedged MSCI EAFE Small Cap ETF	89	2.03	2.77	1.43	2.97	11.79
LVHI Legg Mason International Low Volatility High Dividend ETF	94	2.52	3.22	1.56	3.14	15.92
WMT Walmart Inc.	87	1.72	2.65	1.33	3.92	10.75
ATO Atmos Energy Corporation	81	1.53	2.05	1.28	3.43	6.92
ADI Analog Devices, Inc.	85	1.63	2.35	1.34	3.55	10.19
KBWP Invesco KBW Property & Casualty Insurance ETF	8	-0.13	-0.05	0.99	-0.22	-0.58
ABBV AbbVie Inc.	43	0.19	0.44	1.06	0.28	0.62
MAIN Main Street Capital Corporation	34	-0.06	0.09	1.01	-0.10	-0.23

Sharpe Ratio

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

very steady growers-not exciting Sharpe ratios as of Apr 3, 2026 (values are recalculated daily):

1-Year: 1.80
5-Year: 1.35
All Time: 1.06

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 0.98 to 1.66, this portfolio's current Sharpe ratio is in the top 25%. This signifies superior risk-adjusted performance, meaning the portfolio is delivering strong returns for the level of risk taken compared to most others.

The chart below shows the rolling Sharpe ratio of very steady growers-not exciting compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

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Dividends

Dividend yield

very steady growers-not exciting provided a 2.80% dividend yield over the last twelve months.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Portfolio	2.80%	2.72%	2.74%	3.51%	6.03%	2.81%	2.73%	3.44%	4.32%	2.72%	2.81%	2.72%
Portfolio components:
AIRR First Trust RBA American Industrial Renaissance ETF	0.15%	0.19%	0.18%	0.23%	0.12%	0.05%	0.10%	0.20%	0.43%	0.30%	0.08%	0.47%
HSCZ iShares Currency Hedged MSCI EAFE Small Cap ETF	3.15%	3.25%	3.26%	2.98%	26.91%	2.90%	1.46%	4.66%	6.15%	2.52%	2.57%	1.75%
LVHI Legg Mason International Low Volatility High Dividend ETF	4.52%	4.92%	3.98%	8.12%	7.74%	4.13%	3.97%	6.67%	10.67%	3.38%	2.02%	0.00%
WMT Walmart Inc.	0.76%	0.84%	0.92%	1.45%	1.58%	1.52%	1.50%	1.78%	2.23%	2.07%	2.89%	3.20%
ATO Atmos Energy Corporation	1.98%	2.15%	2.36%	2.61%	2.48%	2.44%	2.46%	1.92%	2.14%	2.14%	2.31%	2.52%
ADI Analog Devices, Inc.	1.28%	1.46%	1.73%	1.73%	1.85%	1.57%	1.68%	1.82%	2.24%	2.02%	2.31%	2.89%
KBWP Invesco KBW Property & Casualty Insurance ETF	1.96%	1.58%	1.64%	1.68%	1.99%	3.02%	1.93%	1.99%	2.11%	1.90%	2.14%	1.35%
ABBV AbbVie Inc.	3.18%	2.87%	3.49%	3.82%	3.49%	3.84%	4.41%	4.83%	3.89%	2.65%	3.64%	3.41%
MAIN Main Street Capital Corporation	8.09%	7.00%	7.02%	8.55%	7.97%	5.74%	6.99%	6.76%	8.43%	7.49%	7.42%	9.15%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

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Worst Drawdowns

The table below displays the maximum drawdowns of the very steady growers-not exciting. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the very steady growers-not exciting was 34.15%, occurring on Mar 23, 2020. Recovery took 166 trading sessions.

The current very steady growers-not exciting drawdown is 4.89%.

Depth	Start	To Bottom	Bottom	To Recover	End	Total
-34.15%	Feb 20, 2020	23	Mar 23, 2020	166	Nov 16, 2020	189
-14.58%	Aug 30, 2018	80	Dec 24, 2018	56	Mar 18, 2019	136
-14.17%	Feb 20, 2025	34	Apr 8, 2025	27	May 16, 2025	61
-13.89%	Apr 21, 2022	113	Sep 30, 2022	37	Nov 22, 2022	150
-9.17%	Jan 29, 2018	39	Mar 23, 2018	110	Aug 29, 2018	149

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.

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Diversification

Diversification Metrics

Number of Effective Assets

The portfolio contains 9 assets, with an effective number of assets of 8.99, reflecting the diversification based on asset allocation. This number of effective assets indicates a moderate level of diversification, where some assets may have a more significant influence on overall performance.

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

	Benchmark	WMT	ATO	ABBV	MAIN	ADI	KBWP	LVHI	HSCZ	AIRR	Portfolio
Benchmark	1.00	0.35	0.28	0.37	0.50	0.68	0.48	0.57	0.73	0.71	0.81
WMT	0.35	1.00	0.29	0.22	0.17	0.20	0.27	0.23	0.23	0.24	0.47
ATO	0.28	0.29	1.00	0.23	0.24	0.12	0.39	0.27	0.19	0.26	0.47
ABBV	0.37	0.22	0.23	1.00	0.23	0.22	0.32	0.30	0.27	0.25	0.52
MAIN	0.50	0.17	0.24	0.23	1.00	0.34	0.39	0.39	0.42	0.48	0.61
ADI	0.68	0.20	0.12	0.22	0.34	1.00	0.27	0.42	0.56	0.54	0.67
KBWP	0.48	0.27	0.39	0.32	0.39	0.27	1.00	0.44	0.42	0.52	0.65
LVHI	0.57	0.23	0.27	0.30	0.39	0.42	0.44	1.00	0.68	0.51	0.66
HSCZ	0.73	0.23	0.19	0.27	0.42	0.56	0.42	0.68	1.00	0.63	0.72
AIRR	0.71	0.24	0.26	0.25	0.48	0.54	0.52	0.51	0.63	1.00	0.77
Portfolio	0.81	0.47	0.47	0.52	0.61	0.67	0.65	0.66	0.72	0.77	1.00

The correlation results are calculated based on daily price changes starting from Jul 29, 2016

very steady growers-not exciting

Asset Allocation

Performance

Performance Chart

Returns By Period

Monthly Returns

Benchmark Metrics

Expense Ratio

Return for Risk

Risk / Return Rank

Return / Risk — by metrics

Sharpe ratio

Sortino ratio

Omega ratio

Calmar ratio

Martin ratio

Sharpe Ratio

Dividends

Dividend yield

Drawdowns

Drawdowns Chart

Worst Drawdowns

Volatility

Volatility Chart

Diversification

Diversification Metrics

Number of Effective Assets

Asset Correlations Table