USB vs. CIB
USB (U.S. Bancorp) and CIB (Bancolombia S.A.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, USB returned 6.64%/yr vs 14.75%/yr for CIB. At a 0.25 correlation, their price movements are largely independent.
Performance
USB vs. CIB - Performance Comparison
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Returns By Period
In the year-to-date period, USB achieves a 4.80% return, which is significantly lower than CIB's 14.89% return. Over the past 10 years, USB has underperformed CIB with an annualized return of 6.64%, while CIB has yielded a comparatively higher 14.75% annualized return.
USB
- 1D
- -0.61%
- 1M
- -0.32%
- YTD
- 4.80%
- 6M
- 9.83%
- 1Y
- 28.88%
- 3Y*
- 24.65%
- 5Y*
- 3.02%
- 10Y*
- 6.64%
CIB
- 1D
- 1.30%
- 1M
- 10.00%
- YTD
- 14.89%
- 6M
- 17.10%
- 1Y
- 69.72%
- 3Y*
- 51.05%
- 5Y*
- 29.38%
- 10Y*
- 14.75%
USB vs. CIB - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USB U.S. Bancorp | 4.80% | 16.48% | 15.62% | 4.79% | -19.13% | 24.32% | -17.85% | 33.62% | -12.36% | 6.61% |
CIB Bancolombia S.A. | 14.89% | 124.16% | 13.78% | 22.08% | -0.31% | -20.69% | -22.31% | 47.45% | -0.72% | 11.41% |
Correlation
The correlation between USB and CIB is 0.15, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.15 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.25 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.27 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.30 |
Correlation (All Time) Calculated using the full available price history since Jul 27, 1995 | 0.25 |
The correlation between USB and CIB shifts across timeframes, from 0.15 (1 year) to 0.30 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
USB:
$86.07B
CIB:
$17.04B
USB:
$5.02
CIB:
$29.17K
USB:
11.03
CIB:
0.00
USB:
1.99
CIB:
0.00
USB:
1.46
CIB:
0.00
USB:
$43.34B
CIB:
$43.34T
USB:
$27.22B
CIB:
$25.71T
USB:
$10.34B
CIB:
$10.37T
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Return for Risk
USB vs. CIB — Risk / Return Rank
USB
CIB
USB vs. CIB - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for U.S. Bancorp (USB) and Bancolombia S.A. (CIB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| USB | CIB | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.90 | ||
| Sortino ratioReturn per unit of downside risk | -1.08 | ||
| Omega ratioGain probability vs. loss probability | 1.24 | 1.37 | -0.13 |
| Calmar ratioReturn relative to maximum drawdown | 1.79 | 2.93 | -1.14 |
| Martin ratioReturn relative to average drawdown | 4.43 | 7.27 | -2.84 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| USB | CIB | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.31 | 2.20 | -0.90 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.10 | 0.90 | -0.80 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.22 | 0.41 | -0.19 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.35 | 0.25 | +0.10 |
Drawdowns
USB vs. CIB - Drawdown Comparison
The maximum USB drawdown since its inception was -76.08%, smaller than the maximum CIB drawdown of -93.77%. Use the drawdown chart below to compare losses from any high point for USB and CIB.
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Drawdown Indicators
| USB | CIB | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -76.08% | -93.77% | +17.69% |
Max Drawdown (1Y)Largest decline over 1 year | -16.21% | -23.95% | +7.74% |
Max Drawdown (3Y)Largest decline over 3 years | -30.63% | -23.95% | -6.68% |
Max Drawdown (5Y)Largest decline over 5 years | -52.13% | -46.85% | -5.28% |
Max Drawdown (10Y)Largest decline over 10 years | -52.13% | -70.38% | +18.25% |
Current DrawdownCurrent decline from peak | -7.86% | -13.55% | +5.69% |
Average DrawdownAverage peak-to-trough decline | -15.63% | -32.62% | +16.99% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.54% | 9.63% | -3.09% |
Volatility
USB vs. CIB - Volatility Comparison
The current volatility for U.S. Bancorp (USB) is 7.92%, while Bancolombia S.A. (CIB) has a volatility of 12.58%. This indicates that USB experiences smaller price fluctuations and is considered to be less risky than CIB based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USB | CIB | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.92% | 12.58% | -4.66% |
Volatility (6M)Calculated over the trailing 6-month period | 16.75% | 26.42% | -9.67% |
Volatility (1Y)Calculated over the trailing 1-year period | 22.25% | 31.85% | -9.60% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 29.82% | 32.68% | -2.86% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 30.31% | 35.74% | -5.43% |
Dividends
USB vs. CIB - Dividend Comparison
USB's dividend yield for the trailing twelve months is around 3.72%, more than CIB's 1.70% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CIB Bancolombia S.A. | 1.70% | 6.90% | 10.96% | 10.92% | 10.68% | 0.87% | 4.01% | 2.41% | 3.62% | 3.21% | 3.21% | 4.49% |
USB U.S. Bancorp | 3.72% | 3.82% | 4.14% | 4.46% | 4.31% | 3.13% | 3.61% | 2.66% | 2.93% | 2.16% | 2.08% | 2.37% |
Financials
USB vs. CIB - Financials Comparison
This section allows you to compare key financial metrics between U.S. Bancorp and Bancolombia S.A.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
USB vs. CIB - Profitability Comparison
USB - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, U.S. Bancorp reported a gross profit of 6.68B and revenue of 10.84B. Therefore, the gross margin over that period was 61.7%.
CIB - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Bancolombia S.A. reported a gross profit of 6.19T and revenue of 10.46T. Therefore, the gross margin over that period was 59.2%.
USB - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, U.S. Bancorp reported an operating income of 2.69B and revenue of 10.84B, resulting in an operating margin of 24.8%.
CIB - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Bancolombia S.A. reported an operating income of 2.15T and revenue of 10.46T, resulting in an operating margin of 20.5%.
USB - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, U.S. Bancorp reported a net income of 1.95B and revenue of 10.84B, resulting in a net margin of 18.0%.
CIB - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Bancolombia S.A. reported a net income of 1.46T and revenue of 10.46T, resulting in a net margin of 13.9%.
Frequently Asked Questions
USB and CIB have a correlation of 0.15, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
CIB has higher volatility (12.58%) compared to USB (7.92%). In terms of maximum drawdown, USB dropped -76.08% vs CIB's -93.77%.
CIB currently has the higher Sharpe Ratio (2.20 vs 1.31), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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