TAAGX vs. TPHAX
TAAGX (Timothy Plan Aggressive Growth Fund) and TPHAX (Timothy Plan High Yield Bond Fund) are both mutual funds - TAAGX is a Mid Cap Growth Equities fund managed by Timothy Plan, while TPHAX is a High Yield Bonds fund managed by Timothy Plan. Over the past 10 years, TAAGX returned 15.48%/yr vs 4.74%/yr for TPHAX. Their 0.33 correlation means their historical movements had little consistent relationship. TAAGX charges 1.61%/yr vs 1.39%/yr for TPHAX.
Performance
TAAGX vs. TPHAX - Performance Comparison
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Returns By Period
In the year-to-date period, TAAGX achieves a 27.71% return, which is significantly higher than TPHAX's 2.37% return. Over the past 10 years, TAAGX has outperformed TPHAX with an annualized return of 15.48%, while TPHAX has yielded a comparatively lower 4.74% annualized return.
TAAGX
- 1D
- 1.96%
- 1M
- -3.34%
- 6M
- 13.80%
- YTD
- 27.71%
- 1Y
- 40.84%
- 3Y*
- 29.28%
- 5Y*
- 14.12%
- 10Y*
- 15.48%
- ALL TIME*
- 6.27%
TPHAX
- 1D
- 0.33%
- 1M
- 0.22%
- 6M
- 1.92%
- YTD
- 2.37%
- 1Y
- 5.55%
- 3Y*
- 7.83%
- 5Y*
- 3.47%
- 10Y*
- 4.74%
- ALL TIME*
- 4.69%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
TAAGX vs. TPHAX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TAAGX Timothy Plan Aggressive Growth Fund | 27.71% | 16.01% | 36.81% | 26.46% | -25.98% | 17.90% | 36.11% | 27.71% | -12.17% | 19.12% |
TPHAX Timothy Plan High Yield Bond Fund | 2.37% | 7.57% | 7.95% | 12.24% | -12.24% | 5.69% | 6.12% | 16.60% | -4.66% | 6.22% |
Correlation
The correlation between TAAGX and TPHAX is 0.45, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.45 |
Correlation (3Y) Balances recent behavior with more history. | 0.44 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.45 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.40 |
Correlation (All Time) Calculated using the full available price history since May 10, 2007 | 0.33 |
The correlation between TAAGX and TPHAX shifts across timeframes, from 0.33 (all time) to 0.45 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
TAAGX vs. TPHAX — Risk / Return Rank
TAAGX
TPHAX
TAAGX vs. TPHAX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Timothy Plan Aggressive Growth Fund (TAAGX) and Timothy Plan High Yield Bond Fund (TPHAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| TAAGX | TPHAX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.28 | ||
| Sortino ratioReturn per unit of downside risk | -0.73 | ||
| Omega ratioGain probability vs. loss probability | 1.30 | 1.44 | -0.14 |
| Calmar ratioReturn relative to maximum drawdown | 2.90 | 2.32 | +0.58 |
| Martin ratioReturn relative to average drawdown | 11.35 | 11.44 | -0.09 |
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Drawdowns
TAAGX vs. TPHAX - Drawdown Comparison
The maximum TAAGX drawdown since its inception was -62.13%, which is greater than TPHAX's maximum drawdown of -35.48%. Use the drawdown chart below to compare losses from any high point for TAAGX and TPHAX.
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Drawdown Indicators
| TAAGX | TPHAX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -62.13% | -35.48% | -26.65% |
Max Drawdown (1Y)Largest decline over 1 year | -14.93% | -2.50% | -12.43% |
Max Drawdown (3Y)Largest decline over 3 years | -29.24% | -3.94% | -25.30% |
Max Drawdown (5Y)Largest decline over 5 years | -34.47% | -15.98% | -18.49% |
Max Drawdown (10Y)Largest decline over 10 years | -34.47% | -22.38% | -12.09% |
Current DrawdownCurrent decline from peak | -10.09% | 0.00% | -10.09% |
Average DrawdownAverage peak-to-trough decline | -18.61% | -3.23% | -15.38% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.80% | 0.51% | +3.29% |
Volatility
TAAGX vs. TPHAX - Volatility Comparison
Timothy Plan Aggressive Growth Fund (TAAGX) has a higher volatility of 7.99% compared to Timothy Plan High Yield Bond Fund (TPHAX) at 0.68%. This indicates that TAAGX's price experiences larger fluctuations and is considered to be riskier than TPHAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TAAGX | TPHAX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.99% | 0.68% | +7.31% |
Volatility (6M)Calculated over the trailing 6-month period | 20.28% | 2.32% | +17.96% |
Volatility (1Y)Calculated over the trailing 1-year period | 24.31% | 2.82% | +21.49% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 24.01% | 4.35% | +19.66% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 22.55% | 4.84% | +17.71% |
TAAGX vs. TPHAX - Expense Ratio Comparison
TAAGX has a 1.61% expense ratio, which is higher than TPHAX's 1.39% expense ratio.
Dividends
TAAGX vs. TPHAX - Dividend Comparison
TAAGX's dividend yield for the trailing twelve months is around 2.69%, less than TPHAX's 5.85% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TAAGX Timothy Plan Aggressive Growth Fund | 2.69% | 3.44% | 17.62% | 3.12% | 3.06% | 8.89% | 5.75% | 0.00% | 7.57% | 0.00% | 0.00% | 15.71% |
TPHAX Timothy Plan High Yield Bond Fund | 5.85% | 5.39% | 5.75% | 5.35% | 4.60% | 4.23% | 4.26% | 4.11% | 4.13% | 3.55% | 3.88% | 4.72% |
Frequently Asked Questions
TAAGX and TPHAX have a correlation of 0.45, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
TAAGX has higher volatility (7.99%) compared to TPHAX (0.68%). In terms of maximum drawdown, TAAGX dropped -62.13% vs TPHAX's -35.48%.
TPHAX currently has the higher Sharpe Ratio (2.06 vs 1.78), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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