TPHAX vs. FQTIX
Compare and contrast key facts about Timothy Plan High Yield Bond Fund (TPHAX) and Franklin Templeton SMACS: Series I (FQTIX).
TPHAX is managed by Timothy Plan. It was launched on May 7, 2007. FQTIX is managed by Franklin Templeton. It was launched on Jun 3, 2019.
Performance
TPHAX vs. FQTIX - Performance Comparison
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TPHAX vs. FQTIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
TPHAX Timothy Plan High Yield Bond Fund | -1.27% | 7.57% | 7.95% | 12.24% | -12.24% | 5.69% | 6.12% | 8.34% |
FQTIX Franklin Templeton SMACS: Series I | 0.52% | 7.51% | 8.03% | 13.44% | -14.39% | 8.51% | 3.68% | 4.11% |
Returns By Period
In the year-to-date period, TPHAX achieves a -1.27% return, which is significantly lower than FQTIX's 0.52% return.
TPHAX
- 1D
- 0.27%
- 1M
- -1.92%
- YTD
- -1.27%
- 6M
- 0.08%
- 1Y
- 5.78%
- 3Y*
- 7.50%
- 5Y*
- 3.23%
- 10Y*
- 5.07%
FQTIX
- 1D
- 0.25%
- 1M
- -1.83%
- YTD
- 0.52%
- 6M
- 2.66%
- 1Y
- 9.72%
- 3Y*
- 7.86%
- 5Y*
- 3.61%
- 10Y*
- —
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TPHAX vs. FQTIX - Expense Ratio Comparison
TPHAX has a 1.39% expense ratio, which is higher than FQTIX's 0.00% expense ratio.
Return for Risk
TPHAX vs. FQTIX — Risk / Return Rank
TPHAX
FQTIX
TPHAX vs. FQTIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Timothy Plan High Yield Bond Fund (TPHAX) and Franklin Templeton SMACS: Series I (FQTIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TPHAX | FQTIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.63 | 2.55 | -0.92 |
Sortino ratioReturn per unit of downside risk | 2.23 | 3.46 | -1.24 |
Omega ratioGain probability vs. loss probability | 1.37 | 1.61 | -0.25 |
Calmar ratioReturn relative to maximum drawdown | 1.76 | 3.85 | -2.09 |
Martin ratioReturn relative to average drawdown | 8.05 | 17.15 | -9.10 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TPHAX | FQTIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.63 | 2.55 | -0.92 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.75 | 0.61 | +0.14 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 1.05 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.88 | 0.55 | +0.33 |
Correlation
The correlation between TPHAX and FQTIX is 0.75, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TPHAX vs. FQTIX - Dividend Comparison
TPHAX's dividend yield for the trailing twelve months is around 5.87%, less than FQTIX's 7.03% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TPHAX Timothy Plan High Yield Bond Fund | 5.87% | 5.39% | 5.75% | 5.35% | 4.60% | 4.23% | 4.26% | 4.11% | 4.13% | 3.55% | 3.88% | 4.72% |
FQTIX Franklin Templeton SMACS: Series I | 7.03% | 5.70% | 7.86% | 7.64% | 8.10% | 7.15% | 6.89% | 5.63% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
TPHAX vs. FQTIX - Drawdown Comparison
The maximum TPHAX drawdown since its inception was -35.48%, which is greater than FQTIX's maximum drawdown of -24.62%. Use the drawdown chart below to compare losses from any high point for TPHAX and FQTIX.
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Drawdown Indicators
| TPHAX | FQTIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -35.48% | -24.62% | -10.86% |
Max Drawdown (1Y)Largest decline over 1 year | -3.05% | -2.41% | -0.64% |
Max Drawdown (5Y)Largest decline over 5 years | -15.98% | -18.81% | +2.83% |
Max Drawdown (10Y)Largest decline over 10 years | -22.38% | — | — |
Current DrawdownCurrent decline from peak | -2.24% | -1.95% | -0.29% |
Average DrawdownAverage peak-to-trough decline | -3.28% | -4.42% | +1.14% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.67% | 0.54% | +0.13% |
Volatility
TPHAX vs. FQTIX - Volatility Comparison
The current volatility for Timothy Plan High Yield Bond Fund (TPHAX) is 1.47%, while Franklin Templeton SMACS: Series I (FQTIX) has a volatility of 1.57%. This indicates that TPHAX experiences smaller price fluctuations and is considered to be less risky than FQTIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TPHAX | FQTIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.47% | 1.57% | -0.10% |
Volatility (6M)Calculated over the trailing 6-month period | 2.10% | 2.38% | -0.28% |
Volatility (1Y)Calculated over the trailing 1-year period | 3.49% | 3.85% | -0.36% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 4.31% | 5.92% | -1.61% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.86% | 7.80% | -2.94% |