RMD vs. HRTG
RMD (ResMed Inc.) and HRTG (Heritage Insurance Holdings, Inc.) are both stocks. RMD operates in Medical Instruments & Supplies (Healthcare), while HRTG operates in Insurance - Property & Casualty (Financial Services). Over the past 10 years, RMD returned 13.77%/yr vs 6.32%/yr for HRTG. At a 0.13 correlation, their price movements are largely independent.
Performance
RMD vs. HRTG - Performance Comparison
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Returns By Period
In the year-to-date period, RMD achieves a -18.90% return, which is significantly higher than HRTG's -27.48% return. Over the past 10 years, RMD has outperformed HRTG with an annualized return of 13.77%, while HRTG has yielded a comparatively lower 6.32% annualized return.
RMD
- 1D
- 4.22%
- 1M
- -6.25%
- YTD
- -18.90%
- 6M
- -22.33%
- 1Y
- -21.49%
- 3Y*
- -3.42%
- 5Y*
- -0.22%
- 10Y*
- 13.77%
HRTG
- 1D
- 1.63%
- 1M
- -26.88%
- YTD
- -27.48%
- 6M
- -25.07%
- 1Y
- -11.77%
- 3Y*
- 63.78%
- 5Y*
- 21.78%
- 10Y*
- 6.32%
RMD vs. HRTG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RMD ResMed Inc. | -18.90% | 6.26% | 34.18% | -16.55% | -19.47% | 23.41% | 38.33% | 37.85% | 36.38% | 39.06% |
HRTG Heritage Insurance Holdings, Inc. | -27.48% | 141.82% | 85.58% | 262.22% | -68.58% | -40.09% | -21.80% | -8.50% | -17.06% | 16.94% |
Correlation
The correlation between RMD and HRTG is 0.10, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.10 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.09 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.11 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.14 |
Correlation (All Time) Calculated using the full available price history since May 27, 2014 | 0.13 |
Fundamentals
RMD:
$13.78
HRTG:
$6.53
RMD:
14.10
HRTG:
3.25
RMD:
0.44
HRTG:
0.02
RMD:
3.87
HRTG:
0.77
RMD:
$5.54B
HRTG:
$848.47M
RMD:
$3.42B
HRTG:
$333.64M
RMD:
$2.10B
HRTG:
$285.21M
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Return for Risk
RMD vs. HRTG — Risk / Return Rank
RMD
HRTG
RMD vs. HRTG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for ResMed Inc. (RMD) and Heritage Insurance Holdings, Inc. (HRTG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RMD | HRTG | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.70 | ||
| Sortino ratioReturn per unit of downside risk | -1.26 | ||
| Omega ratioGain probability vs. loss probability | 0.86 | 1.01 | -0.15 |
| Calmar ratioReturn relative to maximum drawdown | -0.58 | -0.36 | -0.22 |
| Martin ratioReturn relative to average drawdown | -1.37 | -0.82 | -0.55 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| RMD | HRTG | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.90 | -0.21 | -0.70 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.01 | 0.31 | -0.31 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.44 | 0.11 | +0.33 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.52 | 0.12 | +0.40 |
Drawdowns
RMD vs. HRTG - Drawdown Comparison
The maximum RMD drawdown since its inception was -61.61%, smaller than the maximum HRTG drawdown of -94.36%. Use the drawdown chart below to compare losses from any high point for RMD and HRTG.
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Drawdown Indicators
| RMD | HRTG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -61.61% | -94.36% | +32.75% |
Max Drawdown (1Y)Largest decline over 1 year | -37.28% | -32.95% | -4.33% |
Max Drawdown (3Y)Largest decline over 3 years | -40.09% | -43.90% | +3.81% |
Max Drawdown (5Y)Largest decline over 5 years | -53.99% | -84.89% | +30.90% |
Max Drawdown (10Y)Largest decline over 10 years | -53.99% | -92.21% | +38.22% |
Current DrawdownCurrent decline from peak | -33.34% | -31.86% | -1.48% |
Average DrawdownAverage peak-to-trough decline | -15.98% | -46.56% | +30.58% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 15.67% | 14.38% | +1.29% |
Volatility
RMD vs. HRTG - Volatility Comparison
The current volatility for ResMed Inc. (RMD) is 10.42%, while Heritage Insurance Holdings, Inc. (HRTG) has a volatility of 24.18%. This indicates that RMD experiences smaller price fluctuations and is considered to be less risky than HRTG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RMD | HRTG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.42% | 24.18% | -13.76% |
Volatility (6M)Calculated over the trailing 6-month period | 19.43% | 37.89% | -18.46% |
Volatility (1Y)Calculated over the trailing 1-year period | 23.92% | 57.20% | -33.28% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 31.11% | 71.34% | -40.23% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 31.53% | 57.91% | -26.38% |
Dividends
RMD vs. HRTG - Dividend Comparison
RMD's dividend yield for the trailing twelve months is around 1.24%, while HRTG has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
HRTG Heritage Insurance Holdings, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 6.67% | 4.08% | 2.37% | 1.81% | 1.63% | 1.33% | 1.47% | 0.23% |
RMD ResMed Inc. | 1.24% | 0.94% | 0.88% | 1.07% | 0.83% | 0.62% | 0.73% | 0.98% | 1.26% | 1.61% | 2.03% | 2.16% |
Financials
RMD vs. HRTG - Financials Comparison
This section allows you to compare key financial metrics between ResMed Inc. and Heritage Insurance Holdings, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
RMD vs. HRTG - Profitability Comparison
RMD - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, ResMed Inc. reported a gross profit of 890.98M and revenue of 1.43B. Therefore, the gross margin over that period was 62.3%.
HRTG - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Heritage Insurance Holdings, Inc. reported a gross profit of 0.00 and revenue of 212.66M. Therefore, the gross margin over that period was 0.0%.
RMD - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, ResMed Inc. reported an operating income of 499.81M and revenue of 1.43B, resulting in an operating margin of 34.9%.
HRTG - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Heritage Insurance Holdings, Inc. reported an operating income of 50.82M and revenue of 212.66M, resulting in an operating margin of 23.9%.
RMD - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, ResMed Inc. reported a net income of 398.73M and revenue of 1.43B, resulting in a net margin of 27.9%.
HRTG - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Heritage Insurance Holdings, Inc. reported a net income of 36.48M and revenue of 212.66M, resulting in a net margin of 17.2%.
Frequently Asked Questions
RMD and HRTG have a correlation of 0.10, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
HRTG has higher volatility (24.18%) compared to RMD (10.42%). In terms of maximum drawdown, RMD dropped -61.61% vs HRTG's -94.36%.
HRTG currently has the higher Sharpe Ratio (-0.21 vs -0.90), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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