VTTVX vs. VSMAX
Compare and contrast key facts about Vanguard Target Retirement 2025 Fund (VTTVX) and Vanguard Small-Cap Index Fund Admiral Shares (VSMAX).
VTTVX is managed by Vanguard. It was launched on Oct 27, 2003. VSMAX is managed by Vanguard. It was launched on Nov 13, 2000.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: VTTVX or VSMAX.
Key characteristics
| VTTVX | VSMAX | |
|---|---|---|
| YTD Return | 10.97% | 19.89% |
| 1Y Return | 20.49% | 41.69% |
| 3Y Return (Ann) | 2.21% | 3.58% |
| 5Y Return (Ann) | 6.59% | 11.27% |
| 10Y Return (Ann) | 6.55% | 9.81% |
| Sharpe Ratio | 2.23 | 2.26 |
| Sortino Ratio | 3.25 | 3.16 |
| Omega Ratio | 1.50 | 1.39 |
| Calmar Ratio | 1.73 | 1.83 |
| Martin Ratio | 11.37 | 12.94 |
| Ulcer Index | 1.74% | 3.08% |
| Daily Std Dev | 8.85% | 17.62% |
| Max Drawdown | -46.03% | -59.68% |
| Current Drawdown | -0.10% | 0.00% |
Correlation
The correlation between VTTVX and VSMAX is 0.89, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
VTTVX vs. VSMAX - Performance Comparison
In the year-to-date period, VTTVX achieves a 10.97% return, which is significantly lower than VSMAX's 19.89% return. Over the past 10 years, VTTVX has underperformed VSMAX with an annualized return of 6.55%, while VSMAX has yielded a comparatively higher 9.81% annualized return. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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VTTVX vs. VSMAX - Expense Ratio Comparison
VTTVX has a 0.08% expense ratio, which is higher than VSMAX's 0.05% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
VTTVX vs. VSMAX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2025 Fund (VTTVX) and Vanguard Small-Cap Index Fund Admiral Shares (VSMAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
VTTVX vs. VSMAX - Dividend Comparison
VTTVX's dividend yield for the trailing twelve months is around 2.47%, more than VSMAX's 1.31% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VTTVX Vanguard Target Retirement 2025 Fund | 2.47% | 2.74% | 2.21% | 2.16% | 1.65% | 2.37% | 2.55% | 1.99% | 2.00% | 2.19% | 1.95% | 1.82% |
VSMAX Vanguard Small-Cap Index Fund Admiral Shares | 1.31% | 1.55% | 1.54% | 1.24% | 1.14% | 1.39% | 1.67% | 1.35% | 1.49% | 1.48% | 1.43% | 1.31% |
Drawdowns
VTTVX vs. VSMAX - Drawdown Comparison
The maximum VTTVX drawdown since its inception was -46.03%, smaller than the maximum VSMAX drawdown of -59.68%. Use the drawdown chart below to compare losses from any high point for VTTVX and VSMAX. For additional features, visit the drawdowns tool.
Volatility
VTTVX vs. VSMAX - Volatility Comparison
The current volatility for Vanguard Target Retirement 2025 Fund (VTTVX) is 1.74%, while Vanguard Small-Cap Index Fund Admiral Shares (VSMAX) has a volatility of 5.36%. This indicates that VTTVX experiences smaller price fluctuations and is considered to be less risky than VSMAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.