SOFI vs. HDV
SOFI (SoFi Technologies, Inc.) is a stock, while HDV (iShares Core High Dividend ETF) is Dividend fund tracking the Morningstar Dividend Yield Focus Index. Over the past 5 years, SOFI returned 3.01%/yr vs 11.14%/yr for HDV. At a 0.21 correlation, their price movements are largely independent.
Performance
SOFI vs. HDV - Performance Comparison
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Returns By Period
In the year-to-date period, SOFI achieves a -29.14% return, which is significantly lower than HDV's 15.11% return.
SOFI
- 1D
- 2.32%
- 1M
- 11.88%
- 6M
- -31.65%
- YTD
- -29.14%
- 1Y
- -13.03%
- 3Y*
- 26.89%
- 5Y*
- 3.01%
- 10Y*
- —
HDV
- 1D
- -1.04%
- 1M
- -0.16%
- 6M
- 11.85%
- YTD
- 15.11%
- 1Y
- 19.18%
- 3Y*
- 15.09%
- 5Y*
- 11.14%
- 10Y*
- 8.96%
SOFI vs. HDV - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
SOFI SoFi Technologies, Inc. | -29.14% | 70.00% | 54.77% | 115.84% | -70.84% | 27.09% | 13.09% |
HDV iShares Core High Dividend ETF | 15.11% | 11.90% | 14.16% | 1.72% | 7.05% | 19.45% | 0.74% |
Correlation
The correlation between SOFI and HDV is -0.08, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.08 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.19 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.24 |
Correlation (All Time) Calculated using the full available price history since Nov 30, 2020 | 0.21 |
The correlation between SOFI and HDV shifts across timeframes, from -0.08 (1 year) to 0.24 (5 years), reflecting how their relationship changes across market environments.
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Return for Risk
SOFI vs. HDV — Risk / Return Rank
SOFI
HDV
SOFI vs. HDV - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for SoFi Technologies, Inc. (SOFI) and iShares Core High Dividend ETF (HDV). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| SOFI | HDV | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.07 | ||
| Sortino ratioReturn per unit of downside risk | -2.69 | ||
| Omega ratioGain probability vs. loss probability | 1.00 | 1.31 | -0.31 |
| Calmar ratioReturn relative to maximum drawdown | -0.25 | 3.72 | -3.97 |
| Martin ratioReturn relative to average drawdown | -0.41 | 10.18 | -10.59 |
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Drawdowns
SOFI vs. HDV - Drawdown Comparison
The maximum SOFI drawdown since its inception was -83.32%, which is greater than HDV's maximum drawdown of -37.04%. Use the drawdown chart below to compare losses from any high point for SOFI and HDV.
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Drawdown Indicators
| SOFI | HDV | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -83.32% | -37.04% | -46.28% |
Max Drawdown (1Y)Largest decline over 1 year | -52.96% | -5.18% | -47.78% |
Max Drawdown (3Y)Largest decline over 3 years | -52.96% | -10.49% | -42.47% |
Max Drawdown (5Y)Largest decline over 5 years | -81.54% | -15.42% | -66.12% |
Max Drawdown (10Y)Largest decline over 10 years | — | -37.04% | — |
Current DrawdownCurrent decline from peak | -42.41% | -1.60% | -40.81% |
Average DrawdownAverage peak-to-trough decline | -51.10% | -3.07% | -48.03% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 31.48% | 1.89% | +29.59% |
Volatility
SOFI vs. HDV - Volatility Comparison
SoFi Technologies, Inc. (SOFI) has a higher volatility of 12.27% compared to iShares Core High Dividend ETF (HDV) at 4.69%. This indicates that SOFI's price experiences larger fluctuations and is considered to be riskier than HDV based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SOFI | HDV | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 12.27% | 4.69% | +7.58% |
Volatility (6M)Calculated over the trailing 6-month period | 37.45% | 8.32% | +29.13% |
Volatility (1Y)Calculated over the trailing 1-year period | 55.60% | 10.50% | +45.10% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 66.45% | 12.90% | +53.55% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 71.59% | 15.75% | +55.84% |
Dividends
SOFI vs. HDV - Dividend Comparison
SOFI has not paid dividends to shareholders, while HDV's dividend yield for the trailing twelve months is around 2.87%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
HDV iShares Core High Dividend ETF | 2.87% | 3.22% | 3.67% | 3.82% | 3.56% | 3.47% | 4.07% | 3.27% | 3.67% | 3.27% | 3.28% | 3.92% |
SOFI SoFi Technologies, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
SOFI and HDV have a correlation of -0.08, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
SOFI has higher volatility (12.27%) compared to HDV (4.69%). In terms of maximum drawdown, SOFI dropped -83.32% vs HDV's -37.04%.
HDV currently has the higher Sharpe Ratio (1.84 vs -0.24), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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