SOFI vs. HOOD
SOFI (SoFi Technologies, Inc.) and HOOD (Robinhood Markets, Inc.) are both stocks. Both are in the Financial Services sector — SOFI in Credit Services, HOOD in Capital Markets. Over the past 3 years, SOFI returned 27.35%/yr vs 123.33%/yr for HOOD. A 0.64 correlation means they provide meaningful diversification when combined.
Performance
SOFI vs. HOOD - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, SOFI achieves a -34.68% return, which is significantly lower than HOOD's -6.53% return.
SOFI
- 1D
- -4.52%
- 1M
- 9.48%
- YTD
- -34.68%
- 6M
- -37.48%
- 1Y
- 12.50%
- 3Y*
- 27.35%
- 5Y*
- -4.39%
- 10Y*
- —
HOOD
- 1D
- -2.26%
- 1M
- 43.55%
- YTD
- -6.53%
- 6M
- -13.61%
- 1Y
- 34.66%
- 3Y*
- 123.33%
- 5Y*
- —
- 10Y*
- —
SOFI vs. HOOD - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
SOFI SoFi Technologies, Inc. | -34.68% | 70.00% | 54.77% | 115.84% | -70.84% | 2.86% |
HOOD Robinhood Markets, Inc. | -6.53% | 203.54% | 192.46% | 56.51% | -54.17% | -53.26% |
Correlation
The correlation between SOFI and HOOD is 0.59, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.59 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.64 |
Correlation (All Time) Calculated using the full available price history since Jul 29, 2021 | 0.64 |
The correlation between SOFI and HOOD has been stable across timeframes, ranging from 0.59 to 0.64 - a consistent structural relationship.
Fundamentals
SOFI:
$23.56B
HOOD:
$96.73B
SOFI:
$0.44
HOOD:
$2.07
SOFI:
38.53
HOOD:
51.09
SOFI:
4.70
HOOD:
24.77
SOFI:
2.18
HOOD:
9.98
SOFI:
$4.73B
HOOD:
$3.91B
SOFI:
$3.39B
HOOD:
$2.86B
SOFI:
$1.40B
HOOD:
$1.80B
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
SOFI vs. HOOD — Risk / Return Rank
SOFI
HOOD
SOFI vs. HOOD - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for SoFi Technologies, Inc. (SOFI) and Robinhood Markets, Inc. (HOOD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| SOFI | HOOD | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.28 | ||
| Sortino ratioReturn per unit of downside risk | -0.50 | ||
| Omega ratioGain probability vs. loss probability | 1.08 | 1.14 | -0.06 |
| Calmar ratioReturn relative to maximum drawdown | 0.24 | 0.61 | -0.37 |
| Martin ratioReturn relative to average drawdown | 0.42 | 1.09 | -0.66 |
Loading charts...
Drawdowns
SOFI vs. HOOD - Drawdown Comparison
The maximum SOFI drawdown since its inception was -83.32%, smaller than the maximum HOOD drawdown of -90.21%. Use the drawdown chart below to compare losses from any high point for SOFI and HOOD.
Loading charts...
Drawdown Indicators
| SOFI | HOOD | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -83.32% | -90.21% | +6.89% |
Max Drawdown (1Y)Largest decline over 1 year | -52.96% | -57.26% | +4.30% |
Max Drawdown (3Y)Largest decline over 3 years | -52.96% | -57.26% | +4.30% |
Max Drawdown (5Y)Largest decline over 5 years | -81.54% | — | — |
Current DrawdownCurrent decline from peak | -46.91% | -30.66% | -16.25% |
Average DrawdownAverage peak-to-trough decline | -51.18% | -60.74% | +9.56% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 29.59% | 32.02% | -2.43% |
Volatility
SOFI vs. HOOD - Volatility Comparison
The current volatility for SoFi Technologies, Inc. (SOFI) is 17.56%, while Robinhood Markets, Inc. (HOOD) has a volatility of 23.34%. This indicates that SOFI experiences smaller price fluctuations and is considered to be less risky than HOOD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| SOFI | HOOD | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 17.56% | 23.34% | -5.78% |
Volatility (6M)Calculated over the trailing 6-month period | 38.52% | 50.73% | -12.21% |
Volatility (1Y)Calculated over the trailing 1-year period | 56.08% | 69.85% | -13.77% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 66.65% | 74.07% | -7.42% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 71.85% | 74.07% | -2.22% |
Dividends
SOFI vs. HOOD - Dividend Comparison
Neither SOFI nor HOOD has paid dividends to shareholders.
Financials
SOFI vs. HOOD - Financials Comparison
This section allows you to compare key financial metrics between SoFi Technologies, Inc. and Robinhood Markets, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
SOFI vs. HOOD - Profitability Comparison
SOFI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, SoFi Technologies, Inc. reported a gross profit of 880.26M and revenue of 1.00B. Therefore, the gross margin over that period was 87.9%.
HOOD - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Robinhood Markets, Inc. reported a gross profit of 0.00 and revenue of 359.00M. Therefore, the gross margin over that period was 0.0%.
SOFI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, SoFi Technologies, Inc. reported an operating income of 159.46M and revenue of 1.00B, resulting in an operating margin of 15.9%.
HOOD - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Robinhood Markets, Inc. reported an operating income of 0.00 and revenue of 359.00M, resulting in an operating margin of 0.0%.
SOFI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, SoFi Technologies, Inc. reported a net income of 166.73M and revenue of 1.00B, resulting in a net margin of 16.7%.
HOOD - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Robinhood Markets, Inc. reported a net income of 346.00M and revenue of 359.00M, resulting in a net margin of 96.4%.
Frequently Asked Questions
SOFI and HOOD have a correlation of 0.59, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
HOOD has higher volatility (23.34%) compared to SOFI (17.56%). In terms of maximum drawdown, SOFI dropped -83.32% vs HOOD's -90.21%.
HOOD currently has the higher Sharpe Ratio (0.50 vs 0.22), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for SOFI and HOOD
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer