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ISIN
US9029733048
CUSIP
902973304
IPO Date
Nov 5, 1987

Highlights

Market Cap
$91.25B
Enterprise Value
$139.91B
EPS (TTM)
$5.02
PE Ratio
11.69
Total Revenue (TTM)
$43.34B
Gross Profit (TTM)
$27.22B
EBITDA (TTM)
$10.34B
Year Range
$43.46 - $61.19
Target Price
$59.88
ROA (TTM)
1.11%
ROE (TTM)
11.87%

Share Price Chart


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Compare stocks, funds, or ETFs

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Performance

USB Performance Chart

U.S. Bancorp (USB) is up 11.1% since the beginning of the year. At $59 per share, USB is trading 4.1% below its 52-week high of $61. Investors who bought $1,000 worth of USB shares 5 years ago would now be looking at an investment worth $1,298.


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S&P 500 Index

Returns By Period

U.S. Bancorp (USB) has returned 11.11% so far this year and 41.30% over the past 12 months. Over the last ten years, USB has returned 7.82% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.


U.S. Bancorp

1D
0.93%
1M
7.02%
YTD
11.11%
6M
9.09%
1Y
41.30%
3Y*
28.40%
5Y*
5.36%
10Y*
7.82%

Benchmark (S&P 500 Index)

1D
-0.37%
1M
-0.01%
YTD
9.16%
6M
8.64%
1Y
25.22%
3Y*
19.78%
5Y*
11.99%
10Y*
13.88%
*Multi-year figures are annualized to reflect compound growth (CAGR)

USB Monthly Returns History

Based on dividend-adjusted daily data since Nov 5, 1987, USB's average daily return is +0.07%, while the average monthly return is +1.42%. At this rate, an investment would double in approximately 4.1 years.

Historically, 59% of months were positive and 41% were negative. The best month was Apr 1989 with a return of +128.6%, while the worst month was Jan 2009 at -40.7%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 5 months.

On a daily basis, USB closed higher 49% of trading days. The best single day was Apr 17, 1989 with a return of +100.0%, while the worst single day was Dec 6, 1999 at -33.3%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20265.15%-2.58%-3.87%8.94%-3.19%6.98%11.11%
2025-0.10%-1.84%-8.90%-4.45%8.06%4.96%-0.64%8.61%0.04%-3.41%5.08%9.84%16.48%
2024-4.02%1.01%7.74%-9.11%-0.20%-0.87%13.05%5.24%-2.10%5.64%10.31%-9.31%15.62%
202314.19%-4.16%-23.46%-4.91%-12.78%12.17%20.10%-7.94%-8.14%-3.57%19.57%14.82%4.79%
20223.60%-2.84%-5.23%-8.64%9.29%-12.43%2.56%-3.37%-10.56%5.28%6.93%-2.85%-19.13%
2021-8.03%16.69%11.46%7.30%2.41%-5.58%-2.51%3.33%4.37%1.56%-8.33%2.33%24.32%

Benchmark Metrics

U.S. Bancorp has an annualized alpha of 7.40%, beta of 1.08, and R2 of 0.28 versus S&P 500 Index. Calculated based on daily prices since November 05, 1987.

  • This stock captured 110.37% of S&P 500 Index gains but only 93.38% of its losses - a favorable profile for investors.
  • R2 of 0.28 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
7.40%
Beta
1.08
0.28
Upside Capture
110.37%
Downside Capture
93.38%

Return for Risk

Risk / Return Rank

USB ranks 83 for risk / return — in the top 83% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.


USB Risk / Return Rank: 8383
Overall Rank
USB Sharpe Ratio Rank: 8787
Sharpe Ratio Rank
USB Sortino Ratio Rank: 8484
Sortino Ratio Rank
USB Omega Ratio Rank: 8383
Omega Ratio Rank
USB Calmar Ratio Rank: 8181
Calmar Ratio Rank
USB Martin Ratio Rank: 8080
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for U.S. Bancorp (USB) and compare them to S&P 500 Index.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


USBBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

-0.17

Sortino ratioReturn per unit of downside risk

-0.23

Omega ratioGain probability vs. loss probability

1.32

1.37

-0.04

Calmar ratioReturn relative to maximum drawdown

2.56

2.78

-0.22

Martin ratioReturn relative to average drawdown

6.34

12.44

-6.10

Dividends

Dividend History

U.S. Bancorp provided a 3.51% dividend yield over the last twelve months, with an annual payout of $2.06 per share. The company has been increasing its dividends for 16 consecutive years.


2.00%2.50%3.00%3.50%4.00%4.50%$0.00$0.50$1.00$1.50$2.0020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$2.06$2.04$1.98$1.93$1.88$1.76$1.68$1.58$1.34$1.16$1.07$1.01

Dividend yield

3.51%3.82%4.14%4.46%4.31%3.13%3.61%2.66%2.93%2.16%2.08%2.37%

Monthly Dividends

The table displays the monthly dividend distributions for U.S. Bancorp. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$0.52$0.00$0.00$0.00$0.52
2025$0.00$0.00$0.50$0.00$0.00$0.50$0.00$0.00$0.52$0.00$0.00$0.52$2.04
2024$0.00$0.00$0.49$0.00$0.00$0.49$0.00$0.00$0.50$0.00$0.00$0.50$1.98
2023$0.00$0.00$0.48$0.00$0.00$0.48$0.00$0.00$0.48$0.00$0.00$0.49$1.93
2022$0.00$0.00$0.46$0.00$0.00$0.46$0.00$0.00$0.48$0.00$0.00$0.48$1.88
2021$0.00$0.00$0.42$0.00$0.00$0.42$0.00$0.00$0.46$0.00$0.00$0.46$1.76

Dividend Yield & Payout


Dividend Yield

U.S. Bancorp has a dividend yield of 3.51%, which is quite average when compared to the overall market.

Payout Ratio

U.S. Bancorp has a payout ratio of 44.83%, which is quite average when compared to the overall market. This suggests that U.S. Bancorp strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the U.S. Bancorp. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the U.S. Bancorp was 76.08%, occurring on Mar 6, 2009. Recovery took 904 trading sessions.

The current U.S. Bancorp drawdown is 2.31%.


Related event

Drawdown

Fall

Recovery

Underwater

Financial crisis2007–2009
-76.08%Mar 2009
5mo 15d3y 7mo
4y 13dSep 2008 - Oct 2012
Dot-com crash2000–2002
-60.63%Mar 2000
1y 7mo3y 10mo
5y 5moJul 1998 - Dec 2003
1990 bear market1990
-59.99%Oct 1990
1y 1mo11mo 24d
2y 1moAug 1989 - Oct 1991
2023 bear market2023
-52.13%May 2023
1y 3mo2y 6mo
3y 10moJan 2022 - Dec 2025
COVID crash2020
-51.99%Mar 2020
3mo 6d1y 17d
1y 3moDec 2019 - Apr 2021

Drawdown Indicators


USBBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-76.08%

-56.78%

-19.30%

Max Drawdown (1Y)

Largest decline over 1 year

-16.21%

-9.10%

-7.11%

Max Drawdown (3Y)

Largest decline over 3 years

-30.63%

-18.90%

-11.73%

Max Drawdown (5Y)

Largest decline over 5 years

-52.13%

-25.43%

-26.70%

Max Drawdown (10Y)

Largest decline over 10 years

-52.13%

-33.92%

-18.21%

Current Drawdown

Current decline from peak

-2.31%

-1.80%

-0.51%

Average Drawdown

Average peak-to-trough decline

-15.62%

-10.71%

-4.91%

Ulcer Index

Depth and duration of drawdowns from previous peaks

6.54%

2.03%

+4.51%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of U.S. Bancorp over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how U.S. Bancorp is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for USB, comparing it with other companies in the Banks - Regional industry. Currently, USB has a P/E ratio of 11.7. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for USB relative to other companies in the Banks - Regional industry. Currently, USB has a P/S ratio of 2.1. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for USB in comparison with other companies in the Banks - Regional industry. Currently, USB has a P/B value of 1.5. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
Portfolio Analyzer

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