USB vs. PDI
USB (U.S. Bancorp) and PDI (PIMCO Dynamic Income Fund) are both stocks. Both are in the Financial Services sector — USB in Banks - Regional, PDI in Asset Management. Over the past 10 years, USB returned 7.51%/yr vs 7.55%/yr for PDI. At a 0.24 correlation, their price movements are largely independent.
Performance
USB vs. PDI - Performance Comparison
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Returns By Period
In the year-to-date period, USB achieves a 11.60% return, which is significantly higher than PDI's -0.81% return. Both investments have delivered pretty close results over the past 10 years, with USB having a 7.51% annualized return and PDI not far ahead at 7.55%.
USB
- 1D
- 2.27%
- 1M
- 10.96%
- YTD
- 11.60%
- 6M
- 12.55%
- 1Y
- 42.92%
- 3Y*
- 27.50%
- 5Y*
- 4.36%
- 10Y*
- 7.51%
PDI
- 1D
- -0.79%
- 1M
- -2.01%
- YTD
- -0.81%
- 6M
- -0.75%
- 1Y
- 0.57%
- 3Y*
- 10.87%
- 5Y*
- 2.19%
- 10Y*
- 7.55%
USB vs. PDI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USB U.S. Bancorp | 11.60% | 16.48% | 15.62% | 4.79% | -19.13% | 24.32% | -17.85% | 33.62% | -12.36% | 6.61% |
PDI PIMCO Dynamic Income Fund | -0.81% | 11.03% | 17.18% | 11.99% | -16.99% | 7.81% | -9.96% | 22.23% | 7.35% | 18.59% |
Correlation
The correlation between USB and PDI is 0.31, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.31 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.27 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.29 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.27 |
Correlation (All Time) Calculated using the full available price history since May 25, 2012 | 0.24 |
Fundamentals
USB:
$91.65B
PDI:
$6.72B
USB:
$5.02
PDI:
$3.86
USB:
11.75
PDI:
4.23
USB:
2.12
PDI:
3.13
USB:
1.55
PDI:
0.91
USB:
$43.34B
PDI:
$2.03B
USB:
$27.22B
PDI:
$1.51B
USB:
$10.34B
PDI:
$2.09B
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Return for Risk
USB vs. PDI — Risk / Return Rank
USB
PDI
USB vs. PDI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for U.S. Bancorp (USB) and PIMCO Dynamic Income Fund (PDI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| USB | PDI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.75 | ||
| Sortino ratioReturn per unit of downside risk | +2.32 | ||
| Omega ratioGain probability vs. loss probability | 1.31 | 1.01 | +0.30 |
| Calmar ratioReturn relative to maximum drawdown | 2.42 | 0.01 | +2.41 |
| Martin ratioReturn relative to average drawdown | 6.02 | 0.03 | +5.99 |
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Drawdowns
USB vs. PDI - Drawdown Comparison
The maximum USB drawdown since its inception was -76.08%, which is greater than PDI's maximum drawdown of -46.47%. Use the drawdown chart below to compare losses from any high point for USB and PDI.
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Drawdown Indicators
| USB | PDI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -76.08% | -46.47% | -29.61% |
Max Drawdown (1Y)Largest decline over 1 year | -16.21% | -10.95% | -5.26% |
Max Drawdown (3Y)Largest decline over 3 years | -30.63% | -17.55% | -13.08% |
Max Drawdown (5Y)Largest decline over 5 years | -52.13% | -27.19% | -24.94% |
Max Drawdown (10Y)Largest decline over 10 years | -52.13% | -46.47% | -5.66% |
Current DrawdownCurrent decline from peak | -1.88% | -8.56% | +6.68% |
Average DrawdownAverage peak-to-trough decline | -15.63% | -6.22% | -9.41% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.53% | 5.09% | +1.44% |
Volatility
USB vs. PDI - Volatility Comparison
U.S. Bancorp (USB) has a higher volatility of 7.25% compared to PIMCO Dynamic Income Fund (PDI) at 3.31%. This indicates that USB's price experiences larger fluctuations and is considered to be riskier than PDI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USB | PDI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.25% | 3.31% | +3.94% |
Volatility (6M)Calculated over the trailing 6-month period | 16.61% | 8.27% | +8.34% |
Volatility (1Y)Calculated over the trailing 1-year period | 22.27% | 11.31% | +10.96% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 29.82% | 15.53% | +14.29% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 30.31% | 19.04% | +11.27% |
Dividends
USB vs. PDI - Dividend Comparison
USB's dividend yield for the trailing twelve months is around 3.50%, less than PDI's 16.24% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PDI PIMCO Dynamic Income Fund | 16.24% | 14.94% | 14.43% | 14.74% | 17.84% | 10.21% | 10.01% | 9.45% | 10.78% | 8.81% | 14.79% | 18.70% |
USB U.S. Bancorp | 3.50% | 3.82% | 4.14% | 4.46% | 4.31% | 3.13% | 3.61% | 2.66% | 2.93% | 2.16% | 2.08% | 2.37% |
Financials
USB vs. PDI - Financials Comparison
This section allows you to compare key financial metrics between U.S. Bancorp and PIMCO Dynamic Income Fund. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
USB vs. PDI - Profitability Comparison
USB - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, U.S. Bancorp reported a gross profit of 6.68B and revenue of 10.84B. Therefore, the gross margin over that period was 61.7%.
PDI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, PIMCO Dynamic Income Fund reported a gross profit of 558.21M and revenue of 615.21M. Therefore, the gross margin over that period was 90.7%.
USB - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, U.S. Bancorp reported an operating income of 2.69B and revenue of 10.84B, resulting in an operating margin of 24.8%.
PDI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, PIMCO Dynamic Income Fund reported an operating income of 529.42M and revenue of 615.21M, resulting in an operating margin of 86.1%.
USB - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, U.S. Bancorp reported a net income of 1.95B and revenue of 10.84B, resulting in a net margin of 18.0%.
PDI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, PIMCO Dynamic Income Fund reported a net income of 457.73M and revenue of 615.21M, resulting in a net margin of 74.4%.
Frequently Asked Questions
USB and PDI have a correlation of 0.31, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
USB has higher volatility (7.25%) compared to PDI (3.31%). In terms of maximum drawdown, USB dropped -76.08% vs PDI's -46.47%.
USB currently has the higher Sharpe Ratio (1.77 vs 0.01), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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