TPFG vs. TPFI

Last updated Jul 16, 2026

TPFG (Timothy Plan Free Cash Flow Growth ETF) and TPFI (Timothy Plan Fixed Income ETF) are both exchange-traded funds - TPFG is a Large Cap Growth Equities fund tracking the Victory Free Cash Flow Growth BRI Index, while TPFI is a Intermediate Core-Plus Bond fund actively managed by Timothy Plan. TPFG is passively managed, while TPFI is actively managed. At a 0.34 correlation, their price movements are largely independent. TPFG charges 0.59%/yr vs 0.55%/yr for TPFI.

Performance

TPFG vs. TPFI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Timothy Plan Free Cash Flow Growth ETF (TPFG) and Timothy Plan Fixed Income ETF (TPFI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

TPFG

• 1D: -1.34%
• 1M: -4.90%
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

TPFI

• 1D: 0.12%
• 1M: -0.16%
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

TPFG vs. TPFI - Yearly Performance Comparison

	2026 (YTD)
TPFG Timothy Plan Free Cash Flow Growth ETF	1.96%
TPFI Timothy Plan Fixed Income ETF	-0.26%

Correlation

The correlation between TPFG and TPFI is 0.34, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (All Time) Calculated using the full available price history since May 5, 2026	0.34

Return for Risk

TPFG vs. TPFI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Timothy Plan Free Cash Flow Growth ETF (TPFG) and Timothy Plan Fixed Income ETF (TPFI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Drawdowns

TPFG vs. TPFI - Drawdown Comparison

The maximum TPFG drawdown since its inception was -8.66%, which is greater than TPFI's maximum drawdown of -1.66%. Use the drawdown chart below to compare losses from any high point for TPFG and TPFI.

Drawdown Indicators

	TPFG	TPFI	Difference
Max Drawdown Largest peak-to-trough decline	-8.66%	-1.66%	-7.00%
Current Drawdown Current decline from peak	-7.10%	-0.75%	-6.35%
Average Drawdown Average peak-to-trough decline	-2.73%	-0.49%	-2.24%

Volatility

Volatility by Period

	TPFG	TPFI	Difference
Volatility (1Y) Calculated over the trailing 1-year period	32.74%	3.90%	+28.84%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	32.74%	3.90%	+28.84%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	32.74%	3.90%	+28.84%

TPFG vs. TPFI - Expense Ratio Comparison

TPFG has a 0.59% expense ratio, which is higher than TPFI's 0.55% expense ratio.

Dividends

TPFG vs. TPFI - Dividend Comparison

TPFG has not paid dividends to shareholders, while TPFI's dividend yield for the trailing twelve months is around 0.70%.

Position	TTM
TPFG Timothy Plan Free Cash Flow Growth ETF	0.00%
TPFI Timothy Plan Fixed Income ETF	0.70%

Frequently Asked Questions

Can I hold both TPFG and TPFI in my portfolio?

TPFG and TPFI have a correlation of 0.34, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, TPFG or TPFI?

On fees, TPFI is cheaper at 0.55% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, TPFG or TPFI?

TPFI is cheaper with a 0.55% expense ratio, compared with 0.59% for TPFG.

Which ETF pays a higher dividend yield, TPFG or TPFI?

TPFI has the higher dividend yield at 0.70%, compared with 0.00% for TPFG.

What is the main difference between TPFG and TPFI?

TPFG is categorized as Large Cap Growth Equities, while TPFI is Intermediate Core-Plus Bond. Their fees differ too: 0.59% for TPFG and 0.55% for TPFI.