USAGX vs. XLK
Compare and contrast key facts about USAA Precious Metals and Minerals Fund (USAGX) and Technology Select Sector SPDR Fund (XLK).
USAGX is managed by Victory Capital. It was launched on Aug 14, 1984. XLK is a passively managed fund by State Street that tracks the performance of the Technology Select Sector Index. It was launched on Dec 16, 1998.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: USAGX or XLK.
Correlation
The correlation between USAGX and XLK is 0.15, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Performance
USAGX vs. XLK - Performance Comparison
Key characteristics
USAGX:
0.98
XLK:
0.89
USAGX:
1.43
XLK:
1.29
USAGX:
1.18
XLK:
1.17
USAGX:
0.41
XLK:
1.16
USAGX:
3.27
XLK:
3.96
USAGX:
8.37%
XLK:
4.97%
USAGX:
27.82%
XLK:
22.20%
USAGX:
-83.53%
XLK:
-82.05%
USAGX:
-53.07%
XLK:
-5.51%
Returns By Period
In the year-to-date period, USAGX achieves a 7.01% return, which is significantly higher than XLK's -2.05% return. Over the past 10 years, USAGX has underperformed XLK with an annualized return of 4.67%, while XLK has yielded a comparatively higher 20.44% annualized return.
USAGX
7.01%
-2.33%
-4.00%
24.54%
5.19%
4.67%
XLK
-2.05%
-4.57%
-2.10%
19.29%
19.91%
20.44%
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USAGX vs. XLK - Expense Ratio Comparison
USAGX has a 1.12% expense ratio, which is higher than XLK's 0.13% expense ratio.
Risk-Adjusted Performance
USAGX vs. XLK — Risk-Adjusted Performance Rank
USAGX
XLK
USAGX vs. XLK - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Precious Metals and Minerals Fund (USAGX) and Technology Select Sector SPDR Fund (XLK). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
USAGX vs. XLK - Dividend Comparison
USAGX has not paid dividends to shareholders, while XLK's dividend yield for the trailing twelve months is around 0.67%.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USAGX USAA Precious Metals and Minerals Fund | 0.00% | 0.00% | 2.45% | 0.95% | 0.84% | 0.04% | 0.00% | 0.00% | 0.00% | 4.20% | 0.00% | 1.37% |
XLK Technology Select Sector SPDR Fund | 0.67% | 0.66% | 0.76% | 1.04% | 0.65% | 0.92% | 1.16% | 1.60% | 1.37% | 1.74% | 1.79% | 1.75% |
Drawdowns
USAGX vs. XLK - Drawdown Comparison
The maximum USAGX drawdown since its inception was -83.53%, roughly equal to the maximum XLK drawdown of -82.05%. Use the drawdown chart below to compare losses from any high point for USAGX and XLK. For additional features, visit the drawdowns tool.
Volatility
USAGX vs. XLK - Volatility Comparison
USAA Precious Metals and Minerals Fund (USAGX) has a higher volatility of 8.11% compared to Technology Select Sector SPDR Fund (XLK) at 5.96%. This indicates that USAGX's price experiences larger fluctuations and is considered to be riskier than XLK based on this measure. The chart below showcases a comparison of their rolling one-month volatility.