SOFI vs. HOOD

Last updated Aug 1, 2026

SOFI (SoFi Technologies, Inc.) and HOOD (Robinhood Markets, Inc.) are both stocks. Both are in the Financial Services sector — SOFI in Credit Services, HOOD in Capital Markets. Over the past 5 years, SOFI returned 1.10%/yr vs 19.75%/yr for HOOD. Their 0.64 correlation means they have sometimes moved together and sometimes differently.

Performance

SOFI vs. HOOD - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in SoFi Technologies, Inc. (SOFI) and Robinhood Markets, Inc. (HOOD). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, SOFI achieves a -37.70% return, which is significantly lower than HOOD's -23.47% return.

SOFI

• 1D: -0.97%
• 1M: -10.58%
• 6M: -28.50%
• YTD: -37.70%
• 1Y: -23.17%
• 3Y*: 16.37%
• 5Y*: 1.10%
• 10Y*: —
• ALL TIME*: 7.20%

HOOD

• 1D: -0.05%
• 1M: -23.21%
• 6M: -12.99%
• YTD: -23.47%
• 1Y: -13.35%
• 3Y*: 88.76%
• 5Y*: 19.75%
• 10Y*: —
• ALL TIME*: 17.88%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
HOOD Robinhood Markets, Inc.	$1.93B	$2.33B	$2.54B
SOFI SoFi Technologies, Inc.	$1.50B	$1.50B	$1.35B

SOFI vs. HOOD - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
SOFI SoFi Technologies, Inc.	-37.70%	70.00%	54.77%	115.84%	-70.84%	2.86%
HOOD Robinhood Markets, Inc.	-23.47%	203.54%	192.46%	56.51%	-54.17%	-53.26%

Correlation

The correlation between SOFI and HOOD is 0.62, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.62
Correlation (3Y) Balances recent behavior with more history.	0.63
Correlation (5Y) Shows whether the relationship held over a longer period.	0.64
Correlation (All Time) Calculated using the full available price history since Jul 29, 2021	0.64

The correlation between SOFI and HOOD has been stable across timeframes, ranging from 0.62 to 0.64 - a consistent structural relationship.

Fundamentals

Market Cap SOFI : $20.92B HOOD : $77.82B
EPS SOFI : $0.54 HOOD : $2.27
PE Ratio SOFI : 29.98 HOOD : 38.12
PS Ratio SOFI : 4.52 HOOD : 23.99
PB Ratio SOFI : 2.01 HOOD : 8.28
Total Revenue (TTM) SOFI : $4.85B HOOD : $3.31B
Gross Profit (TTM) SOFI : $3.97B HOOD : $2.09B
EBITDA (TTM) SOFI : $756.79M HOOD : $2.44B

Return for Risk

SOFI vs. HOOD — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

SOFI

SOFI Risk / Return Rank: 25
SOFI Sharpe Ratio Rank: 22
SOFI Sortino Ratio Rank: 24
SOFI Omega Ratio Rank: 25
SOFI Calmar Ratio Rank: 25
SOFI Martin Ratio Rank: 27

HOOD

HOOD Risk / Return Rank: 36
HOOD Sharpe Ratio Rank: 35
HOOD Sortino Ratio Rank: 37
HOOD Omega Ratio Rank: 36
HOOD Calmar Ratio Rank: 35
HOOD Martin Ratio Rank: 36

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

SOFI vs. HOOD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for SoFi Technologies, Inc. (SOFI) and Robinhood Markets, Inc. (HOOD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	SOFI	HOOD	Difference
Sharpe ratio: Return per unit of total volatility	-0.49	-0.23	-0.26
Sortino ratio: Return per unit of downside risk	-0.39	0.15	-0.54
Omega ratio: Gain probability vs. loss probability	0.95	1.02	-0.06
Calmar ratio: Return relative to maximum drawdown	-0.53	-0.28	-0.25
Martin ratio: Return relative to average drawdown	-0.84	-0.47	-0.36

SOFI vs. HOOD - Sharpe Ratio Comparison

The current SOFI Sharpe Ratio is -0.49, which is lower than the HOOD Sharpe Ratio of -0.23. The chart below compares the historical Sharpe Ratios of SOFI and HOOD, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

SOFI vs. HOOD - Drawdown Comparison

The maximum SOFI drawdown since its inception was -83.32%, smaller than the maximum HOOD drawdown of -90.21%. Use the drawdown chart below to compare losses from any high point for SOFI and HOOD.

Drawdown Indicators

	SOFI	HOOD	Difference
Max Drawdown Largest peak-to-trough decline	-83.32%	-90.21%	+6.89%
Max Drawdown (1Y) Largest decline over 1 year	-52.96%	-57.26%	+4.30%
Max Drawdown (3Y) Largest decline over 3 years	-52.96%	-57.26%	+4.30%
Max Drawdown (5Y) Largest decline over 5 years	-81.54%	-90.21%	+8.67%
Current Drawdown Current decline from peak	-49.36%	-43.22%	-6.14%
Average Drawdown Average peak-to-trough decline	-51.07%	-60.10%	+9.03%
Ulcer Index Depth and duration of drawdowns from previous peaks	33.29%	33.81%	-0.52%

Volatility

SOFI vs. HOOD - Volatility Comparison

SoFi Technologies, Inc. (SOFI) and Robinhood Markets, Inc. (HOOD) have volatilities of 16.98% and 17.67%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	SOFI	HOOD	Difference
Volatility (1M) Calculated over the trailing 1-month period	16.98%	17.67%	-0.69%
Volatility (6M) Calculated over the trailing 6-month period	39.65%	53.55%	-13.90%
Volatility (1Y) Calculated over the trailing 1-year period	56.66%	70.22%	-13.56%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	66.48%	73.87%	-7.39%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	71.52%	73.91%	-2.39%

Dividends

SOFI vs. HOOD - Dividend Comparison

Neither SOFI nor HOOD has paid dividends to shareholders.

Tickers have no history of dividend payments

Financials

Frequently Asked Questions

Can I hold both SOFI and HOOD in my portfolio?

SOFI and HOOD have a correlation of 0.62, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, SOFI or HOOD?

HOOD has higher volatility (17.67%) compared to SOFI (16.98%). In terms of maximum drawdown, SOFI dropped -83.32% vs HOOD's -90.21%.

Which has better risk-adjusted returns?

HOOD currently has the higher Sharpe Ratio (-0.23 vs -0.49), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.