SYF vs. ALLY
Compare and contrast key facts about Synchrony Financial (SYF) and Ally Financial Inc. (ALLY).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: SYF or ALLY.
Correlation
The correlation between SYF and ALLY is 0.57, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Performance
SYF vs. ALLY - Performance Comparison
Loading data...
Key characteristics
SYF:
0.85
ALLY:
-0.27
SYF:
1.41
ALLY:
0.01
SYF:
1.19
ALLY:
1.00
SYF:
0.93
ALLY:
-0.18
SYF:
2.70
ALLY:
-0.41
SYF:
13.12%
ALLY:
16.72%
SYF:
44.63%
ALLY:
38.02%
SYF:
-68.17%
ALLY:
-66.24%
SYF:
-13.88%
ALLY:
-27.11%
Fundamentals
SYF:
$23.26B
ALLY:
$10.99B
SYF:
$7.30
ALLY:
$0.60
SYF:
8.37
ALLY:
59.63
SYF:
1.61
ALLY:
0.37
SYF:
2.67
ALLY:
1.65
SYF:
1.51
ALLY:
0.92
SYF:
$18.05B
ALLY:
$15.68B
SYF:
$14.45B
ALLY:
$6.60B
SYF:
$5.24B
ALLY:
$1.63B
Returns By Period
In the year-to-date period, SYF achieves a -6.42% return, which is significantly lower than ALLY's 0.96% return. Over the past 10 years, SYF has underperformed ALLY with an annualized return of 6.70%, while ALLY has yielded a comparatively higher 7.45% annualized return.
SYF
-6.42%
28.03%
-6.26%
37.80%
29.86%
6.70%
ALLY
0.96%
11.60%
0.37%
-10.18%
22.53%
7.45%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Risk-Adjusted Performance
SYF vs. ALLY — Risk-Adjusted Performance Rank
SYF
ALLY
SYF vs. ALLY - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Synchrony Financial (SYF) and Ally Financial Inc. (ALLY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Loading data...
Dividends
SYF vs. ALLY - Dividend Comparison
SYF's dividend yield for the trailing twelve months is around 1.74%, less than ALLY's 3.36% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
SYF Synchrony Financial | 1.74% | 1.54% | 2.51% | 2.74% | 1.90% | 2.54% | 2.39% | 3.07% | 1.45% | 0.72% |
ALLY Ally Financial Inc. | 3.36% | 3.33% | 3.44% | 4.91% | 1.85% | 2.13% | 2.23% | 2.47% | 1.37% | 0.84% |
Drawdowns
SYF vs. ALLY - Drawdown Comparison
The maximum SYF drawdown since its inception was -68.17%, roughly equal to the maximum ALLY drawdown of -66.24%. Use the drawdown chart below to compare losses from any high point for SYF and ALLY. For additional features, visit the drawdowns tool.
Loading data...
Volatility
SYF vs. ALLY - Volatility Comparison
Synchrony Financial (SYF) and Ally Financial Inc. (ALLY) have volatilities of 10.83% and 11.30%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
Loading data...
Financials
SYF vs. ALLY - Financials Comparison
This section allows you to compare key financial metrics between Synchrony Financial and Ally Financial Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
SYF vs. ALLY - Profitability Comparison
SYF - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Synchrony Financial reported a gross profit of 3.84B and revenue of 5.55B. Therefore, the gross margin over that period was 69.1%.
ALLY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Ally Financial Inc. reported a gross profit of 1.56B and revenue of 3.43B. Therefore, the gross margin over that period was 45.6%.
SYF - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Synchrony Financial reported an operating income of 5.22B and revenue of 5.55B, resulting in an operating margin of 94.0%.
ALLY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Ally Financial Inc. reported an operating income of -284.00M and revenue of 3.43B, resulting in an operating margin of -8.3%.
SYF - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Synchrony Financial reported a net income of 757.00M and revenue of 5.55B, resulting in a net margin of 13.6%.
ALLY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Ally Financial Inc. reported a net income of -225.00M and revenue of 3.43B, resulting in a net margin of -6.6%.