VFH vs. TRUF

Last updated Aug 5, 2026

VFH (Vanguard Financials ETF) and TRUF (VanEck Financials TruSector ETF) are both Financials Equities funds. VFH is passively managed, while TRUF is actively managed. Their 0.98 correlation means they have historically moved very closely together. VFH charges 0.09%/yr vs 0.10%/yr for TRUF.

Performance

VFH vs. TRUF - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Vanguard Financials ETF (VFH) and VanEck Financials TruSector ETF (TRUF). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

VFH

• 1D: 0.89%
• 1M: 4.10%
• 6M: 9.11%
• YTD: 7.22%
• 1Y: 13.83%
• 3Y*: 20.82%
• 5Y*: 11.42%
• 10Y*: 13.37%
• ALL TIME*: 7.02%

TRUF

• 1D: 0.93%
• 1M: 4.16%
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
TRUF VanEck Financials TruSector ETF	$22.18K	$18.63K	$11.69K
VFH Vanguard Financials ETF	$53.77M	$71.76M	$72.54M

VFH vs. TRUF - Yearly Performance Comparison

	2026 (YTD)
VFH Vanguard Financials ETF	18.07%
TRUF VanEck Financials TruSector ETF	18.45%

Correlation

The correlation between VFH and TRUF is 0.98 - they have historically moved very closely together. At this level, their price movements offset little of one another.

	Correlation
Correlation (All Time) Calculated using the full available price history since Apr 2, 2026	0.98

Return for Risk

VFH vs. TRUF — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

VFH

VFH Risk / Return Rank: 31
VFH Sharpe Ratio Rank: 34
VFH Sortino Ratio Rank: 32
VFH Omega Ratio Rank: 32
VFH Calmar Ratio Rank: 27
VFH Martin Ratio Rank: 27

TRUF

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

VFH vs. TRUF - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Vanguard Financials ETF (VFH) and VanEck Financials TruSector ETF (TRUF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	VFH	TRUF	Difference
Sharpe ratio: Return per unit of total volatility	0.93	—	—
Sortino ratio: Return per unit of downside risk	1.34	—	—
Omega ratio: Gain probability vs. loss probability	1.17	—	—
Calmar ratio: Return relative to maximum drawdown	0.94	—	—
Martin ratio: Return relative to average drawdown	2.45	—	—

Drawdowns

VFH vs. TRUF - Drawdown Comparison

The maximum VFH drawdown since its inception was -78.61%, which is greater than TRUF's maximum drawdown of -3.24%. Use the drawdown chart below to compare losses from any high point for VFH and TRUF.

Drawdown Indicators

	VFH	TRUF	Difference
Max Drawdown Largest peak-to-trough decline	-78.61%	-3.24%	-75.37%
Max Drawdown (1Y) Largest decline over 1 year	-14.75%	—	—
Max Drawdown (3Y) Largest decline over 3 years	-17.30%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-25.66%	—	—
Max Drawdown (10Y) Largest decline over 10 years	-44.42%	—	—
Current Drawdown Current decline from peak	0.00%	0.00%	0.00%
Average Drawdown Average peak-to-trough decline	-18.42%	-1.03%	-17.39%
Ulcer Index Depth and duration of drawdowns from previous peaks	5.67%	—	—

Volatility

Volatility by Period

	VFH	TRUF	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.94%	—	—
Volatility (6M) Calculated over the trailing 6-month period	11.22%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	14.96%	13.46%	+1.50%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	19.13%	13.46%	+5.67%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	22.48%	13.46%	+9.02%

VFH vs. TRUF - Expense Ratio Comparison

VFH has a 0.09% expense ratio, which is lower than TRUF's 0.10% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

VFH vs. TRUF - Dividend Comparison

VFH's dividend yield for the trailing twelve months is around 1.64%, more than TRUF's 0.35% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
TRUF VanEck Financials TruSector ETF	0.35%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
VFH Vanguard Financials ETF	1.64%	1.55%	1.75%	2.08%	2.31%	1.87%	2.21%	2.17%	2.30%	1.53%	1.63%	2.00%

Frequently Asked Questions

Can I hold both VFH and TRUF in my portfolio?

With a correlation of 0.98, VFH and TRUF move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which ETF is better, VFH or TRUF?

On fees, VFH is cheaper at 0.09% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, VFH or TRUF?

VFH is cheaper with a 0.09% expense ratio, compared with 0.10% for TRUF.

Which ETF pays a higher dividend yield, VFH or TRUF?

VFH has the higher dividend yield at 1.64%, compared with 0.35% for TRUF.

What is the main difference between VFH and TRUF?

They also come from different issuers: Vanguard and VanEck. Their fees differ too: 0.09% for VFH and 0.10% for TRUF.