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boardman lifetime 2023-05-05
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Diversification

boardman lifetime 2023-05-05

Currency in USD · Last updated May 21, 2025

seems wack to me. is it?

Asset Allocation

DBLTX 5.12%DBLSX 4.06%SHY 3.92%VO 22.45%MDIJX 19.01%VB 15.97%SPHQ 15.71%HACAX 14.37%COWZ 9%VYM 7.94%SPLV 7.61%RSP 6.55%IWF 6.52%VEU 6.46%IWD 6.4%VHT 2.5%BGELX 11.1%BondBondEquityEquityMulti-AssetMulti-AssetPreferred StockPreferred Stock
PositionCategory/SectorTarget Weight
AGG
iShares Core U.S. Aggregate Bond ETF		Total Bond Market
0%
ARKK
ARK Innovation ETF		Actively Managed, Innovation, Technology Equities
-3.46%
BGELX
Baillie Gifford Emerging Markets Equities Fund		Emerging Markets Diversified
11.10%
COWZ
Pacer US Cash Cows 100 ETF		All Cap Equities
9%
DBLSX
DoubleLine Low Duration Bond Fund		Short-Term Bond
4.06%
DBLTX
DoubleLine Total Return Bond Fund Class I		Total Bond Market
5.12%
HACAX
Harbor Capital Appreciation Fund Class I		Large Cap Growth Equities
14.37%
IVV
iShares Core S&P 500 ETF		Large Cap Growth Equities
-22.44%
IWD
iShares Russell 1000 Value ETF		Large Cap Blend Equities
6.40%
IWF
iShares Russell 1000 Growth ETF		Large Cap Growth Equities
6.52%
IWL
iShares Russell Top 200 ETF		Large Cap Growth Equities
-13.26%
IWM
iShares Russell 2000 ETF		Small Cap Growth Equities
-8.21%
LQD
iShares iBoxx $ Investment Grade Corporate Bond ETF		Corporate Bonds
0%
MDIJX
MFS International Diversification Fund		Foreign Large Cap Equities
19.01%
MGGIX
Morgan Stanley Institutional Fund, Inc. Global Opportunity Portfolio		Global Equities
-6.74%
PFF
iShares Preferred and Income Securities ETF		Preferred Stock/Convertible Bonds
0%
RSP
Invesco S&P 500® Equal Weight ETF		Large Cap Blend Equities
6.55%
SCHD
Schwab US Dividend Equity ETF		Large Cap Growth Equities, Dividend
-10.59%
SHY
iShares 1-3 Year Treasury Bond ETF		Government Bonds
3.92%
SPHQ
Invesco S&P 500® Quality ETF		Large Cap Blend Equities
15.71%
SPLV
Invesco S&P 500® Low Volatility ETF		Volatility Hedged Equity
7.61%
VB
Vanguard Small-Cap ETF		Small Cap Growth Equities
15.97%
VEU
Vanguard FTSE All-World ex-US ETF		Foreign Large Cap Equities
6.46%
VHT
Vanguard Health Care ETF		Health & Biotech Equities
2.50%
VO
Vanguard Mid-Cap ETF		Mid Cap Growth Equities
22.45%
VWO
Vanguard FTSE Emerging Markets ETF		Emerging Markets Equities
0%
VYM
Vanguard High Dividend Yield ETF		Dividend, Large Cap Value Equities
7.94%

S&P 500

Transactions

DateTypeSymbolQuantityPrice
Apr 10, 2023BuyVanguard Small-Cap ETF6$185.99
Apr 10, 2023BuyVanguard Mid-Cap ETF7$207.26
Apr 6, 2023BuyBaillie Gifford Emerging Markets Equities Fund496.192$18.17
Apr 6, 2023BuyDoubleLine Total Return Bond Fund Class I567.291$9.08
Apr 6, 2023BuyDoubleLine Low Duration Bond Fund407.489$9.48
Apr 6, 2023BuyHarbor Capital Appreciation Fund Class I122.21$73.77
Apr 6, 2023SellInvesco S&P 500® Quality ETF174$47.33
Apr 6, 2023BuyInvesco S&P 500® Equal Weight ETF36$143.04
Apr 6, 2023SellInvesco S&P 500® Low Volatility ETF89$63.36
Apr 6, 2023SelliShares Core U.S. Aggregate Bond ETF35$100.61

1–10 of 113

Performance

Performance Chart

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Returns By Period

YTD1M6M1Y5Y*10Y*
^GSPC
S&P 500		-0.63%13.31%-1.23%9.83%14.61%10.64%
boardman lifetime 2023-05-054.86%7.91%3.22%7.28%N/AN/A
Portfolio components:
VB
Vanguard Small-Cap ETF		-5.22%12.14%-8.48%2.16%12.16%7.89%
MGGIX
Morgan Stanley Institutional Fund, Inc. Global Opportunity Portfolio		10.72%17.16%0.57%16.95%4.78%9.20%
ARKK
ARK Innovation ETF		-1.92%25.29%0.72%23.19%-1.96%11.01%
SPHQ
Invesco S&P 500® Quality ETF		4.13%12.79%4.21%14.56%16.95%13.22%
SPLV
Invesco S&P 500® Low Volatility ETF		4.78%2.99%0.76%12.78%11.04%9.09%
IVV
iShares Core S&P 500 ETF		-0.20%13.42%-0.65%11.16%16.32%12.58%
AGG
iShares Core U.S. Aggregate Bond ETF		1.22%-0.15%0.94%3.82%-1.14%1.40%
LQD
iShares iBoxx $ Investment Grade Corporate Bond ETF		0.42%0.46%-0.36%2.88%-0.81%2.33%
VO
Vanguard Mid-Cap ETF		1.76%11.46%-2.05%9.75%13.37%9.14%
IWM
iShares Russell 2000 ETF		-7.83%11.20%-11.54%-1.34%9.91%6.42%
IWL
iShares Russell Top 200 ETF		-0.30%14.03%-0.11%12.23%16.77%13.35%
SCHD
Schwab US Dividend Equity ETF		-3.94%3.92%-7.73%1.97%12.87%10.41%
VYM
Vanguard High Dividend Yield ETF		0.79%7.62%-0.98%8.72%14.18%9.55%
VEU
Vanguard FTSE All-World ex-US ETF		13.60%9.11%12.47%11.31%11.47%5.42%
IWF
iShares Russell 1000 Growth ETF		-1.90%18.34%0.41%14.45%17.62%15.57%
VWO
Vanguard FTSE Emerging Markets ETF		8.44%10.06%7.35%10.59%9.02%3.83%
COWZ
Pacer US Cash Cows 100 ETF		-4.58%8.69%-8.57%-1.88%18.67%N/A
PFF
iShares Preferred and Income Securities ETF		-2.42%3.02%-4.16%1.16%2.94%2.82%
SHY
iShares 1-3 Year Treasury Bond ETF		1.81%-0.06%2.41%5.26%1.04%1.38%
BGELX
Baillie Gifford Emerging Markets Equities Fund		10.96%12.99%7.87%6.04%7.18%N/A
DBLTX
DoubleLine Total Return Bond Fund Class I		2.17%0.16%2.22%5.95%0.06%1.56%
DBLSX
DoubleLine Low Duration Bond Fund		1.95%0.37%2.49%5.35%3.18%2.52%
HACAX
Harbor Capital Appreciation Fund Class I		-0.14%19.12%-8.01%2.27%6.50%5.91%
RSP
Invesco S&P 500® Equal Weight ETF		0.69%10.16%-2.60%6.34%14.64%9.64%
IWD
iShares Russell 1000 Value ETF		1.54%8.26%-2.56%6.74%13.61%8.25%
MDIJX
MFS International Diversification Fund		13.40%8.78%11.01%11.01%8.97%5.93%
VHT
Vanguard Health Care ETF		-4.54%0.24%-7.59%-8.23%6.25%7.18%
*Annualized

Monthly Returns

The table below presents the monthly returns of boardman lifetime 2023-05-05, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.

JanFebMarAprMayJunJulAugSepOctNovDecTotal
20253.18%0.24%-1.80%-0.08%3.32%4.86%
2024-0.16%3.11%3.71%-2.72%3.16%-0.06%2.46%2.38%1.57%-2.37%2.93%-3.53%10.60%
20234.89%-3.67%1.77%1.75%-3.10%5.26%2.76%-2.23%-3.32%-2.84%6.16%4.34%11.56%
20224.01%0.22%0.26%1.34%2.89%-6.19%1.07%-2.85%-8.05%3.92%10.54%0.32%6.36%
2021-15.01%6.44%-3.76%1.93%10.57%-1.87%

Expense Ratio

Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

MGGIX
Morgan Stanley Institutional Fund, Inc. Global Opportunity Portfolio
MDIJX
MFS International Diversification Fund
BGELX
Baillie Gifford Emerging Markets Equities Fund
ARKK
ARK Innovation ETF
HACAX
Harbor Capital Appreciation Fund Class I
DBLTX
DoubleLine Total Return Bond Fund Class I
COWZ
Pacer US Cash Cows 100 ETF
PFF
iShares Preferred and Income Securities ETF
DBLSX
DoubleLine Low Duration Bond Fund
SPLV
Invesco S&P 500® Low Volatility ETF
RSP
Invesco S&P 500® Equal Weight ETF
IWM
iShares Russell 2000 ETF
IWF
iShares Russell 1000 Growth ETF
IWD
iShares Russell 1000 Value ETF
SPHQ
Invesco S&P 500® Quality ETF
LQD
iShares iBoxx $ Investment Grade Corporate Bond ETF
IWL
iShares Russell Top 200 ETF
SHY
iShares 1-3 Year Treasury Bond ETF
VHT
Vanguard Health Care ETF
VWO
Vanguard FTSE Emerging Markets ETF
VEU
Vanguard FTSE All-World ex-US ETF
SCHD
Schwab US Dividend Equity ETF
VYM
Vanguard High Dividend Yield ETF
VB
Vanguard Small-Cap ETF
AGG
iShares Core U.S. Aggregate Bond ETF
VO
Vanguard Mid-Cap ETF
IVV
iShares Core S&P 500 ETF

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of boardman lifetime 2023-05-05 is 25, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.

The Risk-Adjusted Performance Rank of boardman lifetime 2023-05-05 is 2525
Overall Rank
The Sharpe Ratio Rank of boardman lifetime 2023-05-05 is 2525
Sharpe Ratio Rank
The Sortino Ratio Rank of boardman lifetime 2023-05-05 is 2222
Sortino Ratio Rank
The Omega Ratio Rank of boardman lifetime 2023-05-05 is 2121
Omega Ratio Rank
The Calmar Ratio Rank of boardman lifetime 2023-05-05 is 2727
Calmar Ratio Rank
The Martin Ratio Rank of boardman lifetime 2023-05-05 is 3030
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Portfolio components
Sharpe ratioSortino ratioOmega ratioCalmar ratioMartin ratio
VB
Vanguard Small-Cap ETF		0.090.291.040.080.25
MGGIX
Morgan Stanley Institutional Fund, Inc. Global Opportunity Portfolio		0.721.041.150.432.15
ARKK
ARK Innovation ETF		0.521.001.120.331.62
SPHQ
Invesco S&P 500® Quality ETF		0.841.321.190.913.74
SPLV
Invesco S&P 500® Low Volatility ETF		0.961.301.181.354.17
IVV
iShares Core S&P 500 ETF		0.570.961.140.622.36
AGG
iShares Core U.S. Aggregate Bond ETF		0.711.061.130.341.84
LQD
iShares iBoxx $ Investment Grade Corporate Bond ETF		0.380.601.070.211.07
VO
Vanguard Mid-Cap ETF		0.530.861.120.511.85
IWM
iShares Russell 2000 ETF		-0.060.101.01-0.04-0.13
IWL
iShares Russell Top 200 ETF		0.611.011.150.672.47
SCHD
Schwab US Dividend Equity ETF		0.120.221.030.070.23
VYM
Vanguard High Dividend Yield ETF		0.540.831.110.572.22
VEU
Vanguard FTSE All-World ex-US ETF		0.671.031.140.802.50
IWF
iShares Russell 1000 Growth ETF		0.581.011.140.662.17
VWO
Vanguard FTSE Emerging Markets ETF		0.570.871.110.561.65
COWZ
Pacer US Cash Cows 100 ETF		-0.10-0.050.99-0.11-0.35
PFF
iShares Preferred and Income Securities ETF		0.130.231.030.100.29
SHY
iShares 1-3 Year Treasury Bond ETF		3.185.341.695.4614.82
BGELX
Baillie Gifford Emerging Markets Equities Fund		0.290.491.060.180.72
DBLTX
DoubleLine Total Return Bond Fund Class I		1.151.771.210.602.96
DBLSX
DoubleLine Low Duration Bond Fund		4.287.172.278.6033.72
HACAX
Harbor Capital Appreciation Fund Class I		0.080.331.050.100.26
RSP
Invesco S&P 500® Equal Weight ETF		0.360.631.090.351.27
IWD
iShares Russell 1000 Value ETF		0.410.671.090.421.48
MDIJX
MFS International Diversification Fund		0.771.091.150.812.38
VHT
Vanguard Health Care ETF		-0.51-0.600.92-0.49-1.19

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

boardman lifetime 2023-05-05 Sharpe ratios as of May 21, 2025 (values are recalculated daily):

  • 1-Year: 0.59
  • All Time: 0.57

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 0.54 to 1.03, this portfolio's current Sharpe ratio falls between the 25th and 75th percentiles. This indicates that its risk-adjusted performance is in line with the majority of portfolios, suggesting a balanced approach to risk and return—likely suitable for a wide range of investors.

The chart below shows the rolling Sharpe ratio of boardman lifetime 2023-05-05 compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time. For deeper analysis or to customize the calculation, use the Sharpe ratio tool.

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Dividends

Dividend yield

boardman lifetime 2023-05-05 provided a 3.49% dividend yield over the last twelve months.

TTM2024202320222021
Portfolio3.49%3.64%2.40%2.03%1.55%

Monthly Dividends

The table below shows the monthly dividends paid by this portfolio.

JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$44.88$56.49$225.51$58.47$23.62$408.96
2024$48.48$59.24$198.75$58.79$62.97$234.50$61.80$62.08$170.36$60.49$58.90$2,536.16$3,612.52
2023$17.90$50.99$209.84$81.14$52.02$230.97$55.36$57.87$179.74$58.43$58.70$1,106.03$2,158.98
2022$11.91$22.69$69.76$23.60$24.26$178.66$29.76$29.63$162.87$32.29$31.49$429.46$1,046.37
2021$7.79$76.52$20.62$21.60$243.23$369.76

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

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Worst Drawdowns

The table below displays the maximum drawdowns of the boardman lifetime 2023-05-05. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the boardman lifetime 2023-05-05 was 17.30%, occurring on Sep 7, 2021. Recovery took 86 trading sessions.

Depth

Start

To Bottom

Bottom

To Recover

End

Total

-17.3%Aug 20, 202112Sep 7, 202186Jan 7, 202298
-15.69%May 31, 202283Sep 27, 202270Jan 6, 2023153
-11.4%Feb 19, 202535Apr 8, 202523May 12, 202558
-8.87%Aug 1, 202363Oct 27, 202333Dec 14, 202396
-7.01%Jan 27, 202333Mar 15, 202362Jun 13, 202395

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.

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Diversification

Diversification Metrics

Number of Effective Assets

The portfolio contains 27 assets, with an effective number of assets of 3.25, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.
^GSPCDBLSXSHYDBLTXAGGLQDSPLVVWOBGELXVHTPFFARKKHACAXCOWZMGGIXSCHDMDIJXIWFVYMVEUIWMSPHQIWLIWDVBIVVRSPVOPortfolio
^GSPC1.000.100.100.100.180.320.610.620.660.700.610.740.920.760.840.760.750.960.810.770.830.950.990.860.861.000.900.910.58
DBLSX0.101.000.760.740.730.640.130.120.080.120.310.130.090.050.120.090.190.100.070.160.110.090.100.100.100.100.120.110.13
SHY0.100.761.000.820.820.700.170.100.060.160.330.130.080.060.120.110.170.090.080.170.120.090.100.100.110.100.120.120.14
DBLTX0.100.740.821.000.960.870.180.100.070.150.420.150.080.050.120.100.170.090.070.160.120.070.090.100.120.100.120.130.17
AGG0.180.730.820.961.000.950.260.150.120.230.490.210.150.120.190.180.240.170.150.230.200.160.170.180.190.180.210.220.23
LQD0.320.640.700.870.951.000.340.250.230.320.580.320.280.250.310.300.360.300.280.350.330.300.310.320.330.320.340.360.32
SPLV0.610.130.170.180.260.341.000.320.300.750.510.300.380.610.380.800.490.450.800.510.550.630.570.790.590.610.740.680.58
VWO0.620.120.100.100.150.250.321.000.930.420.470.580.600.580.690.520.810.590.550.880.620.610.610.590.630.630.620.640.56
BGELX0.660.080.060.070.120.230.300.931.000.410.470.610.650.590.730.510.810.640.550.850.640.640.650.590.650.660.630.650.56
VHT0.700.120.160.150.230.320.750.420.411.000.520.520.560.630.560.730.570.600.730.580.660.700.680.760.670.700.750.720.47
PFF0.610.310.330.420.490.580.510.470.470.521.000.560.540.580.580.580.600.560.590.610.660.580.590.650.670.610.670.680.47
ARKK0.740.130.130.150.210.320.300.580.610.520.561.000.790.570.820.500.600.760.530.620.800.660.730.620.790.740.690.760.29
HACAX0.920.090.080.080.150.280.380.600.650.560.540.791.000.580.890.530.690.980.580.690.740.850.940.650.750.920.730.790.39
COWZ0.760.050.060.050.120.250.610.580.590.630.580.570.581.000.620.860.670.620.880.710.850.790.710.900.870.760.890.850.64
MGGIX0.840.120.120.120.190.310.380.690.730.560.580.820.890.621.000.560.750.860.580.760.770.780.840.680.790.840.750.810.41
SCHD0.760.090.110.100.180.300.800.520.510.730.580.500.530.860.561.000.650.590.950.680.780.790.720.940.810.770.910.840.65
MDIJX0.750.190.170.170.240.360.490.810.810.570.600.600.690.670.750.651.000.690.680.950.710.740.730.730.740.750.760.760.65
IWF0.960.100.090.090.170.300.450.590.640.600.560.760.980.620.860.590.691.000.640.700.750.890.970.700.770.960.770.820.45
VYM0.810.070.080.070.150.280.800.550.550.730.590.530.580.880.580.950.680.641.000.720.810.830.770.970.840.810.930.870.70
VEU0.770.160.170.160.230.350.510.880.850.580.610.620.690.710.760.680.950.700.721.000.750.750.750.760.770.770.780.780.67
IWM0.830.110.120.120.200.330.550.620.640.660.660.800.740.850.770.780.710.750.810.751.000.800.800.870.980.830.910.930.55
SPHQ0.950.090.090.070.160.300.630.610.640.700.580.660.850.790.780.790.740.890.830.750.801.000.940.860.840.950.890.890.62
IWL0.990.100.100.090.170.310.570.610.650.680.590.730.940.710.840.720.730.970.770.750.800.941.000.820.830.990.860.880.54
IWD0.860.100.100.100.180.320.790.590.590.760.650.620.650.900.680.940.730.700.970.760.870.860.821.000.910.860.980.930.69
VB0.860.100.110.120.190.330.590.630.650.670.670.790.750.870.790.810.740.770.840.770.980.840.830.911.000.860.950.960.59
IVV1.000.100.100.100.180.320.610.630.660.700.610.740.920.760.840.770.750.960.810.770.830.950.990.860.861.000.900.910.58
RSP0.900.120.120.120.210.340.740.620.630.750.670.690.730.890.750.910.760.770.930.780.910.890.860.980.950.901.000.980.67
VO0.910.110.120.130.220.360.680.640.650.720.680.760.790.850.810.840.760.820.870.780.930.890.880.930.960.910.981.000.62
Portfolio0.580.130.140.170.230.320.580.560.560.470.470.290.390.640.410.650.650.450.700.670.550.620.540.690.590.580.670.621.00
The correlation results are calculated based on daily price changes starting from Aug 19, 2021