XLF vs. FIDSX
Compare and contrast key facts about Financial Select Sector SPDR Fund (XLF) and Fidelity Select Financial Services Portfolio (FIDSX).
XLF is a passively managed fund by State Street that tracks the performance of the Financial Select Sector Index. It was launched on Dec 16, 1998. FIDSX is managed by BlackRock. It was launched on Dec 10, 1981.
Performance
XLF vs. FIDSX - Performance Comparison
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XLF vs. FIDSX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
XLF Financial Select Sector SPDR Fund | -9.40% | 14.90% | 30.56% | 12.03% | -10.59% | 34.80% | -1.74% | 31.88% | -13.06% | 22.00% |
FIDSX Fidelity Select Financial Services Portfolio | -9.46% | 9.33% | 27.56% | 14.53% | -8.19% | 33.13% | 1.22% | 34.25% | -16.13% | 20.92% |
Returns By Period
The year-to-date returns for both stocks are quite close, with XLF having a -9.40% return and FIDSX slightly lower at -9.46%. Over the past 10 years, XLF has outperformed FIDSX with an annualized return of 12.44%, while FIDSX has yielded a comparatively lower 11.65% annualized return.
XLF
- 1D
- 2.09%
- 1M
- -3.51%
- YTD
- -9.40%
- 6M
- -7.56%
- 1Y
- 0.65%
- 3Y*
- 17.25%
- 5Y*
- 9.34%
- 10Y*
- 12.44%
FIDSX
- 1D
- 0.98%
- 1M
- -5.37%
- YTD
- -9.46%
- 6M
- -10.80%
- 1Y
- -0.81%
- 3Y*
- 15.35%
- 5Y*
- 8.37%
- 10Y*
- 11.65%
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XLF vs. FIDSX - Expense Ratio Comparison
XLF has a 0.13% expense ratio, which is lower than FIDSX's 0.73% expense ratio.
Return for Risk
XLF vs. FIDSX — Risk / Return Rank
XLF
FIDSX
XLF vs. FIDSX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Financial Select Sector SPDR Fund (XLF) and Fidelity Select Financial Services Portfolio (FIDSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| XLF | FIDSX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.03 | 0.00 | +0.03 |
Sortino ratioReturn per unit of downside risk | 0.18 | 0.15 | +0.03 |
Omega ratioGain probability vs. loss probability | 1.02 | 1.02 | 0.00 |
Calmar ratioReturn relative to maximum drawdown | 0.13 | -0.15 | +0.27 |
Martin ratioReturn relative to average drawdown | 0.38 | -0.41 | +0.79 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| XLF | FIDSX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.03 | 0.00 | +0.03 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.50 | 0.40 | +0.10 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.56 | 0.49 | +0.07 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.20 | 0.47 | -0.27 |
Correlation
The correlation between XLF and FIDSX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
XLF vs. FIDSX - Dividend Comparison
XLF's dividend yield for the trailing twelve months is around 1.60%, less than FIDSX's 1.88% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
XLF Financial Select Sector SPDR Fund | 1.60% | 1.31% | 1.42% | 1.71% | 2.04% | 1.63% | 2.03% | 1.87% | 2.08% | 1.48% | 21.10% | 1.95% |
FIDSX Fidelity Select Financial Services Portfolio | 1.88% | 1.70% | 1.86% | 3.01% | 11.32% | 4.12% | 5.86% | 5.57% | 12.89% | 4.22% | 1.00% | 0.70% |
Drawdowns
XLF vs. FIDSX - Drawdown Comparison
The maximum XLF drawdown since its inception was -82.69%, which is greater than FIDSX's maximum drawdown of -74.26%. Use the drawdown chart below to compare losses from any high point for XLF and FIDSX.
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Drawdown Indicators
| XLF | FIDSX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -82.69% | -74.26% | -8.43% |
Max Drawdown (1Y)Largest decline over 1 year | -14.79% | -16.60% | +1.81% |
Max Drawdown (5Y)Largest decline over 5 years | -25.81% | -24.49% | -1.32% |
Max Drawdown (10Y)Largest decline over 10 years | -42.86% | -45.48% | +2.62% |
Current DrawdownCurrent decline from peak | -12.01% | -15.78% | +3.77% |
Average DrawdownAverage peak-to-trough decline | -20.10% | -14.00% | -6.10% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.90% | 5.96% | -1.06% |
Volatility
XLF vs. FIDSX - Volatility Comparison
Financial Select Sector SPDR Fund (XLF) and Fidelity Select Financial Services Portfolio (FIDSX) have volatilities of 4.75% and 4.53%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| XLF | FIDSX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.75% | 4.53% | +0.22% |
Volatility (6M)Calculated over the trailing 6-month period | 11.45% | 13.73% | -2.28% |
Volatility (1Y)Calculated over the trailing 1-year period | 19.29% | 21.95% | -2.66% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 18.69% | 20.95% | -2.26% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 22.19% | 23.68% | -1.49% |