Roth IRA

The chart shows the growth of an initial investment of $10,000 in Roth IRA , comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.

Based on dividend-adjusted daily data since Dec 2, 2020, Roth IRA 's average daily return is +0.07%, while the average monthly return is +1.41%. At this rate, an investment would double in approximately 4.1 years.

Historically, 67% of months were positive and 33% were negative. The best month was Apr 2026 with a return of +7.7%, while the worst month was Jun 2022 at -6.9%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 3 months.

On a daily basis, Roth IRA closed higher 56% of trading days. The best single day was Apr 9, 2025 with a return of +6.9%, while the worst single day was Apr 4, 2025 at -4.5%.

Roth IRA has an annualized alpha of 8.58%, beta of 0.62, and R2 of 0.73 versus S&P 500 Index. Calculated based on daily prices since December 02, 2020.

• This portfolio participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (76.59%) than losses (48.14%) - typical of diversified or defensive assets.
• This portfolio generated an annualized alpha of 8.58% versus S&P 500 Index - delivering returns beyond what market exposure alone would predict.
• Beta of 0.62 indicates this portfolio moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.

Roth IRA has an expense ratio of 0.23%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

Roth IRA ranks 82 for risk / return — in the top 82% of Portfolios on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk. Learn how to interpret the Sharpe ratio.

The current Roth IRA Sharpe ratio is 2.63 as of Jun 23, 2026 (the value is recalculated daily), calculated over the past 12 months.

Compared to the broad market, where average Sharpe ratios range from 1.66 to 2.59, this portfolio's current Sharpe ratio is in the top 25%. This signifies superior risk-adjusted performance, meaning the portfolio is delivering strong returns for the level of risk taken compared to most others.

The chart below shows the rolling Sharpe ratio of Roth IRA compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

Roth IRA provided a 3.35% dividend yield over the last twelve months.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the Roth IRA . A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Roth IRA was 14.08%, occurring on Sep 30, 2022. Recovery took 172 trading sessions.

The current Roth IRA drawdown is 4.70%.

The chart below shows the rolling one-month volatility.