SYF vs. ADM
SYF (Synchrony Financial) and ADM (Archer-Daniels-Midland Company) are both stocks. SYF operates in Credit Services (Financial Services), while ADM operates in Farm Products (Consumer Defensive). Over the past 10 years, SYF returned 11.21%/yr vs 9.62%/yr for ADM. At a 0.36 correlation, their price movements are largely independent.
Performance
SYF vs. ADM - Performance Comparison
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Returns By Period
In the year-to-date period, SYF achieves a -14.75% return, which is significantly lower than ADM's 41.52% return. Over the past 10 years, SYF has outperformed ADM with an annualized return of 11.21%, while ADM has yielded a comparatively lower 9.62% annualized return.
SYF
- 1D
- -0.41%
- 1M
- -3.54%
- YTD
- -14.75%
- 6M
- -10.85%
- 1Y
- 21.12%
- 3Y*
- 30.70%
- 5Y*
- 9.51%
- 10Y*
- 11.21%
ADM
- 1D
- -0.87%
- 1M
- 3.98%
- YTD
- 41.52%
- 6M
- 40.42%
- 1Y
- 74.50%
- 3Y*
- 6.89%
- 5Y*
- 6.28%
- 10Y*
- 9.62%
SYF vs. ADM - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SYF Synchrony Financial | -14.75% | 30.64% | 74.01% | 19.76% | -27.43% | 36.40% | -0.08% | 57.48% | -37.84% | 8.35% |
ADM Archer-Daniels-Midland Company | 41.52% | 18.24% | -27.52% | -20.42% | 39.98% | 37.33% | 12.44% | 17.10% | 5.28% | -9.48% |
Correlation
The correlation between SYF and ADM is -0.09, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.09 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.16 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.26 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.36 |
Correlation (All Time) Calculated using the full available price history since Aug 1, 2014 | 0.36 |
The correlation between SYF and ADM shifts across timeframes, from -0.09 (1 year) to 0.36 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
SYF:
$24.41B
ADM:
$38.83B
SYF:
$9.85
ADM:
$2.23
SYF:
7.16
ADM:
35.92
SYF:
1.30
ADM:
0.48
SYF:
1.60
ADM:
1.70
SYF:
$19.92B
ADM:
$80.61B
SYF:
$12.16B
ADM:
$4.70B
SYF:
$4.94B
ADM:
$3.48B
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Return for Risk
SYF vs. ADM — Risk / Return Rank
SYF
ADM
SYF vs. ADM - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Synchrony Financial (SYF) and Archer-Daniels-Midland Company (ADM). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SYF | ADM | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.03 | ||
| Sortino ratioReturn per unit of downside risk | -2.52 | ||
| Omega ratioGain probability vs. loss probability | 1.15 | 1.43 | -0.29 |
| Calmar ratioReturn relative to maximum drawdown | 0.77 | 5.86 | -5.09 |
| Martin ratioReturn relative to average drawdown | 1.73 | 16.29 | -14.56 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SYF | ADM | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.73 | 2.76 | -2.03 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.26 | 0.22 | +0.04 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.28 | 0.36 | -0.07 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.32 | 0.26 | +0.06 |
Drawdowns
SYF vs. ADM - Drawdown Comparison
The maximum SYF drawdown since its inception was -66.37%, roughly equal to the maximum ADM drawdown of -68.01%. Use the drawdown chart below to compare losses from any high point for SYF and ADM.
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Drawdown Indicators
| SYF | ADM | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -66.37% | -68.01% | +1.64% |
Max Drawdown (1Y)Largest decline over 1 year | -27.61% | -12.79% | -14.82% |
Max Drawdown (3Y)Largest decline over 3 years | -37.75% | -49.22% | +11.47% |
Max Drawdown (5Y)Largest decline over 5 years | -46.65% | -54.14% | +7.49% |
Max Drawdown (10Y)Largest decline over 10 years | -66.37% | -54.14% | -12.23% |
Current DrawdownCurrent decline from peak | -19.61% | -8.25% | -11.36% |
Average DrawdownAverage peak-to-trough decline | -16.99% | -21.60% | +4.61% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 12.27% | 4.59% | +7.68% |
Volatility
SYF vs. ADM - Volatility Comparison
Synchrony Financial (SYF) and Archer-Daniels-Midland Company (ADM) have volatilities of 8.21% and 7.85%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SYF | ADM | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.21% | 7.85% | +0.36% |
Volatility (6M)Calculated over the trailing 6-month period | 23.13% | 19.33% | +3.80% |
Volatility (1Y)Calculated over the trailing 1-year period | 29.15% | 27.16% | +1.99% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 36.74% | 28.25% | +8.49% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 39.52% | 26.97% | +12.55% |
Dividends
SYF vs. ADM - Dividend Comparison
SYF's dividend yield for the trailing twelve months is around 1.70%, less than ADM's 2.57% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ADM Archer-Daniels-Midland Company | 2.57% | 3.55% | 3.96% | 2.49% | 1.72% | 2.19% | 2.86% | 3.02% | 3.27% | 3.19% | 2.63% | 3.05% |
SYF Synchrony Financial | 1.70% | 1.38% | 1.54% | 2.51% | 2.74% | 1.90% | 2.54% | 2.39% | 3.07% | 1.45% | 0.72% | 0.00% |
Financials
SYF vs. ADM - Financials Comparison
This section allows you to compare key financial metrics between Synchrony Financial and Archer-Daniels-Midland Company. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
SYF vs. ADM - Profitability Comparison
SYF - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Synchrony Financial reported a gross profit of 4.64B and revenue of 5.60B. Therefore, the gross margin over that period was 82.7%.
ADM - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Archer-Daniels-Midland Company reported a gross profit of 1.22B and revenue of 20.49B. Therefore, the gross margin over that period was 6.0%.
SYF - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Synchrony Financial reported an operating income of 914.00M and revenue of 5.60B, resulting in an operating margin of 16.3%.
ADM - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Archer-Daniels-Midland Company reported an operating income of 408.00M and revenue of 20.49B, resulting in an operating margin of 2.0%.
SYF - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Synchrony Financial reported a net income of 805.00M and revenue of 5.60B, resulting in a net margin of 14.4%.
ADM - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Archer-Daniels-Midland Company reported a net income of 298.00M and revenue of 20.49B, resulting in a net margin of 1.5%.
Frequently Asked Questions
SYF and ADM have a correlation of -0.09, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
SYF has higher volatility (8.21%) compared to ADM (7.85%). In terms of maximum drawdown, SYF dropped -66.37% vs ADM's -68.01%.
ADM currently has the higher Sharpe Ratio (2.76 vs 0.73), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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