TSGAX vs. TPHAX
Compare and contrast key facts about Timothy Plan Strategic Growth Fund (TSGAX) and Timothy Plan High Yield Bond Fund (TPHAX).
TSGAX is managed by Timothy Plan. It was launched on Oct 4, 2000. TPHAX is managed by Timothy Plan. It was launched on May 7, 2007.
Performance
TSGAX vs. TPHAX - Performance Comparison
Loading graphics...
TSGAX vs. TPHAX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TSGAX Timothy Plan Strategic Growth Fund | 0.19% | 12.94% | 6.01% | 7.66% | -13.69% | 11.67% | 8.13% | 18.84% | -12.29% | 11.54% |
TPHAX Timothy Plan High Yield Bond Fund | -1.27% | 7.57% | 7.95% | 12.24% | -12.24% | 5.69% | 6.12% | 16.60% | -4.66% | 6.22% |
Returns By Period
In the year-to-date period, TSGAX achieves a 0.19% return, which is significantly higher than TPHAX's -1.27% return. Both investments have delivered pretty close results over the past 10 years, with TSGAX having a 4.99% annualized return and TPHAX not far ahead at 5.07%.
TSGAX
- 1D
- -0.09%
- 1M
- -6.33%
- YTD
- 0.19%
- 6M
- 0.78%
- 1Y
- 11.29%
- 3Y*
- 7.92%
- 5Y*
- 3.64%
- 10Y*
- 4.99%
TPHAX
- 1D
- 0.27%
- 1M
- -1.92%
- YTD
- -1.27%
- 6M
- 0.08%
- 1Y
- 5.78%
- 3Y*
- 7.50%
- 5Y*
- 3.23%
- 10Y*
- 5.07%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
TSGAX vs. TPHAX - Expense Ratio Comparison
TSGAX has a 1.09% expense ratio, which is lower than TPHAX's 1.39% expense ratio.
Return for Risk
TSGAX vs. TPHAX — Risk / Return Rank
TSGAX
TPHAX
TSGAX vs. TPHAX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Timothy Plan Strategic Growth Fund (TSGAX) and Timothy Plan High Yield Bond Fund (TPHAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TSGAX | TPHAX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.98 | 1.63 | -0.65 |
Sortino ratioReturn per unit of downside risk | 1.43 | 2.23 | -0.79 |
Omega ratioGain probability vs. loss probability | 1.20 | 1.37 | -0.16 |
Calmar ratioReturn relative to maximum drawdown | 1.18 | 1.76 | -0.59 |
Martin ratioReturn relative to average drawdown | 5.33 | 8.05 | -2.72 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| TSGAX | TPHAX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.98 | 1.63 | -0.65 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.36 | 0.75 | -0.39 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.44 | 1.05 | -0.60 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.17 | 0.88 | -0.71 |
Correlation
The correlation between TSGAX and TPHAX is 0.40, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
TSGAX vs. TPHAX - Dividend Comparison
TSGAX's dividend yield for the trailing twelve months is around 1.17%, less than TPHAX's 5.87% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TSGAX Timothy Plan Strategic Growth Fund | 1.17% | 1.17% | 3.33% | 1.57% | 7.33% | 4.70% | 3.40% | 3.72% | 0.36% | 0.00% | 0.00% | 0.34% |
TPHAX Timothy Plan High Yield Bond Fund | 5.87% | 5.39% | 5.75% | 5.35% | 4.60% | 4.23% | 4.26% | 4.11% | 4.13% | 3.55% | 3.88% | 4.72% |
Drawdowns
TSGAX vs. TPHAX - Drawdown Comparison
The maximum TSGAX drawdown since its inception was -54.36%, which is greater than TPHAX's maximum drawdown of -35.48%. Use the drawdown chart below to compare losses from any high point for TSGAX and TPHAX.
Loading graphics...
Drawdown Indicators
| TSGAX | TPHAX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -54.36% | -35.48% | -18.88% |
Max Drawdown (1Y)Largest decline over 1 year | -8.90% | -3.05% | -5.85% |
Max Drawdown (5Y)Largest decline over 5 years | -19.78% | -15.98% | -3.80% |
Max Drawdown (10Y)Largest decline over 10 years | -27.47% | -22.38% | -5.09% |
Current DrawdownCurrent decline from peak | -6.49% | -2.24% | -4.25% |
Average DrawdownAverage peak-to-trough decline | -11.73% | -3.28% | -8.45% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.97% | 0.67% | +1.30% |
Volatility
TSGAX vs. TPHAX - Volatility Comparison
Timothy Plan Strategic Growth Fund (TSGAX) has a higher volatility of 3.65% compared to Timothy Plan High Yield Bond Fund (TPHAX) at 1.47%. This indicates that TSGAX's price experiences larger fluctuations and is considered to be riskier than TPHAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| TSGAX | TPHAX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.65% | 1.47% | +2.18% |
Volatility (6M)Calculated over the trailing 6-month period | 6.60% | 2.10% | +4.50% |
Volatility (1Y)Calculated over the trailing 1-year period | 11.66% | 3.49% | +8.17% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 10.11% | 4.31% | +5.80% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 11.27% | 4.86% | +6.41% |