SYF vs. AER
SYF (Synchrony Financial) and AER (AerCap Holdings N.V.) are both stocks. SYF operates in Credit Services (Financial Services), while AER operates in Airports & Air Services (Industrials). Over the past 10 years, SYF returned 14.53%/yr vs 15.83%/yr for AER. A 0.53 correlation means they provide meaningful diversification when combined.
Performance
SYF vs. AER - Performance Comparison
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Returns By Period
In the year-to-date period, SYF achieves a -8.51% return, which is significantly lower than AER's 2.71% return. Over the past 10 years, SYF has underperformed AER with an annualized return of 14.53%, while AER has yielded a comparatively higher 15.83% annualized return.
SYF
- 1D
- 0.60%
- 1M
- 5.40%
- YTD
- -8.51%
- 6M
- -11.09%
- 1Y
- 23.47%
- 3Y*
- 35.14%
- 5Y*
- 11.86%
- 10Y*
- 14.53%
AER
- 1D
- 1.23%
- 1M
- 5.94%
- YTD
- 2.71%
- 6M
- 1.36%
- 1Y
- 28.57%
- 3Y*
- 35.35%
- 5Y*
- 22.65%
- 10Y*
- 15.83%
SYF vs. AER - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SYF Synchrony Financial | -8.51% | 30.64% | 74.01% | 19.76% | -27.43% | 36.40% | -0.08% | 57.48% | -37.84% | 8.35% |
AER AerCap Holdings N.V. | 2.71% | 51.66% | 29.81% | 27.43% | -10.85% | 43.53% | -25.85% | 55.23% | -24.73% | 26.44% |
Correlation
The correlation between SYF and AER is 0.38, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.38 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.43 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.52 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.54 |
Correlation (All Time) Calculated using the full available price history since Jul 31, 2014 | 0.53 |
The correlation between SYF and AER shifts across timeframes, from 0.38 (1 year) to 0.54 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
SYF:
$26.20B
AER:
$24.21B
SYF:
$9.85
AER:
$22.98
SYF:
7.69
AER:
6.39
SYF:
0.73
AER:
0.16
SYF:
1.39
AER:
3.09
SYF:
1.72
AER:
1.32
SYF:
$19.92B
AER:
$8.11B
SYF:
$12.16B
AER:
$4.29B
SYF:
$4.94B
AER:
$6.71B
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Return for Risk
SYF vs. AER — Risk / Return Rank
SYF
AER
SYF vs. AER - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Synchrony Financial (SYF) and AerCap Holdings N.V. (AER). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| SYF | AER | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.33 | ||
| Sortino ratioReturn per unit of downside risk | -0.52 | ||
| Omega ratioGain probability vs. loss probability | 1.16 | 1.21 | -0.06 |
| Calmar ratioReturn relative to maximum drawdown | 0.85 | 1.94 | -1.09 |
| Martin ratioReturn relative to average drawdown | 1.86 | 4.92 | -3.06 |
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Drawdowns
SYF vs. AER - Drawdown Comparison
The maximum SYF drawdown since its inception was -66.37%, smaller than the maximum AER drawdown of -94.38%. Use the drawdown chart below to compare losses from any high point for SYF and AER.
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Drawdown Indicators
| SYF | AER | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -66.37% | -94.38% | +28.01% |
Max Drawdown (1Y)Largest decline over 1 year | -27.61% | -14.77% | -12.84% |
Max Drawdown (3Y)Largest decline over 3 years | -37.75% | -15.66% | -22.09% |
Max Drawdown (5Y)Largest decline over 5 years | -46.65% | -45.14% | -1.51% |
Max Drawdown (10Y)Largest decline over 10 years | -66.37% | -75.86% | +9.49% |
Current DrawdownCurrent decline from peak | -13.73% | -4.63% | -9.10% |
Average DrawdownAverage peak-to-trough decline | -16.98% | -28.38% | +11.40% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 12.64% | 5.82% | +6.82% |
Volatility
SYF vs. AER - Volatility Comparison
Synchrony Financial (SYF) has a higher volatility of 8.41% compared to AerCap Holdings N.V. (AER) at 6.65%. This indicates that SYF's price experiences larger fluctuations and is considered to be riskier than AER based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SYF | AER | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.41% | 6.65% | +1.76% |
Volatility (6M)Calculated over the trailing 6-month period | 23.58% | 20.35% | +3.23% |
Volatility (1Y)Calculated over the trailing 1-year period | 29.42% | 25.33% | +4.09% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 36.72% | 32.23% | +4.49% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 39.35% | 41.90% | -2.55% |
Dividends
SYF vs. AER - Dividend Comparison
SYF's dividend yield for the trailing twelve months is around 1.58%, more than AER's 0.91% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
AER AerCap Holdings N.V. | 0.91% | 0.75% | 0.78% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
SYF Synchrony Financial | 1.58% | 1.38% | 1.54% | 2.51% | 2.74% | 1.90% | 2.54% | 2.39% | 3.07% | 1.45% | 0.72% |
Financials
SYF vs. AER - Financials Comparison
This section allows you to compare key financial metrics between Synchrony Financial and AerCap Holdings N.V.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
SYF vs. AER - Profitability Comparison
SYF - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Synchrony Financial reported a gross profit of 4.64B and revenue of 5.60B. Therefore, the gross margin over that period was 82.7%.
AER - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, AerCap Holdings N.V. reported a gross profit of 1.41B and revenue of 2.16B. Therefore, the gross margin over that period was 65.4%.
SYF - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Synchrony Financial reported an operating income of 914.00M and revenue of 5.60B, resulting in an operating margin of 16.3%.
AER - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, AerCap Holdings N.V. reported an operating income of 1.28B and revenue of 2.16B, resulting in an operating margin of 59.3%.
SYF - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Synchrony Financial reported a net income of 805.00M and revenue of 5.60B, resulting in a net margin of 14.4%.
AER - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, AerCap Holdings N.V. reported a net income of 818.12M and revenue of 2.16B, resulting in a net margin of 37.8%.
Frequently Asked Questions
SYF and AER have a correlation of 0.38, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
SYF has higher volatility (8.41%) compared to AER (6.65%). In terms of maximum drawdown, SYF dropped -66.37% vs AER's -94.38%.
AER currently has the higher Sharpe Ratio (1.13 vs 0.80), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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