SWORX vs. SCHG
Compare and contrast key facts about Schwab Target 2055 Fund (SWORX) and Schwab U.S. Large-Cap Growth ETF (SCHG).
SWORX is managed by Charles Schwab. It was launched on Jan 22, 2013. SCHG is a passively managed fund by Charles Schwab that tracks the performance of the Dow Jones U.S. Large-Cap Growth Total Stock Market Index. It was launched on Dec 11, 2009.
Performance
SWORX vs. SCHG - Performance Comparison
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SWORX vs. SCHG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWORX Schwab Target 2055 Fund | -4.00% | 20.10% | 14.04% | 20.77% | -19.88% | 18.22% | 15.33% | 25.61% | -10.25% | 21.38% |
SCHG Schwab U.S. Large-Cap Growth ETF | -10.59% | 17.50% | 34.95% | 50.10% | -31.80% | 28.11% | 39.14% | 36.02% | -1.36% | 28.05% |
Returns By Period
In the year-to-date period, SWORX achieves a -4.00% return, which is significantly higher than SCHG's -10.59% return. Over the past 10 years, SWORX has underperformed SCHG with an annualized return of 9.88%, while SCHG has yielded a comparatively higher 16.83% annualized return.
SWORX
- 1D
- -0.32%
- 1M
- -8.94%
- YTD
- -4.00%
- 6M
- -1.23%
- 1Y
- 16.31%
- 3Y*
- 14.07%
- 5Y*
- 7.43%
- 10Y*
- 9.88%
SCHG
- 1D
- 3.67%
- 1M
- -5.12%
- YTD
- -10.59%
- 6M
- -8.51%
- 1Y
- 16.81%
- 3Y*
- 21.91%
- 5Y*
- 12.55%
- 10Y*
- 16.83%
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SWORX vs. SCHG - Expense Ratio Comparison
SWORX has a 0.00% expense ratio, which is lower than SCHG's 0.04% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
SWORX vs. SCHG — Risk / Return Rank
SWORX
SCHG
SWORX vs. SCHG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2055 Fund (SWORX) and Schwab U.S. Large-Cap Growth ETF (SCHG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWORX | SCHG | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.05 | 0.75 | +0.30 |
Sortino ratioReturn per unit of downside risk | 1.54 | 1.23 | +0.30 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.17 | +0.05 |
Calmar ratioReturn relative to maximum drawdown | 1.31 | 1.03 | +0.28 |
Martin ratioReturn relative to average drawdown | 5.98 | 3.54 | +2.44 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SWORX | SCHG | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.05 | 0.75 | +0.30 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.46 | 0.57 | -0.11 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.60 | 0.79 | -0.19 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.61 | 0.79 | -0.18 |
Correlation
The correlation between SWORX and SCHG is 0.88, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SWORX vs. SCHG - Dividend Comparison
SWORX's dividend yield for the trailing twelve months is around 4.61%, more than SCHG's 0.43% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWORX Schwab Target 2055 Fund | 4.61% | 4.43% | 3.44% | 3.31% | 8.42% | 5.25% | 2.23% | 5.15% | 6.43% | 2.74% | 5.19% | 5.85% |
SCHG Schwab U.S. Large-Cap Growth ETF | 0.43% | 0.36% | 0.39% | 0.46% | 0.55% | 0.42% | 0.52% | 0.82% | 1.27% | 1.01% | 1.04% | 1.22% |
Drawdowns
SWORX vs. SCHG - Drawdown Comparison
The maximum SWORX drawdown since its inception was -32.13%, smaller than the maximum SCHG drawdown of -34.59%. Use the drawdown chart below to compare losses from any high point for SWORX and SCHG.
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Drawdown Indicators
| SWORX | SCHG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -32.13% | -34.59% | +2.46% |
Max Drawdown (1Y)Largest decline over 1 year | -11.07% | -16.41% | +5.34% |
Max Drawdown (5Y)Largest decline over 5 years | -31.07% | -34.59% | +3.52% |
Max Drawdown (10Y)Largest decline over 10 years | -32.13% | -34.59% | +2.46% |
Current DrawdownCurrent decline from peak | -9.42% | -13.34% | +3.92% |
Average DrawdownAverage peak-to-trough decline | -5.58% | -5.22% | -0.36% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.42% | 4.78% | -2.36% |
Volatility
SWORX vs. SCHG - Volatility Comparison
The current volatility for Schwab Target 2055 Fund (SWORX) is 4.99%, while Schwab U.S. Large-Cap Growth ETF (SCHG) has a volatility of 6.67%. This indicates that SWORX experiences smaller price fluctuations and is considered to be less risky than SCHG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SWORX | SCHG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.99% | 6.67% | -1.68% |
Volatility (6M)Calculated over the trailing 6-month period | 8.96% | 12.51% | -3.55% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.57% | 22.43% | -6.86% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 16.39% | 22.32% | -5.93% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.60% | 21.51% | -4.91% |