TPHAX vs. TPIAX
Compare and contrast key facts about Timothy Plan High Yield Bond Fund (TPHAX) and Timothy Plan International Fund (TPIAX).
TPHAX is managed by Timothy Plan. It was launched on May 7, 2007. TPIAX is managed by Timothy Plan. It was launched on May 3, 2007.
Performance
TPHAX vs. TPIAX - Performance Comparison
Loading graphics...
TPHAX vs. TPIAX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TPHAX Timothy Plan High Yield Bond Fund | -1.27% | 7.57% | 7.95% | 12.24% | -12.24% | 5.69% | 6.12% | 16.60% | -4.66% | 6.22% |
TPIAX Timothy Plan International Fund | -3.03% | 28.36% | 6.41% | 14.55% | -17.62% | 8.02% | 21.71% | 22.54% | -18.90% | 23.64% |
Returns By Period
In the year-to-date period, TPHAX achieves a -1.27% return, which is significantly higher than TPIAX's -3.03% return. Over the past 10 years, TPHAX has underperformed TPIAX with an annualized return of 5.07%, while TPIAX has yielded a comparatively higher 7.48% annualized return.
TPHAX
- 1D
- 0.27%
- 1M
- -1.92%
- YTD
- -1.27%
- 6M
- 0.08%
- 1Y
- 5.78%
- 3Y*
- 7.50%
- 5Y*
- 3.23%
- 10Y*
- 5.07%
TPIAX
- 1D
- -0.39%
- 1M
- -10.95%
- YTD
- -3.03%
- 6M
- -1.09%
- 1Y
- 19.26%
- 3Y*
- 12.60%
- 5Y*
- 5.37%
- 10Y*
- 7.48%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
TPHAX vs. TPIAX - Expense Ratio Comparison
TPHAX has a 1.39% expense ratio, which is lower than TPIAX's 1.64% expense ratio.
Return for Risk
TPHAX vs. TPIAX — Risk / Return Rank
TPHAX
TPIAX
TPHAX vs. TPIAX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Timothy Plan High Yield Bond Fund (TPHAX) and Timothy Plan International Fund (TPIAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TPHAX | TPIAX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.63 | 1.05 | +0.58 |
Sortino ratioReturn per unit of downside risk | 2.23 | 1.52 | +0.70 |
Omega ratioGain probability vs. loss probability | 1.37 | 1.21 | +0.16 |
Calmar ratioReturn relative to maximum drawdown | 1.76 | 1.42 | +0.35 |
Martin ratioReturn relative to average drawdown | 8.05 | 5.43 | +2.62 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| TPHAX | TPIAX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.63 | 1.05 | +0.58 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.75 | 0.33 | +0.42 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 1.05 | 0.44 | +0.61 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.88 | 0.18 | +0.71 |
Correlation
The correlation between TPHAX and TPIAX is 0.41, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
TPHAX vs. TPIAX - Dividend Comparison
TPHAX's dividend yield for the trailing twelve months is around 5.87%, more than TPIAX's 1.92% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TPHAX Timothy Plan High Yield Bond Fund | 5.87% | 5.39% | 5.75% | 5.35% | 4.60% | 4.23% | 4.26% | 4.11% | 4.13% | 3.55% | 3.88% | 4.72% |
TPIAX Timothy Plan International Fund | 1.92% | 1.86% | 1.04% | 0.98% | 0.45% | 0.45% | 0.00% | 0.78% | 1.21% | 2.13% | 1.05% | 1.11% |
Drawdowns
TPHAX vs. TPIAX - Drawdown Comparison
The maximum TPHAX drawdown since its inception was -35.48%, smaller than the maximum TPIAX drawdown of -58.51%. Use the drawdown chart below to compare losses from any high point for TPHAX and TPIAX.
Loading graphics...
Drawdown Indicators
| TPHAX | TPIAX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -35.48% | -58.51% | +23.03% |
Max Drawdown (1Y)Largest decline over 1 year | -3.05% | -11.72% | +8.67% |
Max Drawdown (5Y)Largest decline over 5 years | -15.98% | -32.64% | +16.66% |
Max Drawdown (10Y)Largest decline over 10 years | -22.38% | -36.22% | +13.84% |
Current DrawdownCurrent decline from peak | -2.24% | -11.57% | +9.33% |
Average DrawdownAverage peak-to-trough decline | -3.28% | -17.38% | +14.10% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.67% | 3.05% | -2.38% |
Volatility
TPHAX vs. TPIAX - Volatility Comparison
The current volatility for Timothy Plan High Yield Bond Fund (TPHAX) is 1.47%, while Timothy Plan International Fund (TPIAX) has a volatility of 7.48%. This indicates that TPHAX experiences smaller price fluctuations and is considered to be less risky than TPIAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| TPHAX | TPIAX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.47% | 7.48% | -6.01% |
Volatility (6M)Calculated over the trailing 6-month period | 2.10% | 11.26% | -9.16% |
Volatility (1Y)Calculated over the trailing 1-year period | 3.49% | 17.55% | -14.06% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 4.31% | 16.35% | -12.04% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.86% | 17.04% | -12.18% |