UBCP vs. LLY
UBCP (United Bancorp, Inc.) and LLY (Eli Lilly and Company) are both stocks. UBCP operates in Banks - Regional (Financial Services), while LLY operates in Drug Manufacturers - General (Healthcare). Over the past 10 years, UBCP returned 10.34%/yr vs 33.45%/yr for LLY. At a correlation of -0.00, they often move in opposite directions.
Performance
UBCP vs. LLY - Performance Comparison
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Returns By Period
In the year-to-date period, UBCP achieves a 12.88% return, which is significantly higher than LLY's 5.78% return. Over the past 10 years, UBCP has underperformed LLY with an annualized return of 10.34%, while LLY has yielded a comparatively higher 33.45% annualized return.
UBCP
- 1D
- -1.08%
- 1M
- 1.60%
- YTD
- 12.88%
- 6M
- 16.83%
- 1Y
- 22.46%
- 3Y*
- 18.88%
- 5Y*
- 7.00%
- 10Y*
- 10.34%
LLY
- 1D
- -2.41%
- 1M
- 11.74%
- YTD
- 5.78%
- 6M
- 10.64%
- 1Y
- 40.51%
- 3Y*
- 37.45%
- 5Y*
- 39.59%
- 10Y*
- 33.45%
UBCP vs. LLY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UBCP United Bancorp, Inc. | 12.88% | 17.96% | 8.37% | -6.95% | -7.37% | 32.06% | -3.73% | 31.06% | -10.12% | 1.89% |
LLY Eli Lilly and Company | 5.78% | 40.25% | 33.30% | 60.91% | 34.26% | 66.08% | 31.04% | 16.14% | 40.45% | 17.83% |
Correlation
The correlation between UBCP and LLY is 0.06, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.06 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.01 |
Correlation (5Y) Calculated over the trailing 5-year period | -0.01 |
Correlation (10Y) Calculated over the trailing 10-year period | -0.00 |
Correlation (All Time) Calculated using the full available price history since Aug 18, 1995 | -0.00 |
Fundamentals
UBCP:
$85.93M
LLY:
$1.02T
UBCP:
$1.40
LLY:
$28.14
UBCP:
11.18
LLY:
40.26
UBCP:
1.82
LLY:
14.08
UBCP:
1.29
LLY:
32.54
UBCP:
$47.82M
LLY:
$72.25B
UBCP:
$32.28M
LLY:
$59.75B
UBCP:
$8.59M
LLY:
$32.97B
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Return for Risk
UBCP vs. LLY — Risk / Return Rank
UBCP
LLY
UBCP vs. LLY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for United Bancorp, Inc. (UBCP) and Eli Lilly and Company (LLY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| UBCP | LLY | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.41 | ||
| Sortino ratioReturn per unit of downside risk | -0.49 | ||
| Omega ratioGain probability vs. loss probability | 1.14 | 1.22 | -0.07 |
| Calmar ratioReturn relative to maximum drawdown | 1.39 | 1.72 | -0.33 |
| Martin ratioReturn relative to average drawdown | 3.21 | 4.28 | -1.07 |
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Drawdowns
UBCP vs. LLY - Drawdown Comparison
The maximum UBCP drawdown since its inception was -67.81%, roughly equal to the maximum LLY drawdown of -68.24%. Use the drawdown chart below to compare losses from any high point for UBCP and LLY.
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Drawdown Indicators
| UBCP | LLY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -67.81% | -68.24% | +0.43% |
Max Drawdown (1Y)Largest decline over 1 year | -16.23% | -23.64% | +7.41% |
Max Drawdown (3Y)Largest decline over 3 years | -24.14% | -34.48% | +10.34% |
Max Drawdown (5Y)Largest decline over 5 years | -48.00% | -34.48% | -13.52% |
Max Drawdown (10Y)Largest decline over 10 years | -48.00% | -34.48% | -13.52% |
Current DrawdownCurrent decline from peak | -7.00% | -2.41% | -4.59% |
Average DrawdownAverage peak-to-trough decline | -23.31% | -19.21% | -4.10% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.01% | 9.49% | -2.48% |
Volatility
UBCP vs. LLY - Volatility Comparison
United Bancorp, Inc. (UBCP) has a higher volatility of 13.25% compared to Eli Lilly and Company (LLY) at 9.27%. This indicates that UBCP's price experiences larger fluctuations and is considered to be riskier than LLY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UBCP | LLY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 13.25% | 9.27% | +3.98% |
Volatility (6M)Calculated over the trailing 6-month period | 26.46% | 27.16% | -0.70% |
Volatility (1Y)Calculated over the trailing 1-year period | 34.23% | 38.01% | -3.78% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 36.71% | 32.46% | +4.25% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 35.28% | 30.19% | +5.09% |
Dividends
UBCP vs. LLY - Dividend Comparison
UBCP's dividend yield for the trailing twelve months is around 6.01%, more than LLY's 0.57% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
LLY Eli Lilly and Company | 0.57% | 0.56% | 0.67% | 0.78% | 1.07% | 1.23% | 1.75% | 1.96% | 1.94% | 2.46% | 2.77% | 2.37% |
UBCP United Bancorp, Inc. | 6.01% | 6.41% | 6.58% | 6.35% | 5.26% | 4.11% | 4.32% | 3.81% | 4.55% | 3.47% | 3.48% | 4.38% |
Financials
UBCP vs. LLY - Financials Comparison
This section allows you to compare key financial metrics between United Bancorp, Inc. and Eli Lilly and Company. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
UBCP vs. LLY - Profitability Comparison
UBCP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, United Bancorp, Inc. reported a gross profit of 7.91M and revenue of 11.44M. Therefore, the gross margin over that period was 69.1%.
LLY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Eli Lilly and Company reported a gross profit of 15.64B and revenue of 19.80B. Therefore, the gross margin over that period was 79.0%.
UBCP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, United Bancorp, Inc. reported an operating income of 1.75M and revenue of 11.44M, resulting in an operating margin of 15.3%.
LLY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Eli Lilly and Company reported an operating income of 9.19B and revenue of 19.80B, resulting in an operating margin of 46.4%.
UBCP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, United Bancorp, Inc. reported a net income of 1.91M and revenue of 11.44M, resulting in a net margin of 16.7%.
LLY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Eli Lilly and Company reported a net income of 7.40B and revenue of 19.80B, resulting in a net margin of 37.4%.
Frequently Asked Questions
UBCP and LLY have a correlation of 0.06, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
UBCP has higher volatility (13.25%) compared to LLY (9.27%). In terms of maximum drawdown, UBCP dropped -67.81% vs LLY's -68.24%.
LLY currently has the higher Sharpe Ratio (1.07 vs 0.66), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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