SOFI vs. OPFI
Compare and contrast key facts about SoFi Technologies, Inc. (SOFI) and OppFi Inc. (OPFI).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: SOFI or OPFI.
Correlation
The correlation between SOFI and OPFI is 0.80, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
SOFI vs. OPFI - Performance Comparison
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Key characteristics
SOFI:
60.42%
OPFI:
98.20%
SOFI:
-83.32%
OPFI:
-1.62%
SOFI:
-48.88%
OPFI:
0.00%
Fundamentals
SOFI:
$14.57B
OPFI:
$1.28B
SOFI:
$0.43
OPFI:
$0.36
SOFI:
30.65
OPFI:
32.33
SOFI:
5.26
OPFI:
4.19
SOFI:
2.18
OPFI:
8.52
SOFI:
$2.77B
OPFI:
$398.62M
SOFI:
$2.70B
OPFI:
$320.87M
SOFI:
$339.41M
OPFI:
$193.53M
Returns By Period
SOFI
-14.42%
23.06%
1.31%
89.91%
N/A
N/A
OPFI
N/A
N/A
N/A
N/A
N/A
N/A
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Risk-Adjusted Performance
SOFI vs. OPFI — Risk-Adjusted Performance Rank
SOFI
OPFI
SOFI vs. OPFI - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for SoFi Technologies, Inc. (SOFI) and OppFi Inc. (OPFI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
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Dividends
SOFI vs. OPFI - Dividend Comparison
Neither SOFI nor OPFI has paid dividends to shareholders.
Drawdowns
SOFI vs. OPFI - Drawdown Comparison
The maximum SOFI drawdown since its inception was -83.32%, which is greater than OPFI's maximum drawdown of -1.62%. Use the drawdown chart below to compare losses from any high point for SOFI and OPFI. For additional features, visit the drawdowns tool.
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Volatility
SOFI vs. OPFI - Volatility Comparison
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Financials
SOFI vs. OPFI - Financials Comparison
This section allows you to compare key financial metrics between SoFi Technologies, Inc. and OppFi Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
SOFI vs. OPFI - Profitability Comparison
SOFI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, SoFi Technologies, Inc. reported a gross profit of 689.84M and revenue of 763.81M. Therefore, the gross margin over that period was 90.3%.
OPFI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, OppFi Inc. reported a gross profit of 110.25M and revenue of 135.72M. Therefore, the gross margin over that period was 81.2%.
SOFI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, SoFi Technologies, Inc. reported an operating income of 213.03M and revenue of 763.81M, resulting in an operating margin of 27.9%.
OPFI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, OppFi Inc. reported an operating income of 24.67M and revenue of 135.72M, resulting in an operating margin of 18.2%.
SOFI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, SoFi Technologies, Inc. reported a net income of 71.12M and revenue of 763.81M, resulting in a net margin of 9.3%.
OPFI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, OppFi Inc. reported a net income of -5.61M and revenue of 135.72M, resulting in a net margin of -4.1%.