TAAGX vs. TPHD

Last updated Jun 23, 2026

TAAGX (Timothy Plan Aggressive Growth Fund) and TPHD (Timothy Plan High Dividend Stock ETF) are both funds - TAAGX is a Mid Cap Growth Equities fund managed by Timothy Plan, while TPHD is a Mid Cap Value Equities fund tracking the Victory US Large Cap High Dividend Volatility Weighted BRI Index. Over the past 5 years, TAAGX returned 18.07%/yr vs 9.54%/yr for TPHD. A 0.62 correlation means they provide meaningful diversification when combined. TAAGX charges 1.61%/yr vs 0.52%/yr for TPHD.

Performance

TAAGX vs. TPHD - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Timothy Plan Aggressive Growth Fund (TAAGX) and Timothy Plan High Dividend Stock ETF (TPHD). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, TAAGX achieves a 39.80% return, which is significantly higher than TPHD's 9.36% return.

TAAGX

• 1D: 2.22%
• 1M: 7.39%
• YTD: 39.80%
• 6M: 37.61%
• 1Y: 64.86%
• 3Y*: 34.69%
• 5Y*: 18.07%
• 10Y*: 16.71%

TPHD

• 1D: 0.29%
• 1M: -0.01%
• YTD: 9.36%
• 6M: 8.85%
• 1Y: 14.04%
• 3Y*: 13.33%
• 5Y*: 9.54%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

TAAGX vs. TPHD - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019
TAAGX Timothy Plan Aggressive Growth Fund	39.80%	16.01%	36.81%	26.46%	-25.98%	17.90%	36.11%	6.74%
TPHD Timothy Plan High Dividend Stock ETF	9.36%	8.28%	12.14%	8.86%	-1.91%	27.98%	-1.30%	9.57%

Correlation

The correlation between TAAGX and TPHD is 0.38, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.38
Correlation (3Y) Calculated over the trailing 3-year period	0.55
Correlation (5Y) Calculated over the trailing 5-year period	0.63
Correlation (All Time) Calculated using the full available price history since May 1, 2019	0.62

Over the past year, the correlation between TAAGX and TPHD has dropped to 0.38 - well below their long-term average of 0.62, suggesting their price drivers have been diverging.

Return for Risk

TAAGX vs. TPHD — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

TAAGX

TAAGX Risk / Return Rank: 90
TAAGX Sharpe Ratio Rank: 93
TAAGX Sortino Ratio Rank: 84
TAAGX Omega Ratio Rank: 80
TAAGX Calmar Ratio Rank: 98
TAAGX Martin Ratio Rank: 98

TPHD

TPHD Risk / Return Rank: 41
TPHD Sharpe Ratio Rank: 38
TPHD Sortino Ratio Rank: 40
TPHD Omega Ratio Rank: 36
TPHD Calmar Ratio Rank: 48
TPHD Martin Ratio Rank: 41

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

TAAGX vs. TPHD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Timothy Plan Aggressive Growth Fund (TAAGX) and Timothy Plan High Dividend Stock ETF (TPHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	TAAGX	TPHD	Difference
Sharpe ratio: Return per unit of total volatility	2.93	1.33	+1.61
Sortino ratio: Return per unit of downside risk	3.67	1.99	+1.68
Omega ratio: Gain probability vs. loss probability	1.48	1.23	+0.25
Calmar ratio: Return relative to maximum drawdown	7.04	2.32	+4.72
Martin ratio: Return relative to average drawdown	27.01	6.41	+20.60

TAAGX vs. TPHD - Sharpe Ratio Comparison

The current TAAGX Sharpe Ratio is 2.93, which is higher than the TPHD Sharpe Ratio of 1.33. The chart below compares the historical Sharpe Ratios of TAAGX and TPHD, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

TAAGX vs. TPHD - Drawdown Comparison

The maximum TAAGX drawdown since its inception was -62.13%, which is greater than TPHD's maximum drawdown of -41.71%. Use the drawdown chart below to compare losses from any high point for TAAGX and TPHD.

Drawdown Indicators

	TAAGX	TPHD	Difference
Max Drawdown Largest peak-to-trough decline	-62.13%	-41.71%	-20.42%
Max Drawdown (1Y) Largest decline over 1 year	-9.26%	-6.08%	-3.18%
Max Drawdown (3Y) Largest decline over 3 years	-29.24%	-15.89%	-13.35%
Max Drawdown (5Y) Largest decline over 5 years	-34.47%	-16.54%	-17.93%
Max Drawdown (10Y) Largest decline over 10 years	-34.47%	—	—
Current Drawdown Current decline from peak	0.00%	-2.54%	+2.54%
Average Drawdown Average peak-to-trough decline	-18.66%	-4.71%	-13.95%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.41%	2.20%	+0.21%

Volatility

TAAGX vs. TPHD - Volatility Comparison

Timothy Plan Aggressive Growth Fund (TAAGX) has a higher volatility of 9.06% compared to Timothy Plan High Dividend Stock ETF (TPHD) at 3.01%. This indicates that TAAGX's price experiences larger fluctuations and is considered to be riskier than TPHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	TAAGX	TPHD	Difference
Volatility (1M) Calculated over the trailing 1-month period	9.06%	3.01%	+6.05%
Volatility (6M) Calculated over the trailing 6-month period	18.33%	7.43%	+10.90%
Volatility (1Y) Calculated over the trailing 1-year period	22.24%	10.65%	+11.59%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	23.62%	14.59%	+9.03%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	22.43%	19.58%	+2.85%

TAAGX vs. TPHD - Expense Ratio Comparison

TAAGX has a 1.61% expense ratio, which is higher than TPHD's 0.52% expense ratio.

Dividends

TAAGX vs. TPHD - Dividend Comparison

TAAGX's dividend yield for the trailing twelve months is around 2.46%, more than TPHD's 2.01% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
TAAGX Timothy Plan Aggressive Growth Fund	2.46%	3.44%	17.62%	3.12%	3.06%	8.89%	5.75%	0.00%	7.57%	0.00%	0.00%	15.71%
TPHD Timothy Plan High Dividend Stock ETF	2.01%	2.10%	2.09%	2.19%	2.38%	1.86%	2.38%	1.61%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both TAAGX and TPHD in my portfolio?

TAAGX and TPHD have a correlation of 0.38, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, TAAGX or TPHD?

TAAGX has higher volatility (9.06%) compared to TPHD (3.01%). In terms of maximum drawdown, TAAGX dropped -62.13% vs TPHD's -41.71%.

Which has better risk-adjusted returns?

TAAGX currently has the higher Sharpe Ratio (2.93 vs 1.33), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.