USAGX vs. FGADX
Compare and contrast key facts about USAA Precious Metals and Minerals Fund (USAGX) and Franklin Gold and Precious Metals Fund Advisor Class (FGADX).
USAGX is managed by Victory. It was launched on Aug 14, 1984. FGADX is an actively managed fund by Franklin Templeton. It was launched on Apr 30, 2010.
Performance
USAGX vs. FGADX - Performance Comparison
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USAGX vs. FGADX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USAGX USAA Precious Metals and Minerals Fund | 6.26% | 156.06% | 10.76% | 6.73% | -11.80% | -10.14% | 25.85% | 42.97% | -12.26% | 9.65% |
FGADX Franklin Gold and Precious Metals Fund Advisor Class | 5.78% | 197.29% | 17.98% | 2.20% | -23.24% | -3.76% | 44.60% | 51.87% | -17.89% | 0.06% |
Returns By Period
In the year-to-date period, USAGX achieves a 6.26% return, which is significantly higher than FGADX's 5.78% return. Over the past 10 years, USAGX has underperformed FGADX with an annualized return of 16.40%, while FGADX has yielded a comparatively higher 18.40% annualized return.
USAGX
- 1D
- 6.75%
- 1M
- -20.36%
- YTD
- 6.26%
- 6M
- 20.15%
- 1Y
- 96.22%
- 3Y*
- 42.24%
- 5Y*
- 22.40%
- 10Y*
- 16.40%
FGADX
- 1D
- 8.13%
- 1M
- -21.41%
- YTD
- 5.78%
- 6M
- 29.37%
- 1Y
- 122.00%
- 3Y*
- 51.44%
- 5Y*
- 24.76%
- 10Y*
- 18.40%
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USAGX vs. FGADX - Expense Ratio Comparison
USAGX has a 1.12% expense ratio, which is higher than FGADX's 0.62% expense ratio.
Return for Risk
USAGX vs. FGADX — Risk / Return Rank
USAGX
FGADX
USAGX vs. FGADX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Precious Metals and Minerals Fund (USAGX) and Franklin Gold and Precious Metals Fund Advisor Class (FGADX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| USAGX | FGADX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 2.27 | 2.86 | -0.59 |
Sortino ratioReturn per unit of downside risk | 2.50 | 3.02 | -0.52 |
Omega ratioGain probability vs. loss probability | 1.37 | 1.43 | -0.06 |
Calmar ratioReturn relative to maximum drawdown | 3.28 | 3.95 | -0.67 |
Martin ratioReturn relative to average drawdown | 12.04 | 14.72 | -2.68 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| USAGX | FGADX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.27 | 2.86 | -0.59 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.70 | 0.75 | -0.05 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.50 | 0.56 | -0.06 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.19 | 0.27 | -0.07 |
Correlation
The correlation between USAGX and FGADX is 0.94, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
USAGX vs. FGADX - Dividend Comparison
USAGX's dividend yield for the trailing twelve months is around 0.23%, less than FGADX's 9.28% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
USAGX USAA Precious Metals and Minerals Fund | 0.23% | 0.24% | 0.00% | 2.45% | 0.95% | 0.84% | 0.04% | 0.00% | 0.00% | 0.00% | 4.20% |
FGADX Franklin Gold and Precious Metals Fund Advisor Class | 9.28% | 9.81% | 12.51% | 3.09% | 0.00% | 8.83% | 10.06% | 0.00% | 0.00% | 0.62% | 8.38% |
Drawdowns
USAGX vs. FGADX - Drawdown Comparison
The maximum USAGX drawdown since its inception was -80.89%, roughly equal to the maximum FGADX drawdown of -78.57%. Use the drawdown chart below to compare losses from any high point for USAGX and FGADX.
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Drawdown Indicators
| USAGX | FGADX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -80.89% | -78.57% | -2.32% |
Max Drawdown (1Y)Largest decline over 1 year | -30.12% | -31.15% | +1.03% |
Max Drawdown (5Y)Largest decline over 5 years | -45.72% | -48.77% | +3.05% |
Max Drawdown (10Y)Largest decline over 10 years | -51.03% | -49.27% | -1.76% |
Current DrawdownCurrent decline from peak | -20.48% | -21.41% | +0.93% |
Average DrawdownAverage peak-to-trough decline | -43.17% | -34.81% | -8.36% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 8.19% | 8.36% | -0.17% |
Volatility
USAGX vs. FGADX - Volatility Comparison
The current volatility for USAA Precious Metals and Minerals Fund (USAGX) is 17.28%, while Franklin Gold and Precious Metals Fund Advisor Class (FGADX) has a volatility of 18.27%. This indicates that USAGX experiences smaller price fluctuations and is considered to be less risky than FGADX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USAGX | FGADX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 17.28% | 18.27% | -0.99% |
Volatility (6M)Calculated over the trailing 6-month period | 35.61% | 35.18% | +0.43% |
Volatility (1Y)Calculated over the trailing 1-year period | 43.15% | 43.06% | +0.09% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 32.19% | 33.13% | -0.94% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 32.80% | 32.83% | -0.03% |