SOFI vs. HOOD

Last updated Apr 2, 2026

Compare and contrast key facts about SoFi Technologies, Inc. (SOFI) and Robinhood Markets, Inc. (HOOD).

Performance

SOFI vs. HOOD - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in SoFi Technologies, Inc. (SOFI) and Robinhood Markets, Inc. (HOOD). The values are adjusted to include any dividend payments, if applicable.

SOFI vs. HOOD - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
SOFI SoFi Technologies, Inc.	-40.30%	70.00%	54.77%	115.84%	-70.84%	1.35%
HOOD Robinhood Markets, Inc.	-38.01%	203.54%	192.46%	56.51%	-54.17%	-48.99%

Fundamentals

Market Cap SOFI : $21.04B HOOD : $64.34B
EPS SOFI : $0.38 HOOD : $2.06
PE Ratio SOFI : 41.36 HOOD : 34.07
PS Ratio SOFI : 4.56 HOOD : 17.81
PB Ratio SOFI : 2.01 HOOD : 7.03
Total Revenue (TTM) SOFI : $4.36B HOOD : $3.60B
Gross Profit (TTM) SOFI : $2.56B HOOD : $2.69B
EBITDA (TTM) SOFI : $818.24M HOOD : $1.51B

Returns By Period

In the year-to-date period, SOFI achieves a -40.30% return, which is significantly lower than HOOD's -38.01% return.

SOFI

• 1D: -1.57%
• 1M: -15.01%
• YTD: -40.30%
• 6M: -39.32%
• 1Y: 31.23%
• 3Y*: 37.06%
• 5Y*: -1.98%
• 10Y*: —

HOOD

• 1D: 1.17%
• 1M: -11.01%
• YTD: -38.01%
• 6M: -49.61%
• 1Y: 66.30%
• 3Y*: 93.28%
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

SOFI vs. HOOD — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SOFI

SOFI Risk / Return Rank: 57
SOFI Sharpe Ratio Rank: 59
SOFI Sortino Ratio Rank: 57
SOFI Omega Ratio Rank: 54
SOFI Calmar Ratio Rank: 56
SOFI Martin Ratio Rank: 58

HOOD

HOOD Risk / Return Rank: 68
HOOD Sharpe Ratio Rank: 72
HOOD Sortino Ratio Rank: 71
HOOD Omega Ratio Rank: 67
HOOD Calmar Ratio Rank: 65
HOOD Martin Ratio Rank: 66

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SOFI vs. HOOD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for SoFi Technologies, Inc. (SOFI) and Robinhood Markets, Inc. (HOOD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	SOFI	HOOD	Difference
Sharpe ratio Return per unit of total volatility	0.52	0.94	-0.41
Sortino ratio Return per unit of downside risk	1.10	1.69	-0.59
Omega ratio Gain probability vs. loss probability	1.13	1.20	-0.07
Calmar ratio Return relative to maximum drawdown	0.65	1.20	-0.55
Martin ratio Return relative to average drawdown	1.73	2.89	-1.16
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

SOFI vs. HOOD - Sharpe Ratio Comparison

The current SOFI Sharpe Ratio is 0.52, which is lower than the HOOD Sharpe Ratio of 0.94. The chart below compares the historical Sharpe Ratios of SOFI and HOOD, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	SOFI	HOOD	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.52	0.94	-0.41
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.03	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.11	0.22	-0.11

Correlation

The correlation between SOFI and HOOD is 0.64, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

SOFI vs. HOOD - Dividend Comparison

Neither SOFI nor HOOD has paid dividends to shareholders.

Tickers have no history of dividend payments

Drawdowns

SOFI vs. HOOD - Drawdown Comparison

The maximum SOFI drawdown since its inception was -83.32%, smaller than the maximum HOOD drawdown of -90.21%. Use the drawdown chart below to compare losses from any high point for SOFI and HOOD.

Drawdown Indicators

	SOFI	HOOD	Difference
Max Drawdown Largest peak-to-trough decline	-83.32%	-90.21%	+6.89%
Max Drawdown (1Y) Largest decline over 1 year	-52.96%	-57.26%	+4.30%
Max Drawdown (5Y) Largest decline over 5 years	-82.00%	—	—
Current Drawdown Current decline from peak	-51.47%	-54.01%	+2.54%
Average Drawdown Average peak-to-trough decline	-51.35%	-61.46%	+10.11%
Ulcer Index Depth and duration of drawdowns from previous peaks	19.84%	23.68%	-3.84%

Volatility

SOFI vs. HOOD - Volatility Comparison

The current volatility for SoFi Technologies, Inc. (SOFI) is 10.41%, while Robinhood Markets, Inc. (HOOD) has a volatility of 17.83%. This indicates that SOFI experiences smaller price fluctuations and is considered to be less risky than HOOD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	SOFI	HOOD	Difference
Volatility (1M) Calculated over the trailing 1-month period	10.41%	17.83%	-7.42%
Volatility (6M) Calculated over the trailing 6-month period	41.85%	49.80%	-7.95%
Volatility (1Y) Calculated over the trailing 1-year period	59.88%	71.27%	-11.39%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	67.13%	73.92%	-6.79%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	72.31%	73.92%	-1.61%

Financials