TRUF vs. HODL

Last updated Jun 30, 2026

TRUF (VanEck Financials TruSector ETF) and HODL (VanEck Bitcoin Trust) are both exchange-traded funds - TRUF is a Financials Equities fund managed by VanEck, while HODL is a Cryptocurrency fund tracking the CME CF Bitcoin Reference Rate - New York Variant. At a 0.12 correlation, their price movements are largely independent. TRUF charges 0.10%/yr vs 0.25%/yr for HODL.

Performance

TRUF vs. HODL - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in VanEck Financials TruSector ETF (TRUF) and VanEck Bitcoin Trust (HODL). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

TRUF

• 1D: 0.15%
• 1M: 4.55%
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

HODL

• 1D: 1.19%
• 1M: -17.77%
• YTD: -30.97%
• 6M: -30.67%
• 1Y: -43.53%
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

TRUF vs. HODL - Yearly Performance Comparison

	2026 (YTD)
TRUF VanEck Financials TruSector ETF	10.01%
HODL VanEck Bitcoin Trust	-11.46%

Correlation

The correlation between TRUF and HODL is 0.12, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (All Time) Calculated using the full available price history since Apr 2, 2026	0.12

Return for Risk

TRUF vs. HODL — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

TRUF

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

HODL

HODL Risk / Return Rank: 2
HODL Sharpe Ratio Rank: 2
HODL Sortino Ratio Rank: 2
HODL Omega Ratio Rank: 2
HODL Calmar Ratio Rank: 2
HODL Martin Ratio Rank: 2

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

TRUF vs. HODL - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for VanEck Financials TruSector ETF (TRUF) and VanEck Bitcoin Trust (HODL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	TRUF	HODL	Difference
Sharpe ratio: Return per unit of total volatility	—	-0.99	—
Sortino ratio: Return per unit of downside risk	—	-1.45	—
Omega ratio: Gain probability vs. loss probability	—	0.84	—
Calmar ratio: Return relative to maximum drawdown	—	-0.83	—
Martin ratio: Return relative to average drawdown	—	-1.40	—

Drawdowns

TRUF vs. HODL - Drawdown Comparison

The maximum TRUF drawdown since its inception was -3.24%, smaller than the maximum HODL drawdown of -52.83%. Use the drawdown chart below to compare losses from any high point for TRUF and HODL.

Drawdown Indicators

	TRUF	HODL	Difference
Max Drawdown Largest peak-to-trough decline	-3.24%	-52.83%	+49.59%
Max Drawdown (1Y) Largest decline over 1 year	—	-52.83%	—
Current Drawdown Current decline from peak	-0.74%	-51.90%	+51.16%
Average Drawdown Average peak-to-trough decline	-1.20%	-17.01%	+15.81%
Ulcer Index Depth and duration of drawdowns from previous peaks	—	31.19%	—

Volatility

Volatility by Period

	TRUF	HODL	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	13.57%	—
Volatility (6M) Calculated over the trailing 6-month period	—	34.59%	—
Volatility (1Y) Calculated over the trailing 1-year period	13.17%	44.27%	-31.10%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	13.17%	49.81%	-36.64%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	13.17%	49.81%	-36.64%

TRUF vs. HODL - Expense Ratio Comparison

TRUF has a 0.10% expense ratio, which is lower than HODL's 0.25% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

TRUF vs. HODL - Dividend Comparison

Neither TRUF nor HODL has paid dividends to shareholders.

Tickers have no history of dividend payments

Frequently Asked Questions

Can I hold both TRUF and HODL in my portfolio?

TRUF and HODL have a correlation of 0.12, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, TRUF or HODL?

On fees, TRUF is cheaper at 0.10% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, TRUF or HODL?

TRUF is cheaper with a 0.10% expense ratio, compared with 0.25% for HODL.

Which ETF pays a higher dividend yield, TRUF or HODL?

TRUF and HODL have nearly identical dividend yields, around 0.00%.

What is the main difference between TRUF and HODL?

TRUF is categorized as Financials Equities, while HODL is Cryptocurrency. Their fees differ too: 0.10% for TRUF and 0.25% for HODL.