TWBIX vs. SCHG
Compare and contrast key facts about American Century Balanced Fund (TWBIX) and Schwab U.S. Large-Cap Growth ETF (SCHG).
TWBIX is managed by American Century. It was launched on Oct 19, 1988. SCHG is a passively managed fund by Charles Schwab that tracks the performance of the Dow Jones U.S. Large-Cap Growth Total Stock Market Index. It was launched on Dec 11, 2009.
Performance
TWBIX vs. SCHG - Performance Comparison
Loading graphics...
TWBIX vs. SCHG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TWBIX American Century Balanced Fund | -3.56% | 9.60% | 11.93% | 16.18% | -17.34% | 16.32% | 12.62% | 19.65% | -3.46% | 14.04% |
SCHG Schwab U.S. Large-Cap Growth ETF | -9.73% | 17.50% | 34.95% | 50.10% | -31.80% | 28.11% | 39.14% | 36.02% | -1.36% | 28.05% |
Returns By Period
In the year-to-date period, TWBIX achieves a -3.56% return, which is significantly higher than SCHG's -9.73% return. Over the past 10 years, TWBIX has underperformed SCHG with an annualized return of 7.49%, while SCHG has yielded a comparatively higher 16.95% annualized return.
TWBIX
- 1D
- 1.85%
- 1M
- -4.01%
- YTD
- -3.56%
- 6M
- -2.57%
- 1Y
- 8.90%
- 3Y*
- 9.27%
- 5Y*
- 4.74%
- 10Y*
- 7.49%
SCHG
- 1D
- 0.96%
- 1M
- -4.46%
- YTD
- -9.73%
- 6M
- -8.15%
- 1Y
- 17.00%
- 3Y*
- 22.30%
- 5Y*
- 12.76%
- 10Y*
- 16.95%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
TWBIX vs. SCHG - Expense Ratio Comparison
TWBIX has a 0.91% expense ratio, which is higher than SCHG's 0.04% expense ratio.
Return for Risk
TWBIX vs. SCHG — Risk / Return Rank
TWBIX
SCHG
TWBIX vs. SCHG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Century Balanced Fund (TWBIX) and Schwab U.S. Large-Cap Growth ETF (SCHG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TWBIX | SCHG | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.84 | 0.76 | +0.08 |
Sortino ratioReturn per unit of downside risk | 1.28 | 1.24 | +0.03 |
Omega ratioGain probability vs. loss probability | 1.18 | 1.17 | +0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.29 | 1.09 | +0.20 |
Martin ratioReturn relative to average drawdown | 5.54 | 3.71 | +1.84 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| TWBIX | SCHG | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.84 | 0.76 | +0.08 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.43 | 0.57 | -0.14 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.69 | 0.79 | -0.10 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.68 | 0.79 | -0.11 |
Correlation
The correlation between TWBIX and SCHG is 0.93, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TWBIX vs. SCHG - Dividend Comparison
TWBIX's dividend yield for the trailing twelve months is around 1.71%, more than SCHG's 0.43% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TWBIX American Century Balanced Fund | 1.71% | 1.71% | 1.85% | 1.70% | 1.34% | 21.54% | 6.22% | 5.04% | 8.12% | 5.99% | 2.41% | 6.24% |
SCHG Schwab U.S. Large-Cap Growth ETF | 0.43% | 0.36% | 0.39% | 0.46% | 0.55% | 0.42% | 0.52% | 0.82% | 1.27% | 1.01% | 1.04% | 1.22% |
Drawdowns
TWBIX vs. SCHG - Drawdown Comparison
The maximum TWBIX drawdown since its inception was -33.88%, roughly equal to the maximum SCHG drawdown of -34.59%. Use the drawdown chart below to compare losses from any high point for TWBIX and SCHG.
Loading graphics...
Drawdown Indicators
| TWBIX | SCHG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -33.88% | -34.59% | +0.71% |
Max Drawdown (1Y)Largest decline over 1 year | -7.58% | -16.41% | +8.83% |
Max Drawdown (5Y)Largest decline over 5 years | -22.48% | -34.59% | +12.11% |
Max Drawdown (10Y)Largest decline over 10 years | -22.48% | -34.59% | +12.11% |
Current DrawdownCurrent decline from peak | -4.73% | -12.51% | +7.78% |
Average DrawdownAverage peak-to-trough decline | -4.72% | -5.22% | +0.50% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.76% | 4.84% | -3.08% |
Volatility
TWBIX vs. SCHG - Volatility Comparison
The current volatility for American Century Balanced Fund (TWBIX) is 3.70%, while Schwab U.S. Large-Cap Growth ETF (SCHG) has a volatility of 6.77%. This indicates that TWBIX experiences smaller price fluctuations and is considered to be less risky than SCHG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| TWBIX | SCHG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.70% | 6.77% | -3.07% |
Volatility (6M)Calculated over the trailing 6-month period | 6.06% | 12.54% | -6.48% |
Volatility (1Y)Calculated over the trailing 1-year period | 11.20% | 22.45% | -11.25% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 10.99% | 22.31% | -11.32% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 10.89% | 21.51% | -10.62% |