TPFG vs. SPXM

Last updated Jul 17, 2026

TPFG (Timothy Plan Free Cash Flow Growth ETF) and SPXM (Azoria 500 Meritocracy ETF) are both Large Cap Blend Equities funds. TPFG is passively managed, while SPXM is actively managed. TPFG charges 0.59%/yr vs 0.47%/yr for SPXM.

Performance

TPFG vs. SPXM - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Timothy Plan Free Cash Flow Growth ETF (TPFG) and Azoria 500 Meritocracy ETF (SPXM). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

TPFG

• 1D: -2.66%
• 1M: -6.77%
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

SPXM

• 1D: 0.00%
• 1M: 0.00%
• 6M: 0.00%
• YTD: 0.00%
• 1Y: 8.72%
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

TPFG vs. SPXM - Yearly Performance Comparison

	2026 (YTD)
TPFG Timothy Plan Free Cash Flow Growth ETF	-0.76%
SPXM Azoria 500 Meritocracy ETF	0.00%

Return for Risk

TPFG vs. SPXM — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

TPFG

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

SPXM

SPXM Risk / Return Rank: 60
SPXM Sharpe Ratio Rank: 50
SPXM Sortino Ratio Rank: 48
SPXM Omega Ratio Rank: 82
SPXM Calmar Ratio Rank: 52
SPXM Martin Ratio Rank: 69

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

TPFG vs. SPXM - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Timothy Plan Free Cash Flow Growth ETF (TPFG) and Azoria 500 Meritocracy ETF (SPXM). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	TPFG	SPXM	Difference
Sharpe ratio: Return per unit of total volatility	—	1.40	—
Sortino ratio: Return per unit of downside risk	—	1.98	—
Omega ratio: Gain probability vs. loss probability	—	1.39	—
Calmar ratio: Return relative to maximum drawdown	—	2.11	—
Martin ratio: Return relative to average drawdown	—	9.87	—

Drawdowns

TPFG vs. SPXM - Drawdown Comparison

The maximum TPFG drawdown since its inception was -9.58%, which is greater than SPXM's maximum drawdown of -5.08%. Use the drawdown chart below to compare losses from any high point for TPFG and SPXM.

Drawdown Indicators

	TPFG	SPXM	Difference
Max Drawdown Largest peak-to-trough decline	-9.58%	-5.08%	-4.50%
Max Drawdown (1Y) Largest decline over 1 year	—	-5.08%	—
Current Drawdown Current decline from peak	-9.58%	-0.75%	-8.83%
Average Drawdown Average peak-to-trough decline	-2.86%	-0.78%	-2.08%

Volatility

Volatility by Period

	TPFG	SPXM	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	0.00%	—
Volatility (6M) Calculated over the trailing 6-month period	—	3.78%	—
Volatility (1Y) Calculated over the trailing 1-year period	32.98%	7.65%	+25.33%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	32.98%	7.59%	+25.39%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	32.98%	7.59%	+25.39%

TPFG vs. SPXM - Expense Ratio Comparison

TPFG has a 0.59% expense ratio, which is higher than SPXM's 0.47% expense ratio.

Dividends

TPFG vs. SPXM - Dividend Comparison

TPFG has not paid dividends to shareholders, while SPXM's dividend yield for the trailing twelve months is around 0.24%.

Position	TTM	2025
SPXM Azoria 500 Meritocracy ETF	0.24%	0.24%
TPFG Timothy Plan Free Cash Flow Growth ETF	0.00%	0.00%

Frequently Asked Questions

Which ETF is better, TPFG or SPXM?

On fees, SPXM is cheaper at 0.47% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, TPFG or SPXM?

SPXM is cheaper with a 0.47% expense ratio, compared with 0.59% for TPFG.

Which ETF pays a higher dividend yield, TPFG or SPXM?

SPXM has the higher dividend yield at 0.24%, compared with 0.00% for TPFG.

What is the main difference between TPFG and SPXM?

They also come from different issuers: Timothy Plan and Azoria. Their fees differ too: 0.59% for TPFG and 0.47% for SPXM.