Timothy Plan High Yield Bond Fund (TPHAX)
The fund normally invests at least 80% of its total assets in a diversified portfolio of high yield fixed income securities. These include corporate bonds, convertible securities and preferred securities. The Investment Manager will generally purchase securities for the fund that are not investment grade ("junk" bonds), meaning securities with a rating of "BB" or lower as rated by Standard & Poor's or a comparable rating by another nationally recognized rating agency. The fund will not invest in Excluded Securities.
Fund Info
US8874326155
887432615
May 7, 2007
$1,000
Expense Ratio
TPHAX has a high expense ratio of 1.39%, indicating higher-than-average management fees.
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Timothy Plan High Yield Bond Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
Timothy Plan High Yield Bond Fund had a return of 1.34% year-to-date (YTD) and 9.02% in the last 12 months. Over the past 10 years, Timothy Plan High Yield Bond Fund had an annualized return of 4.26%, while the S&P 500 had an annualized return of 11.31%, indicating that Timothy Plan High Yield Bond Fund did not perform as well as the benchmark.
TPHAX
1.34%
0.78%
2.77%
9.02%
3.74%
4.26%
^GSPC (Benchmark)
4.46%
2.46%
9.31%
23.49%
13.03%
11.31%
Monthly Returns
The table below presents the monthly returns of TPHAX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 1.12% | 1.34% | |||||||||||
| 2024 | 0.46% | 0.11% | 1.30% | -0.46% | 1.26% | 1.03% | 1.70% | 1.34% | 1.10% | -0.66% | 0.89% | -0.36% | 7.95% |
| 2023 | 3.64% | -0.82% | 0.77% | 1.19% | -0.35% | 0.94% | 1.54% | -0.00% | -1.49% | -1.80% | 4.65% | 3.57% | 12.23% |
| 2022 | -2.14% | -1.14% | -1.35% | -3.45% | -0.33% | -7.26% | 5.99% | -2.31% | -4.62% | 2.63% | 1.95% | -0.30% | -12.25% |
| 2021 | 0.72% | 0.51% | 0.55% | 1.23% | 0.00% | 1.37% | 0.00% | 0.60% | 0.09% | -0.30% | -0.91% | 1.47% | 5.42% |
| 2020 | 0.10% | -2.30% | -13.81% | 5.39% | 6.06% | 1.62% | 4.13% | 1.50% | -1.03% | -0.32% | 3.79% | 2.41% | 6.13% |
| 2019 | 4.21% | 1.79% | 1.13% | 1.76% | -1.40% | 3.02% | 0.54% | 0.85% | 0.60% | 0.43% | 0.64% | 2.01% | 16.60% |
| 2018 | 0.21% | -1.50% | -0.84% | -0.11% | -0.22% | 0.15% | 0.78% | 0.78% | 0.15% | -1.66% | -0.90% | -1.55% | -4.65% |
| 2017 | 1.32% | 0.87% | -0.48% | 1.30% | 0.64% | 0.16% | 0.97% | 0.11% | 0.73% | 0.43% | -0.00% | 0.02% | 6.22% |
| 2016 | -1.68% | 1.10% | 4.12% | 3.38% | 0.11% | 0.66% | 2.37% | 1.32% | 0.22% | 0.33% | -0.66% | 1.47% | 13.37% |
| 2015 | 1.00% | 2.52% | -0.42% | 1.30% | 0.64% | -1.48% | -0.76% | -2.08% | -2.02% | 2.66% | -1.80% | -2.82% | -3.42% |
| 2014 | 0.63% | 1.67% | 0.36% | 0.41% | 0.93% | 0.93% | -1.33% | 1.34% | -2.04% | 0.63% | -1.67% | -2.50% | -0.75% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 96, TPHAX is among the top 4% of mutual funds on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Timothy Plan High Yield Bond Fund (TPHAX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
Timothy Plan High Yield Bond Fund provided a 5.67% dividend yield over the last twelve months, with an annual payout of $0.51 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.51 | $0.51 | $0.47 | $0.38 | $0.39 | $0.41 | $0.39 | $0.36 | $0.33 | $0.35 | $0.40 | $0.42 |
Dividend yield | 5.67% | 5.74% | 5.34% | 4.59% | 3.98% | 4.26% | 4.12% | 4.15% | 3.54% | 3.87% | 4.72% | 4.65% |
Monthly Dividends
The table displays the monthly dividend distributions for Timothy Plan High Yield Bond Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.00 | ||||||||||
| 2024 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.11 | $0.51 |
| 2023 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.09 | $0.47 |
| 2022 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.08 | $0.38 |
| 2021 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.39 |
| 2020 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.41 |
| 2019 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.39 |
| 2018 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.10 | $0.36 |
| 2017 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.10 | $0.33 |
| 2016 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.10 | $0.35 |
| 2015 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.10 | $0.40 |
| 2014 | $0.11 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.42 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Timothy Plan High Yield Bond Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Timothy Plan High Yield Bond Fund was 35.48%, occurring on Dec 15, 2008. Recovery took 196 trading sessions.
The current Timothy Plan High Yield Bond Fund drawdown is 0.11%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -35.48% | Oct 16, 2007 | 294 | Dec 15, 2008 | 196 | Sep 25, 2009 | 490 |
| -22.38% | Jan 22, 2020 | 43 | Mar 23, 2020 | 108 | Aug 25, 2020 | 151 |
| -16.14% | Sep 20, 2021 | 260 | Sep 29, 2022 | 371 | Mar 22, 2024 | 631 |
| -13.18% | Jul 8, 2014 | 404 | Feb 11, 2016 | 104 | Jul 12, 2016 | 508 |
| -8.07% | Jul 27, 2011 | 49 | Oct 4, 2011 | 68 | Jan 11, 2012 | 117 |
Volatility
Volatility Chart
The current Timothy Plan High Yield Bond Fund volatility is 0.63%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.