SCHF vs. BBIN

Last updated Jun 3, 2026

SCHF (Schwab International Equity ETF) and BBIN (JPMorgan BetaBuilders International Equity ETF) are both Foreign Large Cap Equities funds - SCHF tracks the FTSE Developed ex U.S. Index while BBIN tracks the Morningstar Developed Markets ex-North America Target Market Exposure Index. Both are passively managed. Over the past 5 years, SCHF returned 10.24%/yr vs 8.84%/yr for BBIN. With a 0.99 correlation, they move nearly in lockstep. SCHF charges 0.06%/yr vs 0.07%/yr for BBIN.

Performance

SCHF vs. BBIN - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Schwab International Equity ETF (SCHF) and JPMorgan BetaBuilders International Equity ETF (BBIN). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, SCHF achieves a 16.56% return, which is significantly higher than BBIN's 9.35% return.

SCHF

• 1D: 0.54%
• 1M: 5.58%
• YTD: 16.56%
• 6M: 20.34%
• 1Y: 32.90%
• 3Y*: 20.25%
• 5Y*: 10.24%
• 10Y*: 10.37%

BBIN

• 1D: 0.57%
• 1M: 2.54%
• YTD: 9.35%
• 6M: 12.30%
• 1Y: 21.43%
• 3Y*: 16.97%
• 5Y*: 8.84%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

SCHF vs. BBIN - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019
SCHF Schwab International Equity ETF	16.56%	34.55%	3.28%	18.35%	-14.80%	11.40%	9.48%	3.56%
BBIN JPMorgan BetaBuilders International Equity ETF	9.35%	31.86%	3.65%	18.54%	-14.29%	11.74%	7.91%	3.14%

Correlation

The correlation between SCHF and BBIN is 0.97 - these two move nearly in lockstep. At this level, holding both provides almost no diversification benefit. If you already own one, adding the other does little to reduce portfolio risk.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.97
Correlation (3Y) Calculated over the trailing 3-year period	0.98
Correlation (5Y) Calculated over the trailing 5-year period	0.99
Correlation (All Time) Calculated using the full available price history since Dec 6, 2019	0.99

The correlation between SCHF and BBIN has been stable across timeframes, ranging from 0.97 to 0.99 - a consistent structural relationship.

SCHF vs. BBIN - Sectors Allocation Comparison

Sectors	SCHF	BBIN
Financial Services	20.6%	24.8%
Technology	15.7%	12.5%
Industrials	11.5%	16.6%
Basic Materials	6.5%	5.0%
Healthcare	6.5%	9.0%
Consumer Cyclical	5.7%	5.4%
Energy	5.0%	3.0%
Consumer Defensive	4.9%	5.9%
Communication Services	2.3%	3.2%
Real Estate	1.7%	0.3%
Utilities	1.7%	1.7%

Return for Risk

SCHF vs. BBIN — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SCHF

SCHF Risk / Return Rank: 62
SCHF Sharpe Ratio Rank: 62
SCHF Sortino Ratio Rank: 61
SCHF Omega Ratio Rank: 61
SCHF Calmar Ratio Rank: 60
SCHF Martin Ratio Rank: 64

BBIN

BBIN Risk / Return Rank: 40
BBIN Sharpe Ratio Rank: 38
BBIN Sortino Ratio Rank: 39
BBIN Omega Ratio Rank: 37
BBIN Calmar Ratio Rank: 39
BBIN Martin Ratio Rank: 44

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SCHF vs. BBIN - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Schwab International Equity ETF (SCHF) and JPMorgan BetaBuilders International Equity ETF (BBIN). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	SCHF	BBIN	Difference
Sharpe ratio Return per unit of total volatility	2.10	1.38	+0.72
Sortino ratio Return per unit of downside risk	2.89	2.01	+0.88
Omega ratio Gain probability vs. loss probability	1.38	1.25	+0.13
Calmar ratio Return relative to maximum drawdown	3.00	1.98	+1.02
Martin ratio Return relative to average drawdown	11.70	7.38	+4.33
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

SCHF vs. BBIN - Sharpe Ratio Comparison

The current SCHF Sharpe Ratio is 2.10, which is higher than the BBIN Sharpe Ratio of 1.38. The chart below compares the historical Sharpe Ratios of SCHF and BBIN, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	SCHF	BBIN	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	2.10	1.38	+0.72
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.63	0.54	+0.09
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.61	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.44	0.54	-0.10

Drawdowns

SCHF vs. BBIN - Drawdown Comparison

The maximum SCHF drawdown since its inception was -34.87%, roughly equal to the maximum BBIN drawdown of -33.37%. Use the drawdown chart below to compare losses from any high point for SCHF and BBIN.

Drawdown Indicators

	SCHF	BBIN	Difference
Max Drawdown Largest peak-to-trough decline	-34.87%	-33.37%	-1.50%
Max Drawdown (1Y) Largest decline over 1 year	-11.48%	-11.57%	+0.09%
Max Drawdown (3Y) Largest decline over 3 years	-13.41%	-13.98%	+0.57%
Max Drawdown (5Y) Largest decline over 5 years	-29.14%	-29.24%	+0.10%
Max Drawdown (10Y) Largest decline over 10 years	-34.87%	—	—
Current Drawdown Current decline from peak	0.00%	-1.14%	+1.14%
Average Drawdown Average peak-to-trough decline	-7.38%	-6.31%	-1.07%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.95%	3.11%	-0.16%

Volatility

SCHF vs. BBIN - Volatility Comparison

Schwab International Equity ETF (SCHF) has a higher volatility of 5.73% compared to JPMorgan BetaBuilders International Equity ETF (BBIN) at 5.31%. This indicates that SCHF's price experiences larger fluctuations and is considered to be riskier than BBIN based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	SCHF	BBIN	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.73%	5.31%	+0.42%
Volatility (6M) Calculated over the trailing 6-month period	13.32%	12.77%	+0.55%
Volatility (1Y) Calculated over the trailing 1-year period	15.75%	15.59%	+0.16%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	16.38%	16.57%	-0.19%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	17.19%	19.13%	-1.94%

SCHF vs. BBIN - Expense Ratio Comparison

SCHF has a 0.06% expense ratio, which is lower than BBIN's 0.07% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

SCHF vs. BBIN - Dividend Comparison

SCHF's dividend yield for the trailing twelve months is around 2.93%, less than BBIN's 3.61% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
BBIN JPMorgan BetaBuilders International Equity ETF	3.61%	3.87%	3.41%	3.20%	2.83%	3.54%	1.07%	0.09%	0.00%	0.00%	0.00%	0.00%
SCHF Schwab International Equity ETF	2.93%	3.42%	3.26%	2.97%	2.80%	3.19%	2.08%	2.95%	3.06%	2.35%	2.58%	2.26%

Frequently Asked Questions

Can I hold both SCHF and BBIN in my portfolio?

With a correlation of 0.97, SCHF and BBIN move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which is riskier, SCHF or BBIN?

SCHF has higher volatility (5.73%) compared to BBIN (5.31%). In terms of maximum drawdown, SCHF dropped -34.87% vs BBIN's -33.37%.

Which ETF is better, SCHF or BBIN?

On 5-year performance, SCHF leads with 10.24% vs 8.84% for BBIN. On fees, SCHF is cheaper at 0.06% per year. On volatility, BBIN has been the lower-risk option at 5.31%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, SCHF or BBIN?

Over the 5-year period, SCHF has performed better with a 10.24% return vs 8.84%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, SCHF or BBIN?

SCHF is cheaper with a 0.06% expense ratio, compared with 0.07% for BBIN.

Which ETF pays a higher dividend yield, SCHF or BBIN?

BBIN has the higher dividend yield at 3.61%, compared with 2.93% for SCHF.

What is the main difference between SCHF and BBIN?

SCHF tracks FTSE Developed ex U.S. Index, while BBIN tracks Morningstar Developed Markets ex-North America Target Market Exposure Index. They also come from different issuers: Charles Schwab and JPMorgan. Their fees differ too: 0.06% for SCHF and 0.07% for BBIN.

Which has better risk-adjusted returns?

SCHF currently has the higher Sharpe Ratio (2.10 vs 1.38), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.