Financial Select Sector SPDR Fund (XLF)

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The chart shows the growth of an initial investment of $10,000 in Financial Select Sector SPDR Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.

Financial Select Sector SPDR Fund (XLF) has returned -9.40% so far this year and 0.65% over the past 12 months. Over the last decade, XLF has posted an annualized return of 12.44%, slightly higher than the S&P 500 Index benchmark’s 12.16%.

Based on dividend-adjusted daily data since Dec 22, 1998, XLF's average daily return is +0.04%, while the average monthly return is +0.64%. At this rate, your investment would double in approximately 9.1 years.

Historically, 56% of months were positive and 44% were negative. The best month was Apr 2009 with a return of +21.8%, while the worst month was Jan 2009 at -26.2%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 7 months.

On a daily basis, XLF closed higher 51% of trading days. The best single day was Mar 23, 2009 with a return of +16.4%, while the worst single day was Dec 1, 2008 at -16.7%.

Financial Select Sector SPDR Fund has an annualized alpha of -0.49%, beta of 1.23, and R² of 0.71 versus S&P 500 Index. Calculated based on daily prices since December 23, 1998.

• This ETF participated in 111.30% of S&P 500 Index downside but only 109.57% of its upside — more exposed to losses than it benefited from rallies.

XLF has an expense ratio of 0.13%, which is considered low.

XLF ranks 13 for risk / return — in the bottom 13% of ETFs on our site. This means you're taking on significantly more risk than the returns justify. Consider whether the potential upside is worth the volatility, or explore alternatives with better risk / return profiles.

The table below present risk-adjusted performance metrics for Financial Select Sector SPDR Fund (XLF) and compare them to a chosen benchmark (S&P 500 Index).

Financial Select Sector SPDR Fund provided a 1.60% dividend yield over the last twelve months, with an annual payout of $0.79 per share. The fund has been increasing its distributions for 2 consecutive years.

The table displays the monthly dividend distributions for Financial Select Sector SPDR Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the Financial Select Sector SPDR Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Financial Select Sector SPDR Fund was 82.69%, occurring on Mar 6, 2009. Recovery took 2010 trading sessions.

The current Financial Select Sector SPDR Fund drawdown is 12.01%.

The chart below shows the rolling one-month volatility.