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USAGX vs. GLDM
Performance
Return for Risk
Dividends
Drawdowns
Volatility

Performance

USAGX vs. GLDM - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in USAA Precious Metals and Minerals Fund (USAGX) and SPDR Gold MiniShares Trust (GLDM). The values are adjusted to include any dividend payments, if applicable.

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USAGX vs. GLDM - Yearly Performance Comparison


2026 (YTD)20252024202320222021202020192018
USAGX
USAA Precious Metals and Minerals Fund
-0.46%156.06%10.76%6.73%-11.80%-10.14%25.85%42.97%-8.26%
GLDM
SPDR Gold MiniShares Trust
8.57%64.20%27.08%13.04%-0.47%-4.01%25.10%18.10%1.84%

Returns By Period

In the year-to-date period, USAGX achieves a -0.46% return, which is significantly lower than GLDM's 8.57% return.


USAGX

1D
0.06%
1M
-25.50%
YTD
-0.46%
6M
13.74%
1Y
84.81%
3Y*
39.18%
5Y*
21.72%
10Y*
15.64%

GLDM

1D
3.77%
1M
-10.99%
YTD
8.57%
6M
21.24%
1Y
49.77%
3Y*
33.33%
5Y*
21.91%
10Y*
*Multi-year figures are annualized to reflect compound growth (CAGR)

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USAGX vs. GLDM - Expense Ratio Comparison

USAGX has a 1.12% expense ratio, which is higher than GLDM's 0.10% expense ratio.


Return for Risk

USAGX vs. GLDM — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

USAGX
USAGX Risk / Return Rank: 9090
Overall Rank
USAGX Sharpe Ratio Rank: 9393
Sharpe Ratio Rank
USAGX Sortino Ratio Rank: 8787
Sortino Ratio Rank
USAGX Omega Ratio Rank: 8585
Omega Ratio Rank
USAGX Calmar Ratio Rank: 9393
Calmar Ratio Rank
USAGX Martin Ratio Rank: 9292
Martin Ratio Rank

GLDM
GLDM Risk / Return Rank: 8888
Overall Rank
GLDM Sharpe Ratio Rank: 8989
Sharpe Ratio Rank
GLDM Sortino Ratio Rank: 8686
Sortino Ratio Rank
GLDM Omega Ratio Rank: 8686
Omega Ratio Rank
GLDM Calmar Ratio Rank: 8989
Calmar Ratio Rank
GLDM Martin Ratio Rank: 8888
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

USAGX vs. GLDM - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for USAA Precious Metals and Minerals Fund (USAGX) and SPDR Gold MiniShares Trust (GLDM). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


USAGXGLDMDifference

Sharpe ratio

Return per unit of total volatility

2.03

1.82

+0.21

Sortino ratio

Return per unit of downside risk

2.30

2.25

+0.05

Omega ratio

Gain probability vs. loss probability

1.35

1.33

+0.01

Calmar ratio

Return relative to maximum drawdown

2.89

2.71

+0.18

Martin ratio

Return relative to average drawdown

10.78

10.04

+0.73

USAGX vs. GLDM - Sharpe Ratio Comparison

The current USAGX Sharpe Ratio is 2.03, which is comparable to the GLDM Sharpe Ratio of 1.82. The chart below compares the historical Sharpe Ratios of USAGX and GLDM, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


USAGXGLDMDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

2.03

1.82

+0.21

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.68

1.25

-0.57

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.48

Sharpe Ratio (All Time)

Calculated using the full available price history

0.19

1.09

-0.91

Correlation

The correlation between USAGX and GLDM is 0.76, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.


Dividends

USAGX vs. GLDM - Dividend Comparison

USAGX's dividend yield for the trailing twelve months is around 0.24%, while GLDM has not paid dividends to shareholders.


TTM2025202420232022202120202019201820172016
USAGX
USAA Precious Metals and Minerals Fund
0.24%0.24%0.00%2.45%0.95%0.84%0.04%0.00%0.00%0.00%4.20%
GLDM
SPDR Gold MiniShares Trust
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Drawdowns

USAGX vs. GLDM - Drawdown Comparison

The maximum USAGX drawdown since its inception was -80.89%, which is greater than GLDM's maximum drawdown of -21.63%. Use the drawdown chart below to compare losses from any high point for USAGX and GLDM.


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Drawdown Indicators


USAGXGLDMDifference

Max Drawdown

Largest peak-to-trough decline

-80.89%

-21.63%

-59.26%

Max Drawdown (1Y)

Largest decline over 1 year

-30.12%

-19.14%

-10.98%

Max Drawdown (5Y)

Largest decline over 5 years

-45.72%

-20.92%

-24.80%

Max Drawdown (10Y)

Largest decline over 10 years

-51.03%

Current Drawdown

Current decline from peak

-25.50%

-13.19%

-12.31%

Average Drawdown

Average peak-to-trough decline

-43.17%

-6.04%

-37.13%

Ulcer Index

Depth and duration of drawdowns from previous peaks

8.09%

5.16%

+2.93%

Volatility

USAGX vs. GLDM - Volatility Comparison

USAA Precious Metals and Minerals Fund (USAGX) has a higher volatility of 15.38% compared to SPDR Gold MiniShares Trust (GLDM) at 11.01%. This indicates that USAGX's price experiences larger fluctuations and is considered to be riskier than GLDM based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


USAGXGLDMDifference

Volatility (1M)

Calculated over the trailing 1-month period

15.38%

11.01%

+4.37%

Volatility (6M)

Calculated over the trailing 6-month period

35.05%

24.07%

+10.98%

Volatility (1Y)

Calculated over the trailing 1-year period

42.75%

27.57%

+15.18%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

32.06%

17.65%

+14.41%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

32.73%

16.77%

+15.96%