UBCP vs. GOOG
UBCP (United Bancorp, Inc.) and GOOG (Alphabet Inc) are both stocks. UBCP operates in Banks - Regional (Financial Services), while GOOG operates in Internet Content & Information (Communication Services). Over the past 10 years, UBCP returned 10.73%/yr vs 26.06%/yr for GOOG. At a 0.03 correlation, their price movements are largely independent.
Performance
UBCP vs. GOOG - Performance Comparison
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Returns By Period
In the year-to-date period, UBCP achieves a 17.43% return, which is significantly higher than GOOG's 12.09% return. Over the past 10 years, UBCP has underperformed GOOG with an annualized return of 10.73%, while GOOG has yielded a comparatively higher 26.06% annualized return.
UBCP
- 1D
- -0.55%
- 1M
- 6.79%
- YTD
- 17.43%
- 6M
- 15.30%
- 1Y
- 19.31%
- 3Y*
- 18.38%
- 5Y*
- 9.03%
- 10Y*
- 10.73%
GOOG
- 1D
- 4.96%
- 1M
- -6.63%
- YTD
- 12.09%
- 6M
- 11.88%
- 1Y
- 97.61%
- 3Y*
- 43.09%
- 5Y*
- 23.11%
- 10Y*
- 26.06%
UBCP vs. GOOG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UBCP United Bancorp, Inc. | 17.43% | 17.96% | 8.37% | -6.95% | -7.37% | 32.06% | -3.73% | 31.06% | -10.12% | 1.89% |
GOOG Alphabet Inc | 12.09% | 65.42% | 35.62% | 58.83% | -38.67% | 65.17% | 31.03% | 29.10% | -1.03% | 35.58% |
Correlation
The correlation between UBCP and GOOG is 0.11, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.11 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.03 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.06 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.04 |
Correlation (All Time) Calculated using the full available price history since Apr 3, 2014 | 0.03 |
Fundamentals
UBCP:
$89.39M
GOOG:
$4.30T
UBCP:
$1.39
GOOG:
$13.11
UBCP:
11.68
GOOG:
26.80
UBCP:
1.90
GOOG:
10.16
UBCP:
1.34
GOOG:
8.98
UBCP:
$47.82M
GOOG:
$422.57B
UBCP:
$32.28M
GOOG:
$255.12B
UBCP:
$8.59M
GOOG:
$174.08B
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Return for Risk
UBCP vs. GOOG — Risk / Return Rank
UBCP
GOOG
UBCP vs. GOOG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for United Bancorp, Inc. (UBCP) and Alphabet Inc (GOOG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| UBCP | GOOG | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.75 | ||
| Sortino ratioReturn per unit of downside risk | -3.58 | ||
| Omega ratioGain probability vs. loss probability | 1.13 | 1.55 | -0.42 |
| Calmar ratioReturn relative to maximum drawdown | 1.20 | 4.73 | -3.53 |
| Martin ratioReturn relative to average drawdown | 2.73 | 15.58 | -12.84 |
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Drawdowns
UBCP vs. GOOG - Drawdown Comparison
The maximum UBCP drawdown since its inception was -67.81%, which is greater than GOOG's maximum drawdown of -44.60%. Use the drawdown chart below to compare losses from any high point for UBCP and GOOG.
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Drawdown Indicators
| UBCP | GOOG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -67.81% | -44.60% | -23.21% |
Max Drawdown (1Y)Largest decline over 1 year | -16.23% | -20.75% | +4.52% |
Max Drawdown (3Y)Largest decline over 3 years | -24.14% | -29.35% | +5.21% |
Max Drawdown (5Y)Largest decline over 5 years | -48.00% | -44.60% | -3.40% |
Max Drawdown (10Y)Largest decline over 10 years | -48.00% | -44.60% | -3.40% |
Current DrawdownCurrent decline from peak | -3.25% | -11.92% | +8.67% |
Average DrawdownAverage peak-to-trough decline | -23.28% | -8.90% | -14.38% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.08% | 6.29% | +0.79% |
Volatility
UBCP vs. GOOG - Volatility Comparison
The current volatility for United Bancorp, Inc. (UBCP) is 9.29%, while Alphabet Inc (GOOG) has a volatility of 11.00%. This indicates that UBCP experiences smaller price fluctuations and is considered to be less risky than GOOG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UBCP | GOOG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 9.29% | 11.00% | -1.71% |
Volatility (6M)Calculated over the trailing 6-month period | 26.43% | 21.59% | +4.84% |
Volatility (1Y)Calculated over the trailing 1-year period | 33.00% | 29.48% | +3.52% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 36.74% | 31.40% | +5.34% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 35.32% | 29.11% | +6.21% |
Dividends
UBCP vs. GOOG - Dividend Comparison
UBCP's dividend yield for the trailing twelve months is around 5.78%, more than GOOG's 0.24% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
GOOG Alphabet Inc | 0.24% | 0.26% | 0.32% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
UBCP United Bancorp, Inc. | 5.78% | 6.41% | 6.58% | 6.35% | 5.26% | 4.11% | 4.32% | 3.81% | 4.55% | 3.47% | 3.48% | 4.38% |
Financials
UBCP vs. GOOG - Financials Comparison
This section allows you to compare key financial metrics between United Bancorp, Inc. and Alphabet Inc. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
UBCP vs. GOOG - Profitability Comparison
UBCP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, United Bancorp, Inc. reported a gross profit of 7.91M and revenue of 11.44M. Therefore, the gross margin over that period was 69.1%.
GOOG - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Alphabet Inc reported a gross profit of 68.63B and revenue of 109.90B. Therefore, the gross margin over that period was 62.5%.
UBCP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, United Bancorp, Inc. reported an operating income of 1.75M and revenue of 11.44M, resulting in an operating margin of 15.3%.
GOOG - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Alphabet Inc reported an operating income of 39.70B and revenue of 109.90B, resulting in an operating margin of 36.1%.
UBCP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, United Bancorp, Inc. reported a net income of 1.91M and revenue of 11.44M, resulting in a net margin of 16.7%.
GOOG - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Alphabet Inc reported a net income of 62.58B and revenue of 109.90B, resulting in a net margin of 56.9%.
Frequently Asked Questions
UBCP and GOOG have a correlation of 0.11, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
GOOG has higher volatility (11.00%) compared to UBCP (9.29%). In terms of maximum drawdown, UBCP dropped -67.81% vs GOOG's -44.60%.
GOOG currently has the higher Sharpe Ratio (3.34 vs 0.59), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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