USB vs. BAC
Compare and contrast key facts about U.S. Bancorp (USB) and Bank of America Corporation (BAC).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: USB or BAC.
Correlation
The correlation between USB and BAC is 0.53, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Performance
USB vs. BAC - Performance Comparison
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Key characteristics
USB:
0.44
BAC:
0.58
USB:
0.75
BAC:
1.05
USB:
1.10
BAC:
1.15
USB:
0.37
BAC:
0.69
USB:
1.04
BAC:
2.07
USB:
11.62%
BAC:
9.18%
USB:
29.72%
BAC:
28.96%
USB:
-76.08%
BAC:
-93.45%
USB:
-17.30%
BAC:
-5.80%
Fundamentals
USB:
$69.99B
BAC:
$336.60B
USB:
$4.04
BAC:
$3.37
USB:
11.12
BAC:
13.26
USB:
1.66
BAC:
1.68
USB:
2.76
BAC:
3.45
USB:
1.30
BAC:
1.22
USB:
$42.60B
BAC:
$123.06B
USB:
$25.36B
BAC:
$78.30B
USB:
$9.31B
BAC:
$65.96B
Returns By Period
In the year-to-date period, USB achieves a -4.96% return, which is significantly lower than BAC's 2.33% return. Over the past 10 years, USB has underperformed BAC with an annualized return of 3.75%, while BAC has yielded a comparatively higher 12.72% annualized return.
USB
-4.96%
17.59%
-7.95%
13.51%
11.11%
3.75%
BAC
2.33%
19.46%
-3.27%
16.55%
17.21%
12.72%
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Risk-Adjusted Performance
USB vs. BAC — Risk-Adjusted Performance Rank
USB
BAC
USB vs. BAC - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for U.S. Bancorp (USB) and Bank of America Corporation (BAC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
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Dividends
USB vs. BAC - Dividend Comparison
USB's dividend yield for the trailing twelve months is around 4.43%, more than BAC's 2.28% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USB U.S. Bancorp | 4.43% | 4.14% | 4.46% | 4.31% | 3.13% | 3.61% | 2.66% | 2.93% | 2.16% | 2.08% | 2.37% | 2.15% |
BAC Bank of America Corporation | 2.28% | 2.28% | 2.73% | 2.60% | 1.75% | 2.38% | 1.87% | 2.19% | 1.32% | 1.13% | 1.19% | 0.67% |
Drawdowns
USB vs. BAC - Drawdown Comparison
The maximum USB drawdown since its inception was -76.08%, smaller than the maximum BAC drawdown of -93.45%. Use the drawdown chart below to compare losses from any high point for USB and BAC. For additional features, visit the drawdowns tool.
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Volatility
USB vs. BAC - Volatility Comparison
U.S. Bancorp (USB) and Bank of America Corporation (BAC) have volatilities of 6.29% and 6.10%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Financials
USB vs. BAC - Financials Comparison
This section allows you to compare key financial metrics between U.S. Bancorp and Bank of America Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
USB vs. BAC - Profitability Comparison
USB - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, U.S. Bancorp reported a gross profit of 6.39B and revenue of 10.35B. Therefore, the gross margin over that period was 61.7%.
BAC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Bank of America Corporation reported a gross profit of 27.37B and revenue of 46.99B. Therefore, the gross margin over that period was 58.2%.
USB - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, U.S. Bancorp reported an operating income of 2.16B and revenue of 10.35B, resulting in an operating margin of 20.9%.
BAC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Bank of America Corporation reported an operating income of 9.60B and revenue of 46.99B, resulting in an operating margin of 20.4%.
USB - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, U.S. Bancorp reported a net income of 1.71B and revenue of 10.35B, resulting in a net margin of 16.5%.
BAC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Bank of America Corporation reported a net income of 7.40B and revenue of 46.99B, resulting in a net margin of 15.7%.